Alior Bank (ALR) Stock Overview
Provides various banking products and services for individuals, businesses, and enterprises in Poland. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
ALR Community Fair Values
Create NarrativeSee what 7 others think this stock is worth. Follow their fair value or set your own to get alerts.
Alior Bank S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | zł103.00 |
| 52 Week High | zł123.95 |
| 52 Week Low | zł84.76 |
| Beta | 1.0 |
| 1 Month Change | -0.96% |
| 3 Month Change | -3.60% |
| 1 Year Change | 16.38% |
| 3 Year Change | 201.17% |
| 5 Year Change | 493.15% |
| Change since IPO | 69.13% |
Recent News & Updates
Recent updates
Banking Digitization Will Boost Customer Engagement But Legal Risks May Impact Profitability
Improved risk management and digital engagement position Alior Bank for increased profitability and customer retention through better credit quality and transaction volume.If EPS Growth Is Important To You, Alior Bank (WSE:ALR) Presents An Opportunity
Apr 05
Is Now The Time To Put Alior Bank (WSE:ALR) On Your Watchlist?
May 23Should You Be Adding Alior Bank (WSE:ALR) To Your Watchlist Today?
Oct 31Shareholder Returns
| ALR | PL Banks | PL Market | |
|---|---|---|---|
| 7D | -1.8% | -2.5% | -1.9% |
| 1Y | 16.4% | 29.0% | 26.3% |
Return vs Industry: ALR underperformed the Polish Banks industry which returned 29% over the past year.
Return vs Market: ALR underperformed the Polish Market which returned 26.3% over the past year.
Price Volatility
| ALR volatility | |
|---|---|
| ALR Average Weekly Movement | 3.4% |
| Banks Industry Average Movement | 3.5% |
| Market Average Movement | 4.6% |
| 10% most volatile stocks in PL Market | 8.9% |
| 10% least volatile stocks in PL Market | 2.9% |
Stable Share Price: ALR has not had significant price volatility in the past 3 months compared to the Polish market.
Volatility Over Time: ALR's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2008 | 6,906 | Piotr Zabski | www.aliorbank.pl |
Alior Bank S.A. provides various banking products and services for individuals, businesses, and enterprises in Poland. The company operates through three segments: Retail, Corporate, and Treasury Activities. It offers term and savings deposits and current and subsidiary accounts, cash deposits and withdrawals, transfers, and personal and savings accounts; personal banking; cash loans, working capital loans, investment loans, mortgage loans, credit cards, and current account overdraft facilities; brokerage products and investment funds; currency and FX exchange transactions derivative instruments; and leasing and factoring services, as well as treasury and insurance services.
Alior Bank S.A. Fundamentals Summary
| ALR fundamental statistics | |
|---|---|
| Market cap | zł13.45b |
| Earnings (TTM) | zł2.29b |
| Revenue (TTM) | zł5.69b |
Is ALR overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ALR income statement (TTM) | |
|---|---|
| Revenue | zł5.69b |
| Cost of Revenue | zł7.31m |
| Gross Profit | zł5.68b |
| Other Expenses | zł3.39b |
| Earnings | zł2.29b |
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
Feb 24, 2026
| Earnings per share (EPS) | 17.58 |
| Gross Margin | 99.87% |
| Net Profit Margin | 40.32% |
| Debt/Equity Ratio | 21.2% |
How did ALR perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/12/08 02:28 |
| End of Day Share Price | 2025/12/08 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Alior Bank S.A. is covered by 18 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Dariusz Gorski | Banco Santander |
| Ivan Bokhmat | Barclays |
| Kamil Kliszcz | Biuro maklerskie mBanku |