MCB-Arif Habib Savings and Investments Limited is a publicly owned investment manager.
Price History & Performance
|Historical stock prices|
|Current Share Price||PK₨30.15|
|52 Week High||PK₨25.52|
|52 Week Low||PK₨44.50|
|1 Month Change||-15.05%|
|3 Month Change||-12.33%|
|1 Year Change||11.58%|
|3 Year Change||42.15%|
|5 Year Change||5.83%|
|Change since IPO||-54.94%|
Recent News & Updates
|MCBAH||PK Capital Markets||PK Market|
Return vs Industry: MCBAH exceeded the PK Capital Markets industry which returned -1.5% over the past year.
Return vs Market: MCBAH exceeded the PK Market which returned -0.5% over the past year.
Stable Share Price: MCBAH is not significantly more volatile than the rest of PK stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: MCBAH's weekly volatility (5%) has been stable over the past year.
About the Company
MCB-Arif Habib Savings and Investments Limited is a publicly owned investment manager. The firm also provides wealth management and investment advisory services to its clients. It provides its services to individual as well as institutional clients.
MCB-Arif Habib Savings and Investments Fundamentals Summary
|MCBAH fundamental statistics|
Is MCBAH overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|MCBAH income statement (TTM)|
|Cost of Revenue||PK₨9.90m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||5.23|
|Net Profit Margin||37.88%|
How did MCBAH perform over the long term?See historical performance and comparison
18.2%Current Dividend Yield
Is MCB-Arif Habib Savings and Investments undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate MCBAH's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate MCBAH's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: MCBAH is good value based on its PE Ratio (5.8x) compared to the PK Capital Markets industry average (9.7x).
PE vs Market: MCBAH is good value based on its PE Ratio (5.8x) compared to the PK market (7.8x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate MCBAH's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: MCBAH is overvalued based on its PB Ratio (1.4x) compared to the PK Capital Markets industry average (1.1x).
How is MCB-Arif Habib Savings and Investments forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as MCB-Arif Habib Savings and Investments has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has MCB-Arif Habib Savings and Investments performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: MCBAH has high quality earnings.
Growing Profit Margin: MCBAH's current net profit margins (37.9%) are higher than last year (30.8%).
Past Earnings Growth Analysis
Earnings Trend: MCBAH's earnings have grown by 11% per year over the past 5 years.
Accelerating Growth: MCBAH's earnings growth over the past year (46.1%) exceeds its 5-year average (11% per year).
Earnings vs Industry: MCBAH earnings growth over the past year (46.1%) underperformed the Capital Markets industry 152.3%.
Return on Equity
High ROE: MCBAH's Return on Equity (23.5%) is considered high.
How is MCB-Arif Habib Savings and Investments's financial position?
Financial Position Analysis
Short Term Liabilities: MCBAH's short term assets (PKR1.4B) exceed its short term liabilities (PKR687.2M).
Long Term Liabilities: MCBAH's short term assets (PKR1.4B) exceed its long term liabilities (PKR85.2M).
Debt to Equity History and Analysis
Debt Level: MCBAH is debt free.
Reducing Debt: MCBAH had no debt 5 years ago.
Debt Coverage: MCBAH has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: MCBAH has no debt, therefore coverage of interest payments is not a concern.
What is MCB-Arif Habib Savings and Investments's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: MCBAH's dividend (18.24%) is higher than the bottom 25% of dividend payers in the PK market (3.26%).
High Dividend: MCBAH's dividend (18.24%) is in the top 25% of dividend payers in the PK market (10.48%)
Stability and Growth of Payments
Stable Dividend: MCBAH's dividend payments have been volatile in the past 10 years.
Growing Dividend: MCBAH's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (95.6%), MCBAH's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Muhammad Saqib Saleem has been the Chief Executive Officer of MCB-Arif Habib Savings and Investments Limited since April 18, 2016 and serves as its Executive Director. Mr. Saleem served as the Chief Op...
Experienced Management: MCBAH's management team is not considered experienced ( 1.8 years average tenure), which suggests a new team.
Experienced Board: MCBAH's board of directors are not considered experienced ( 1.8 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
MCB-Arif Habib Savings and Investments Limited's employee growth, exchange listings and data sources
- Name: MCB-Arif Habib Savings and Investments Limited
- Ticker: MCBAH
- Exchange: KASE
- Founded: 2000
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Market Cap: PK₨2.171b
- Shares outstanding: 72.00m
- Website: https://www.mcbah.com
Number of Employees
- MCB-Arif Habib Savings and Investments Limited
- 2nd Floo
- Adamjee House, I.I. Chundrigar Road
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/20 15:25|
|End of Day Share Price||2021/10/20 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.