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ASOS

ASO Savings and LoansNGSE:ASOSAVINGS Stock Report

Market Cap

₦7.4b

7D

0%

1Y

0%

Updated

26 Oct, 2021

Data

Company Financials
ASOSAVINGS fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance0/6
Financial Health0/6
Dividends0/6

ASOSAVINGS Overview

ASO Savings and Loans Plc provides mortgage banking products and services in Nigeria.

Price History & Performance

Summary of all time highs, changes and price drops for ASO Savings and Loans
Historical stock prices
Current Share Price₦0.50
52 Week High₦0
52 Week Low₦0
Beta0
1 Month Change0%
3 Month Change0%
1 Year Change0%
3 Year Change0%
5 Year Change0%
Change since IPO-87.24%

Recent News & Updates

Shareholder Returns

ASOSAVINGSNG MortgageNG Market
7D0%-2.3%1.5%
1Y0%-3.0%40.2%

Return vs Industry: ASOSAVINGS exceeded the NG Mortgage industry which returned -3% over the past year.

Return vs Market: ASOSAVINGS underperformed the NG Market which returned 40.2% over the past year.

Price Volatility

Is ASOSAVINGS's price volatile compared to industry and market?
ASOSAVINGS volatility
ASOSAVINGS Beta0
Industry Beta1.04
Market Beta1

Stable Share Price: ASOSAVINGS is less volatile than 75% of NG stocks over the past 3 months, typically moving +/- 0% a week.

Volatility Over Time: ASOSAVINGS's weekly volatility (0%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1995n/aRisikatu Ahmedhttps://www.asoplc.com

ASO Savings and Loans Plc provides mortgage banking products and services in Nigeria. The company offers current and savings accounts, and fixed deposits; personal loans and home finance; and e-banking solutions, such as mobile phone, web/internet banking, ATM, and point of sale. It also offers real estate investment banking products and services, including residential and commercial real estate finance, loan syndication and structuring, financial advisory, and integrated financing; and deal underwriting and structuring, lease documents analysis, and business plan modeling services.

ASO Savings and Loans Fundamentals Summary

How do ASO Savings and Loans's earnings and revenue compare to its market cap?
ASOSAVINGS fundamental statistics
Market Cap₦7.37b
Earnings (TTM)₦207.51m
Revenue (TTM)₦3.61b

0x

P/E Ratio

0x

P/B Ratio

Is ASOSAVINGS overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report
ASOSAVINGS income statement (TTM)
Revenue₦3.61b
Cost of Revenue₦0
Gross Profit₦3.61b
Expenses₦3.41b
Earnings₦207.51m

Last Reported Earnings

Dec 31, 2013

Next Earnings Date

n/a

Earnings per share (EPS)0
Gross Margin0.00%
Net Profit Margin0.00%
Debt/Equity Ratio0.0%

How did ASOSAVINGS perform over the long term?

See historical performance and comparison

Valuation

Is ASO Savings and Loans undervalued compared to its fair value and its price relative to the market?


In this section, we usually try to help investors determine whether ASO Savings and Loans is trading at an attractive price based on the cash flow it is expected to produce in the future. But as ASO Savings and Loans has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.

This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.


Future Growth

How is ASO Savings and Loans forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

3.1%

Forecasted Banks industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as ASO Savings and Loans has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has ASO Savings and Loans performed over the past 5 years?

13.6%

Historical Banks annual earnings growth


In this section we usually display a company’s past earnings and revenues to help investors visualise the trend through time. We also gauge the company’s performance by benchmarking its returns and growth to its industry peers and the wider market. However, ASO Savings and Loans has not provided sufficient past data to assess its track record.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have historical data.


Financial Health

How is ASO Savings and Loans's financial position? (This company is analysed differently as a bank or financial institution)


In this section we usually analyse ASO Savings and Loans's finance health to determine how well-positioned it is against times of financial distress, in particular, its ability to manage its cash and debt levels. ASO Savings and Loans has not provided adequate balance sheet data, its financial health cannot be properly assessed as it.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have financial information.


Dividend

What is ASO Savings and Loans's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate ASOSAVINGS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate ASOSAVINGS's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if ASOSAVINGS's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if ASOSAVINGS's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: ASOSAVINGS is not paying a notable dividend for the NG market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of ASOSAVINGS's dividend in 3 years as they are not forecast to pay a notable one for the NG market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

0.8yrs

Average management tenure


CEO

Risikatu Ahmed

0.75

Tenure

Ms. Risikatu Ladi Ahmed serves as Managing Director & Chief Executive Officer at ASO Savings and Loans Plc since 2021 and serves as its Executive Director. She served as Corporate Services Director at ASO...


Leadership Team

Experienced Management: ASOSAVINGS's management team is not considered experienced ( 0.8 years average tenure), which suggests a new team.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

ASO Savings and Loans Plc's employee growth, exchange listings and data sources


Key Information

  • Name: ASO Savings and Loans Plc
  • Ticker: ASOSAVINGS
  • Exchange: NGSE
  • Founded: 1995
  • Industry: Thrifts and Mortgage Finance
  • Sector: Banks
  • Market Cap: ₦7.371b
  • Shares outstanding: 14.74b
  • Website: https://www.asoplc.com

Number of Employees


Location

  • ASO Savings and Loans Plc
  • FMBN Building
  • Plot 266
  • Abuja
  • Nigeria

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/26 15:20
End of Day Share Price2021/10/25 00:00
Earnings2013/12/31
Annual Earnings2013/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.