BLC BANKL Past Earnings Performance

Past criteria checks 0/6

BLC BANKL's earnings have been declining at an average annual rate of -71.7%, while the Banks industry saw earnings growing at 9.1% annually. Revenues have been declining at an average rate of 29.4% per year.

Key information

-71.7%

Earnings growth rate

-50.5%

EPS growth rate

Banks Industry Growth	-27.3%
Revenue growth rate	-29.4%
Return on equity	-17.8%
Net Margin	-152.7%
Last Earnings Update	31 Dec 2022

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How BLC BANKL makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BDB:BLC Revenue, expenses and earnings (LBP Millions)
Date	Revenue	Earnings	G+A Expenses
31 Dec 22	63,860	-97,498	138,744
31 Dec 21	-61,957	-192,026	87,868
31 Dec 20	100,291	-27,442	95,796
31 Mar 20	50,775	-66,493	93,428
31 Dec 19	79,166	-58,413	95,814
30 Sep 19	155,309	30,307	99,522
30 Jun 19	164,972	39,718	98,548
31 Mar 19	126,022	55,937	104,498
31 Dec 18	178,345	50,555	99,182
30 Sep 18	156,182	47,035	97,932
30 Jun 18	134,340	47,614	81,701
31 Mar 18	175,584	69,639	95,652
31 Dec 17	184,553	55,674	97,442
30 Sep 17	228,282	68,533	127,229
30 Jun 17	221,316	63,905	125,717
31 Mar 17	209,153	70,177	132,114
31 Dec 16	178,164	52,283	94,649
30 Sep 16	196,919	45,340	121,017
30 Jun 16	196,947	47,513	121,384
31 Mar 16	202,452	63,185	129,739
31 Dec 15	199,500	53,013	120,032
30 Sep 15	184,623	64,886	121,420
30 Jun 15	185,627	65,384	128,450
31 Mar 15	188,400	65,831	129,728
31 Dec 14	181,251	55,314	121,863
30 Sep 14	171,855	79,761	123,919
30 Jun 14	165,995	73,366	123,396
31 Mar 14	154,492	68,462	120,581
31 Dec 13	159,938	53,109	119,230
30 Sep 13	179,002	50,759	116,311
30 Jun 13	188,549	53,141	126,411
31 Mar 13	187,646	56,547	121,308
31 Dec 12	174,918	40,197	116,290

Quality Earnings: BLC is currently unprofitable.

Growing Profit Margin: BLC is currently unprofitable.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BLC is unprofitable, and losses have increased over the past 5 years at a rate of 71.7% per year.

Accelerating Growth: Unable to compare BLC's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: BLC is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (17.1%).

Return on Equity

High ROE: BLC has a negative Return on Equity (-17.84%), as it is currently unprofitable.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2023/12/12 09:58
End of Day Share Price	2023/09/14 00:00
Earnings	2022/12/31
Annual Earnings	2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

BLC BANK S.A.L. is covered by 0 analysts. of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution