Towa Bank Past Earnings Performance
Past criteria checks 4/6
Towa Bank's earnings have been declining at an average annual rate of -0.4%, while the Banks industry saw earnings growing at 7.2% annually. Revenues have been declining at an average rate of 2.3% per year. Towa Bank's return on equity is 4%, and it has net margins of 11%.
Key information
-0.4%
Earnings growth rate
-0.4%
EPS growth rate
Banks Industry Growth | 4.1% |
Revenue growth rate | -2.3% |
Return on equity | 4.0% |
Net Margin | 11.0% |
Next Earnings Update | 12 Nov 2024 |
Recent past performance updates
Revenue & Expenses Breakdown
How Towa Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
---|---|---|---|---|
30 Jun 24 | 32,396 | 3,572 | 19,844 | 0 |
31 Mar 24 | 31,996 | 3,323 | 19,735 | 0 |
31 Dec 23 | 32,184 | 3,472 | 19,738 | 0 |
30 Sep 23 | 30,747 | 2,449 | 19,740 | 0 |
30 Jun 23 | 30,227 | 2,775 | 19,605 | 0 |
31 Mar 23 | 31,677 | 3,898 | 19,603 | 0 |
31 Dec 22 | 29,529 | 1,845 | 19,807 | 0 |
30 Sep 22 | 29,727 | 2,552 | 19,655 | 0 |
30 Jun 22 | 30,627 | 1,965 | 19,815 | 0 |
31 Mar 22 | 30,363 | 1,745 | 19,751 | 0 |
31 Dec 21 | 32,845 | 3,419 | 19,874 | 0 |
30 Sep 21 | 32,606 | 2,764 | 20,023 | 0 |
30 Jun 21 | 32,311 | 2,840 | 20,171 | 0 |
31 Mar 21 | 31,996 | 2,301 | 20,210 | 0 |
31 Dec 20 | 33,922 | 2,912 | 19,927 | 0 |
30 Sep 20 | 34,657 | 3,204 | 20,107 | 0 |
30 Jun 20 | 34,255 | 2,561 | 20,176 | 0 |
31 Mar 20 | 34,079 | 2,704 | 20,245 | 0 |
31 Dec 19 | 34,016 | 2,785 | 20,543 | 0 |
30 Sep 19 | 33,776 | 3,073 | 20,565 | 0 |
30 Jun 19 | 34,374 | 4,235 | 20,712 | 0 |
31 Mar 19 | 34,843 | 4,605 | 20,860 | 0 |
31 Dec 18 | 37,313 | 6,583 | 21,067 | 0 |
30 Sep 18 | 40,113 | 8,223 | 21,504 | 0 |
30 Jun 18 | 43,269 | 9,771 | 21,842 | 0 |
31 Mar 18 | 45,017 | 10,862 | 22,180 | 0 |
31 Dec 17 | 45,375 | 10,156 | 22,257 | 0 |
30 Sep 17 | 43,710 | 9,167 | 22,298 | 0 |
30 Jun 17 | 40,797 | 7,471 | 22,271 | 0 |
31 Mar 17 | 41,167 | 8,087 | 22,243 | 0 |
31 Dec 16 | 39,245 | 7,405 | 22,133 | 0 |
30 Sep 16 | 40,188 | 8,087 | 21,977 | 0 |
30 Jun 16 | 40,435 | 8,505 | 21,903 | 0 |
31 Mar 16 | 39,263 | 7,657 | 21,646 | 0 |
31 Dec 15 | 40,071 | 9,378 | 21,348 | 0 |
30 Sep 15 | 40,322 | 9,348 | 21,411 | 0 |
30 Jun 15 | 41,034 | 12,229 | 21,531 | 0 |
31 Mar 15 | 41,355 | 11,926 | 21,684 | 0 |
31 Dec 14 | 39,323 | 14,786 | 21,612 | 0 |
30 Sep 14 | 39,507 | 14,886 | 21,570 | 0 |
30 Jun 14 | 40,186 | 12,427 | 21,385 | 0 |
31 Mar 14 | 40,193 | 12,304 | 21,343 | 0 |
31 Dec 13 | 40,309 | 7,514 | 21,533 | 0 |
30 Sep 13 | 39,358 | 6,765 | 21,535 | 0 |
Quality Earnings: 8558 has high quality earnings.
Growing Profit Margin: 8558's current net profit margins (11%) are higher than last year (9.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 8558's earnings have declined by 0.4% per year over the past 5 years.
Accelerating Growth: 8558's earnings growth over the past year (28.7%) exceeds its 5-year average (-0.4% per year).
Earnings vs Industry: 8558 earnings growth over the past year (28.7%) exceeded the Banks industry 19.1%.
Return on Equity
High ROE: 8558's Return on Equity (4%) is considered low.