Capital Bank of Jordan provides various commercial and investment banking services to individuals and corporate clients in Jordan, Iraq, the Middle East, Europe, Asia, the United States, Near East, and the Far-East. More Details
Adequate balance sheet with proven track record.
Share Price & News
How has Capital Bank of Jordan's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: EXFB is not significantly more volatile than the rest of JO stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: EXFB's weekly volatility (3%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: EXFB exceeded the JO Banks industry which returned 19.7% over the past year.
Return vs Market: EXFB exceeded the JO Market which returned 36.3% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Capital Bank of Jordan's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Capital Bank of Jordan undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: EXFB (JOD1.78) is trading above our estimate of fair value (JOD0)
Significantly Below Fair Value: EXFB is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: EXFB is good value based on its PE Ratio (6.4x) compared to the JO Banks industry average (15.3x).
PE vs Market: EXFB is good value based on its PE Ratio (6.4x) compared to the JO market (13.5x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate EXFB's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: EXFB is overvalued based on its PB Ratio (1.1x) compared to the JO Banks industry average (0.8x).
How is Capital Bank of Jordan forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Capital Bank of Jordan has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Capital Bank of Jordan performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: EXFB has a high level of non-cash earnings.
Growing Profit Margin: EXFB's current net profit margins (57.2%) are higher than last year (25.6%).
Past Earnings Growth Analysis
Earnings Trend: EXFB has become profitable over the past 5 years, growing earnings by 29.2% per year.
Accelerating Growth: EXFB's earnings growth over the past year (159.3%) exceeds its 5-year average (29.2% per year).
Earnings vs Industry: EXFB earnings growth over the past year (159.3%) exceeded the Banks industry -12%.
Return on Equity
High ROE: EXFB's Return on Equity (15.7%) is considered low.
How is Capital Bank of Jordan's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: EXFB's Assets to Equity ratio (9.6x) is low.
Allowance for Bad Loans: EXFB has a low allowance for bad loans (97%).
Low Risk Liabilities: 79% of EXFB's liabilities are made up of primarily low risk sources of funding.
Loan Level: EXFB has an appropriate level of Loans to Assets ratio (50%).
Low Risk Deposits: EXFB's Loans to Deposits ratio (71%) is appropriate.
Level of Bad Loans: EXFB has a high level of bad loans (5%).
What is Capital Bank of Jordan current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: EXFB's dividend (6.74%) is higher than the bottom 25% of dividend payers in the JO market (3.56%).
High Dividend: EXFB's dividend (6.74%) is low compared to the top 25% of dividend payers in the JO market (6.82%).
Stability and Growth of Payments
Stable Dividend: EXFB has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: EXFB's dividend payments have increased, but the company has only paid a dividend for 8 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (42.8%), EXFB's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Dawod Dawod Al Ghoul (50 yo)
Mr. Dawod Mohammad Dawod Al Ghoul serves as Chief Executive Officer at Capital Bank of Jordan since 2020. He had been Director of Capital Bank of Jordan since May 24, 2017 until March 1, 2020. He had been...
CEO Compensation Analysis
Compensation vs Market: Dawod's total compensation ($USD702.37K) is about average for companies of similar size in the JO market ($USD699.50K).
Compensation vs Earnings: Dawod's compensation has increased by more than 20% in the past year.
Experienced Management: EXFB's management team is considered experienced (3 years average tenure).
Experienced Board: EXFB's board of directors are considered experienced (8.9 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Capital Bank of Jordan's company bio, employee growth, exchange listings and data sources
- Name: Capital Bank of Jordan
- Ticker: EXFB
- Exchange: ASE
- Founded: 1995
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: د.أ356.000m
- Shares outstanding: 200.00m
- Website: https://www.capitalbank.jo
Number of Employees
- Capital Bank of Jordan
- 54 Issam Ajlouni Street
Capital Bank of Jordan provides various commercial and investment banking services to individuals and corporate clients in Jordan, Iraq, the Middle East, Europe, Asia, the United States, Near East, and the...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/09/20 15:28|
|End of Day Share Price||2021/09/20 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.