CRG Stock Overview
Banca Carige S.p.A. - Cassa di Risparmio di Genova e Imperia provides various banking products and services in Italy.
No risks detected for CRG from our risk checks.
Banca Carige. - Cassa di Risparmio di Genova e Imperia Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||€0.79|
|52 Week High||€1.45|
|52 Week Low||€0.59|
|1 Month Change||-0.25%|
|3 Month Change||0.31%|
|1 Year Change||n/a|
|3 Year Change||n/a|
|5 Year Change||-99.69%|
|Change since IPO||-100.00%|
Recent News & Updates
|CRG||IT Banks||IT Market|
Return vs Industry: Insufficient data to determine how CRG performed against the Italian Banks industry.
Return vs Market: Insufficient data to determine how CRG performed against the Italian Market.
|CRG Average Weekly Movement||1.3%|
|Banks Industry Average Movement||6.7%|
|Market Average Movement||6.3%|
|10% most volatile stocks in IT Market||8.8%|
|10% least volatile stocks in IT Market||4.1%|
Stable Share Price: CRG is less volatile than 75% of Italian stocks over the past 3 months, typically moving +/- 1% a week.
Volatility Over Time: CRG's weekly volatility has decreased from 12% to 1% over the past year.
About the Company
Banca Carige S.p.A. - Cassa di Risparmio di Genova e Imperia provides various banking products and services in Italy. Its products and services include current accounts, demand deposits, and term deposits; mortgage, personal, salary-backed, and other loans; credit cards; investments, leasing, and factoring services; payments and settlements, and asset custody/management services; insurance products; and internet and mobile banking services. The company serves households, small businesses, and small and medium sized companies.
Banca Carige. - Cassa di Risparmio di Genova e Imperia Fundamentals Summary
|CRG fundamental statistics|
Is CRG overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|CRG income statement (TTM)|
|Cost of Revenue||€0|
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
|Earnings per share (EPS)||-0.12|
|Net Profit Margin||-25.82%|
How did CRG perform over the long term?See historical performance and comparison
Is Banca Carige. - Cassa di Risparmio di Genova e Imperia undervalued compared to its fair value and its price relative to the market?
Valuation Score 0/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PB vs Industry
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate CRG's fair value for valuation analysis.
Significantly Below Fair Value: Insufficient data to calculate CRG's fair value for valuation analysis.
Price To Earnings Ratio
PE vs Industry: CRG is unprofitable, so we can't compare its PE Ratio to the Italian Banks industry average.
PE vs Market: CRG is unprofitable, so we can't compare its PE Ratio to the Italian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate CRG's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: CRG's PB Ratio (0.5x) is in line with the IT Banks industry average.
How is Banca Carige. - Cassa di Risparmio di Genova e Imperia forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Future Growth Score2/6
Future Growth Score 2/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual revenue growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: Insufficient data to determine if CRG's forecast earnings growth is above the savings rate (1.7%).
Earnings vs Market: Insufficient data to determine if CRG's earnings are forecast to grow faster than the Italian market
High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: CRG's revenue (73.1% per year) is forecast to grow faster than the Italian market (0.1% per year).
High Growth Revenue: CRG's revenue (73.1% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if CRG's Return on Equity is forecast to be high in 3 years time
How has Banca Carige. - Cassa di Risparmio di Genova e Imperia performed over the past 5 years?
Past Performance Score0/6
Past Performance Score 0/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CRG is currently unprofitable.
Growing Profit Margin: CRG is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: CRG is unprofitable, but has reduced losses over the past 5 years at a rate of 5.4% per year.
Accelerating Growth: Unable to compare CRG's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: CRG is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (35.8%).
Return on Equity
High ROE: CRG has a negative Return on Equity (-7.3%), as it is currently unprofitable.
How is Banca Carige. - Cassa di Risparmio di Genova e Imperia's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score4/6
Financial Health Score 4/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: CRG's Assets to Equity ratio (17.5x) is moderate.
Allowance for Bad Loans: CRG has a low allowance for bad loans (71%).
Low Risk Liabilities: 63% of CRG's liabilities are made up of primarily low risk sources of funding.
Loan Level: CRG has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: CRG's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: CRG has a high level of bad loans (3.9%).
What is Banca Carige. - Cassa di Risparmio di Genova e Imperia current dividend yield, its reliability and sustainability?
Dividend Score 0/6
Future Dividend Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate CRG's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate CRG's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if CRG's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if CRG's dividend payments have been increasing.
Current Payout to Shareholders
Earnings Coverage: CRG is not paying a notable dividend for the Italian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of CRG's dividend in 3 years as they are not forecast to pay a notable one for the Italian market.
Discover strong dividend paying companies
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Francesco Guido (62 yo)
Mr. Francesco Guido had been General Manager of Banco di Napoli S.p.A. since June 30, 2015. He serves as Director of Banca Carige SpA - Cassa di Risparmio di Genova e Imperia since January 31, 2020 and ser...
Experienced Board: CRG's board of directors are not considered experienced ( 2.3 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Banca Carige S.p.A. - Cassa di Risparmio di Genova e Imperia's employee growth, exchange listings and data sources
- Name: Banca Carige S.p.A. - Cassa di Risparmio di Genova e Imperia
- Ticker: CRG
- Exchange: BIT
- Founded: 1991
- Industry: Diversified Banks
- Sector: Banks
- Implied Market Cap: €599.450m
- Shares outstanding: 760.72m
- Website: https://www.gruppocarige.it
Number of Employees
- Banca Carige S.p.A. - Cassa di Risparmio di Genova e Imperia
- Via Cassa di Risparmio, 15
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/05/18 00:00|
|End of Day Share Price||2022/05/18 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.