Banco di Desio e della Brianza S.p.A. provides a range of banking, financial, and insurance solutions in Italy.
Mediocre balance sheet and slightly overvalued.
Share Price & News
How has Banco di Desio e della Brianza's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BDB has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: BDB exceeded the Italian Banks industry which returned -11.6% over the past year.
Return vs Market: BDB exceeded the Italian Market which returned -11.3% over the past year.
Price Volatility Vs. Market
How volatile is Banco di Desio e della Brianza's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 weeks ago | Simply Wall StBanco di Desio e della Brianza (BIT:BDB) Share Prices Have Dropped 37% In The Last Five Years
2 months ago | Simply Wall StIs Banco di Desio e della Brianza S.p.A.'s (BIT:BDB) 4.4% Dividend Worth Your Time?
5 months ago | Simply Wall StIf You Had Bought Banco di Desio e della Brianza (BIT:BDB) Shares A Year Ago You'd Have Made 70%
Is Banco di Desio e della Brianza undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: BDB (€2.23) is trading above our estimate of fair value (€1.26)
Significantly Below Fair Value: BDB is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: BDB is poor value based on its PE Ratio (9.1x) compared to the IT Banks industry average (7.3x).
PE vs Market: BDB is good value based on its PE Ratio (9.1x) compared to the Italian market (15.8x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate BDB's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: BDB is good value based on its PB Ratio (0.3x) compared to the IT Banks industry average (0.4x).
How is Banco di Desio e della Brianza forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Banco di Desio e della Brianza has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Take a look at our analysis of BDB’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- Banco di Desio e della Brianza competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Banks industry.
How has Banco di Desio e della Brianza performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BDB has high quality earnings.
Growing Profit Margin: BDB's current net profit margins (10.2%) are lower than last year (12%).
Past Earnings Growth Analysis
Earnings Trend: BDB's earnings have grown by 6.1% per year over the past 5 years.
Accelerating Growth: BDB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BDB had negative earnings growth (-12.2%) over the past year, making it difficult to compare to the Banks industry average (7.8%).
Return on Equity
High ROE: BDB's Return on Equity (3.4%) is considered low.
How is Banco di Desio e della Brianza's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: BDB's Assets to Equity ratio (14.7x) is moderate.
Allowance for Bad Loans: BDB has a low allowance for bad loans (53%).
Low Risk Liabilities: 72% of BDB's liabilities are made up of primarily low risk sources of funding.
Loan Level: BDB has an appropriate level of Loans to Assets ratio (84%).
Low Risk Deposits: BDB's Loans to Deposits ratio (126%) is high.
Level of Bad Loans: BDB has a high level of bad loans (4.9%).
What is Banco di Desio e della Brianza current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: BDB's dividend (4.65%) is higher than the bottom 25% of dividend payers in the Italian market (1.95%).
High Dividend: BDB's dividend (4.65%) is low compared to the top 25% of dividend payers in the Italian market (5.37%).
Stability and Growth of Payments
Stable Dividend: BDB's dividend payments have been volatile in the past 10 years.
Growing Dividend: BDB's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (42.4%), BDB's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Alessandro Decio serves as Chief Executive Officer at Banco di Desio e della Brianza SpA since 2020 and serves as its Director since 2020.
|CEO & Director||0.58yr||no data||no data|
|Chairman of the Board||3.33yrs||€255.10k||no data|
|Vice Chairman of the Board||3.33yrs||€1.09m||no data|
|Director||0.58yr||no data||no data|
|Director||1.42yrs||no data||no data|
|Director||0.58yr||no data||no data|
Experienced Board: BDB's board of directors are considered experienced (3.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Banco di Desio e della Brianza S.p.A.'s company bio, employee growth, exchange listings and data sources
- Name: Banco di Desio e della Brianza S.p.A.
- Ticker: BDB
- Exchange: BIT
- Founded: 1909
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: €301.974m
- Shares outstanding: 135.95m
- Website: https://www.bancodesio.it
Number of Employees
- Banco di Desio e della Brianza S.p.A.
- via E. Rovagnati 1
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|BDB||BIT (Borsa Italiana)||Yes||Ordinary Shares||IT||EUR||May 1995|
|BJ7||BST (Boerse-Stuttgart)||Yes||Ordinary Shares||DE||EUR||May 1995|
|0O5V||LSE (London Stock Exchange)||Yes||Ordinary Shares||GB||EUR||May 1995|
|BDBM||BATS-CHIXE (BATS 'Chi-X Europe')||Yes||Ordinary Shares||GB||EUR||May 1995|
|BDBR||BIT (Borsa Italiana)||Saving Shares||IT||EUR||Feb 1999|
|0O5W||LSE (London Stock Exchange)||Saving Shares||GB||EUR||Feb 1999|
|BDBRM||BATS-CHIXE (BATS 'Chi-X Europe')||Saving Shares||GB||EUR||Feb 1999|
Banco di Desio e della Brianza S.p.A. provides a range of banking, financial, and insurance solutions in Italy. The company was founded in 1909 and is based in Desio, Italy.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/08/02 21:43|
|End of Day Share Price||2020/07/31 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.