NSEI:OFSS

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Oracle Financial Services Software

Executive Summary

Oracle Financial Services Software Limited provides information technology (IT) solutions and business processing services to the financial services industry worldwide. More Details


Snowflake Analysis

Flawless balance sheet with outstanding track record.


Similar Companies

Share Price & News

How has Oracle Financial Services Software's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: OFSS has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

0.03%

OFSS

1.6%

IN Software

-0.6%

IN Market


1 Year Return

5.5%

OFSS

34.3%

IN Software

0.9%

IN Market

Return vs Industry: OFSS underperformed the Indian Software industry which returned 36% over the past year.

Return vs Market: OFSS exceeded the Indian Market which returned 2.2% over the past year.


Shareholder returns

OFSSIndustryMarket
7 Day0.03%1.6%-0.6%
30 Day9.0%7.4%4.0%
90 Day9.1%36.0%5.7%
1 Year13.4%5.5%40.3%34.3%2.6%0.9%
3 Year3.5%-6.9%21.3%9.7%-2.8%-7.4%
5 Year-3.2%-19.2%16.2%0.2%39.9%29.5%

Price Volatility Vs. Market

How volatile is Oracle Financial Services Software's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Oracle Financial Services Software undervalued compared to its fair value and its price relative to the market?

17.65x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: OFSS (₹3310.85) is trading above our estimate of fair value (₹2081.58)

Significantly Below Fair Value: OFSS is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: OFSS is poor value based on its PE Ratio (17.9x) compared to the IN Software industry average (14x).

PE vs Market: OFSS is poor value based on its PE Ratio (17.9x) compared to the Indian market (16.5x).


Price to Earnings Growth Ratio

PEG Ratio: OFSS is poor value based on its PEG Ratio (2.2x)


Price to Book Ratio

PB vs Industry: OFSS is overvalued based on its PB Ratio (4.3x) compared to the IN Software industry average (1.4x).


Next Steps

Future Growth

How is Oracle Financial Services Software forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?

8.3%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: OFSS's forecast earnings growth (8.3% per year) is above the savings rate (7.2%).

Earnings vs Market: OFSS's earnings (8.3% per year) are forecast to grow slower than the Indian market (25.9% per year).

High Growth Earnings: OFSS's earnings are forecast to grow, but not significantly.

Revenue vs Market: OFSS's revenue (5.7% per year) is forecast to grow slower than the Indian market (11.4% per year).

High Growth Revenue: OFSS's revenue (5.7% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if OFSS's Return on Equity is forecast to be high in 3 years time


Next Steps

Past Performance

How has Oracle Financial Services Software performed over the past 5 years?

7.2%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: OFSS has high quality earnings.

Growing Profit Margin: OFSS's current net profit margins (31.8%) are higher than last year (27.9%).


Past Earnings Growth Analysis

Earnings Trend: OFSS's earnings have grown by 7.2% per year over the past 5 years.

Accelerating Growth: OFSS's earnings growth over the past year (14.9%) exceeds its 5-year average (7.2% per year).

Earnings vs Industry: OFSS earnings growth over the past year (14.9%) exceeded the Software industry 12%.


Return on Equity

High ROE: OFSS's Return on Equity (23.8%) is considered high.


Next Steps

Financial Health

How is Oracle Financial Services Software's financial position?


Financial Position Analysis

Short Term Liabilities: OFSS's short term assets (₹59.8B) exceed its short term liabilities (₹9.5B).

Long Term Liabilities: OFSS's short term assets (₹59.8B) exceed its long term liabilities (₹5.1B).


Debt to Equity History and Analysis

Debt Level: OFSS is debt free.

Reducing Debt: OFSS had no debt 5 years ago.

Debt Coverage: OFSS has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: OFSS has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Next Steps

Dividend

What is Oracle Financial Services Software current dividend yield, its reliability and sustainability?

5.60%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: OFSS's dividend (5.53%) is higher than the bottom 25% of dividend payers in the Indian market (0.55%).

High Dividend: OFSS's dividend (5.53%) is in the top 25% of dividend payers in the Indian market (2.28%)


Stability and Growth of Payments

Stable Dividend: OFSS has been paying a dividend for less than 10 years and during this time payments have been volatile.

Growing Dividend: OFSS has only been paying a dividend for 6 years, and since then payments have fallen.


Current Payout to Shareholders

Dividend Coverage: With its high payout ratio (98.8%), OFSS's dividend payments are not well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

11.7yrs

Average management tenure


CEO

Chet Kamat (59 yo)

10yrs

Tenure

₹43,920,000

Compensation

Mr. Chaitanya M. Kamat, also known as Chet, has been the Chief Executive Officer and Managing Director of Oracle Financial Services Software Limited since October 25, 2010. Mr. Kamat serves as Managing Dir ...


CEO Compensation Analysis

Compensation vs Market: Chet's total compensation ($USD594.95K) is about average for companies of similar size in the Indian market ($USD775.42K).

Compensation vs Earnings: Chet's compensation has increased by more than 20% in the past year.


Leadership Team

NamePositionTenureCompensationOwnership
Chaitanya Kamat
CEO, MD & Executive Non-Independent Director10yrs₹43.92m0.030%
₹ 83.0m
S. Padalkar
CFO, Chief of Staff & Investor Relations & Whole-time Director1.42yrs₹10.37m0.065%
₹ 180.9m
Avadhut Ketkar
Chief Accounting Officer13.5yrsno datano data
Dinesh Shetty
Vice President of Administrationno data₹4.69mno data
Mohamed Yacob
Director of Legal & Ofssno datano datano data
Onkarnath Banerjee
Compliance Officer & Company Secretary5.33yrsno data0.000060%
₹ 167.9k
Venkatesh Srinivasan
Chief of Staff & VP of Corporate Development13.5yrs₹5.02mno data
Bindu Venkatesh
Vice President of Human Resources & Training6.33yrsno datano data
Mahesh Rao
Vice President of Business Intelligence Group - PrimeSourcingno data₹4.46m0.029%
₹ 82.0m
Manmath Kulkarni
Senior Vice President13.5yrs₹5.53mno data
Vikram Gupta
Head - PWMno data₹5.62mno data
Ganesh Ramakrishnan
Senior Director of Human Resources and Head of Organization & Talent Development9.5yrsno datano data

11.7yrs

Average Tenure

58.5yo

Average Age

Experienced Management: OFSS's management team is seasoned and experienced (11.7 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Chaitanya Kamat
CEO, MD & Executive Non-Independent Director10yrs₹43.92m0.030%
₹ 83.0m
S. Padalkar
CFO, Chief of Staff & Investor Relations & Whole-time Director1.42yrs₹10.37m0.065%
₹ 180.9m
Sambasivan Venkatachalam
Independent Chairman8.42yrs₹4.40m0.0070%
₹ 19.5m
Richard Jackson
Non-Executive Independent Director7.83yrs₹4.20mno data
Jane Murphy
Non-Executive Independent Director1.67yrs₹3.85mno data
Harinderjit Singh
Senior VP & Non-Executive Non-Independent Director7.25yrsno datano data
Sridhar Srinivasan
Non Executive Independent Director5.25yrs₹3.20mno data
Kimberly Woolley
Non Executive Non Independent Director3.58yrsno datano data
Yong Kau
Non-Executive Non-Independent Director1.92yrsno datano data
Vincent Grelli
Non-Executive Non-Independent Director1.92yrsno datano data

4.4yrs

Average Tenure

59yo

Average Age

Experienced Board: OFSS's board of directors are considered experienced (4.4 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: OFSS insiders have only sold shares in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Oracle Financial Services Software Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Oracle Financial Services Software Limited
  • Ticker: OFSS
  • Exchange: NSEI
  • Founded: 1989
  • Industry: Application Software
  • Sector: Software
  • Market Cap: ₹279.786b
  • Shares outstanding: 85.99m
  • Website: https://www.oracle.com/industries/financial-services/index.html

Number of Employees


Location

  • Oracle Financial Services Software Limited
  • Oracle Park
  • Off Western Express Highway
  • Mumbai
  • Maharashtra
  • 400063
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
532466BSE (Mumbai Stock Exchange)YesEquity SharesININRJun 2002
OFSSNSEI (National Stock Exchange of India)YesEquity SharesININRJun 2002

Biography

Oracle Financial Services Software Limited provides information technology (IT) solutions and business processing services to the financial services industry worldwide. It operates through three segments: ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/10/27 12:56
End of Day Share Price2020/10/26 00:00
Earnings2020/06/30
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.