NSEI:OFSS

Stock Analysis Report

Oracle Financial Services Software

Executive Summary

Oracle Financial Services Software Limited provides information technology (IT) solutions and business processing services to the financial services industry worldwide.

Snowflake

Fundamentals

Outstanding track record with flawless balance sheet.


Similar Companies

Share Price & News

How has Oracle Financial Services Software's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0.6%

OFSS

-0.6%

IN Software

0.5%

IN Market


1 Year Return

-20.9%

OFSS

-26.9%

IN Software

0.9%

IN Market

Return vs Industry: OFSS exceeded the Indian Software industry which returned -26.9% over the past year.

Return vs Market: OFSS underperformed the Indian Market which returned 0.9% over the past year.


Share holder returns

OFSSIndustryMarket
7 Day0.6%-0.6%0.5%
30 Day5.0%-0.8%1.0%
90 Day-7.6%-13.3%-3.2%
1 Year-20.9%-20.9%-23.7%-26.9%2.8%0.9%
3 Year3.8%-4.1%-8.1%-15.6%20.3%14.3%
5 Year12.3%-3.7%11.8%-4.5%43.1%29.8%

Price Volatility Vs. Market

How volatile is Oracle Financial Services Software's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Oracle Financial Services Software undervalued based on future cash flows and its price relative to the stock market?

19.44x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Undervalued: OFSS (₹3093.55) is trading above our estimate of fair value (₹1965.08)

Significantly Undervalued: OFSS is trading above our estimate of fair value.


Price Based on Earnings

PE vs Industry: OFSS is poor value based on its PE Ratio (19.4x) compared to the Software industry average (12.2x).

PE vs Market: OFSS is poor value based on its PE Ratio (19.4x) compared to the Indian market (13.1x).


Price Based on Expected Growth

Low PEG Ratio: Insufficient data to calculate OFSS's PEG Ratio to determine if it is good value.


Price Based on Value of Assets

PB vs Industry: OFSS is overvalued based on its PB Ratio (5x) compared to the IN Software industry average (1x).


Next Steps

Future Growth

How is Oracle Financial Services Software expected to perform in the next 1 to 3 years based on estimates from 2 analysts?

7.5%

Forecasted annual revenue growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Earnings vs Savings Rate: Insufficient data to determine if OFSS's forecast earnings growth is above the savings rate (7.6%).

Earnings vs Market: Insufficient data to determine if OFSS's earnings are forecast to grow faster than the Indian market

High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: OFSS's revenue (7.5% per year) is forecast to grow slower than the Indian market (11.4% per year).

High Growth Revenue: OFSS's revenue (7.5% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Estimates


Future Return on Equity

High Future ROE: Insufficient data to determine if OFSS's Return on Equity is forecast to be high in 3 years time


Next Steps

Past Performance

How has Oracle Financial Services Software performed over the past 5 years?

1.9%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: OFSS's earnings have grown by 1.9% per year over the past 5 years.

Accelerating Growth: OFSS's earnings growth over the past year (7.3%) exceeds its 5-year average (1.9% per year).

Earnings vs Industry: OFSS earnings growth over the past year (7.3%) exceeded the Software industry 3.5%.


Return on Equity

High ROE: OFSS's Return on Equity (25.5%) is considered high.


Return on Assets

ROA vs Industry: OFSS has a higher Return on Assets than the Software industry average last year.


Return on Capital Employed

ROCE Improving: OFSS has improved its Return on Capital Employed over the past 3 years.


Next Steps

Financial Health

How is Oracle Financial Services Software's financial position?


Financial Position Analysis

Short Term Liabilities: OFSS's short term assets (₹48.4B) exceeds its short term liabilities (₹11.4B)

Long Term Liabilities: OFSS's short term assets (48.4B) exceeds its long term liabilities (2.2B)


Debt to Equity History and Analysis

Debt Level: OFSS is debt free.

Reducing Debt: OFSS has not had any debt for past 5 years.

Debt Coverage: OFSS has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: OFSS has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet

Inventory Level: OFSS has a low level of unsold assets or inventory.

Debt Coverage by Assets: Insufficient data to determine if OFSS's debt is covered by short term assets.


Next Steps

Dividend

What is Oracle Financial Services Software's current dividend yield, its reliability and sustainability?

5.71%

Expected Dividend Yield


Dividend Yield vs Market

company0%marketbottom25%0.6%markettop25%2.5%industryaverage2.1%forecastin3Years5.7%

Current dividend yield vs market & industry


Dividend Yield and Payments Analysis

Notable Dividend: Unable to evaluate OFSS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate OFSS's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.

Stable Dividend: Insufficient data to determine if OFSS's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if OFSS's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: OFSS is not paying a notable dividend for .


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of OFSS's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

What is the CEO of Oracle Financial Services Software's salary, the management and board of directors tenure and is there insider trading?

12.4yrs

Average management tenure


CEO

Chet Kamat (58yo)

9yrs

Tenure

₹33,230,000

Compensation

Mr. Chaitanya M. Kamat, also known as Chet, has been the Chief Executive Officer and Managing Director of Oracle Financial Services Software Limited since October 25, 2010. Mr. Kamat serves as Managing Dir ...


CEO Compensation Analysis

Compensation vs. Market: Chet's total compensation ($USD468.47K) is about average for companies of similar size in the Indian market ($USD828.95K).

Compensation vs Earnings: Chet's compensation has been consistent with company performance over the past year.


Management Age and Tenure

12.4yrs

Average Tenure

58yo

Average Age

Experienced Management: OFSS's management team is seasoned and experienced (12.4 years average tenure).


Board Age and Tenure

3.4yrs

Average Tenure

58yo

Average Age

Experienced Board: OFSS's board of directors are considered experienced (3.4 years average tenure).


Insider Trading

Insider Buying: OFSS insiders have only sold shares in the past 3 months.


Recent Insider Transactions

Sell₹887,63203 Oct 19
Umesh Arora
EntityIndividual
Shares288
Max Price₹3,140.00
Sell₹448,91927 Sep 19
Umesh Arora
EntityIndividual
Shares150
Max Price₹3,006.38
Sell₹1,639,10327 Sep 19
Satyen Zaveri
EntityIndividual
Shares550
Max Price₹3,004.15
Sell₹40,585,28931 May 19
George Thomas
EntityIndividual
Shares12,000
Max Price₹3,418.92
Sell₹3,189,64723 May 19
Edwin Moses
EntityIndividual
Shares918
Max Price₹3,474.56
Sell₹839,75026 Mar 19
K. Raveendranathan
EntityIndividual
Shares250
Max Price₹3,359.00

Ownership Breakdown


Management Team

  • Venkatesh Srinivasan (57yo)

    Chief of Staff & VP of Corporate Development

    • Tenure: 12.5yrs
    • Compensation: ₹5.02m
  • Dinesh Shetty (60yo)

    Vice President of Administration

    • Tenure: 0yrs
    • Compensation: ₹4.69m
  • S. Padalkar (60yo)

    CFO, Chief of Staff & Investor Relations & Whole-time Director

    • Tenure: 0.4yrs
  • Mahesh Rao (66yo)

    Vice President of Business Intelligence Group - PrimeSourcing

    • Tenure: 0yrs
    • Compensation: ₹4.46m
  • Manmath Kulkarni (53yo)

    Senior Vice President

    • Tenure: 12.5yrs
    • Compensation: ₹5.53m
  • Vinay Ketkar (52yo)

    Chief Accounting Officer

    • Tenure: 12.5yrs
  • Onkarnath Banerjee

    Compliance Officer & Company Secretary

    • Tenure: 4.3yrs
  • Chet Kamat (58yo)

    CEO, MD & Executive Non-Independent Director

    • Tenure: 9yrs
    • Compensation: ₹33.23m
  • Mohamed Yacob

    Director of Legal & Ofss

    • Tenure: 0yrs
  • Bindu Venkatesh

    Vice President of Human Resources & Training

    • Tenure: 5.3yrs

Board Members

  • S. Padalkar (60yo)

    CFO, Chief of Staff & Investor Relations & Whole-time Director

    • Tenure: 0.4yrs
  • Chet Kamat (58yo)

    CEO, MD & Executive Non-Independent Director

    • Tenure: 9yrs
    • Compensation: ₹33.23m
  • Sambasivan Venkatachalam (75yo)

    Independent Chairman

    • Tenure: 7.4yrs
    • Compensation: ₹4.05m
  • Jane Murphy (52yo)

    Non-Executive Independent Director

    • Tenure: 0.7yrs
    • Compensation: ₹320.00k
  • Richard Jackson (63yo)

    Non-Executive Independent Director

    • Tenure: 6.8yrs
    • Compensation: ₹3.23m
  • Sonny Singh (54yo)

    Senior VP & Non-Executive Non-Independent Director

    • Tenure: 6.3yrs
  • Sridhar Srinivasan

    Non Executive Independent Director

    • Tenure: 4.3yrs
    • Compensation: ₹2.54m
  • Kimberly Woolley (47yo)

    Non Executive Non Independent Director

    • Tenure: 2.6yrs
  • Yong Kau

    Non-Executive Non-Independent Director

    • Tenure: 0.9yrs
  • Vincent Grelli

    Non-Executive Non-Independent Director

    • Tenure: 0.9yrs

Company Information

Oracle Financial Services Software Limited's company bio, employee growth, exchange listings and data sources


Key Information


Number of Employees


Location

  • Oracle Financial Services Software Limited
  • Oracle Park
  • Off Western Express Highway
  • Mumbai
  • Maharashtra
  • 400063
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
532466BSE (Mumbai Stock Exchange)YesEquity SharesININRJun 2002
OFSSNSEI (National Stock Exchange of India)YesEquity SharesININRJun 2002

Biography

Oracle Financial Services Software Limited provides information technology (IT) solutions and business processing services to the financial services industry worldwide. It operates through three segments:  ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/10/14 12:43
End of Day Share Price2019/10/14 00:00
Earnings2019/06/30
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

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