Cholamandalam Financial Holdings Limited, an investment company, provides insurance products and financial services in India.
Proven track record and fair value.
- Cholamandalam Financial Holdings is not covered by any analysts.
Share Price & News
How has Cholamandalam Financial Holdings's share price performed over time and what events caused price changes?
Latest Share Price and Events
7 Day Return
1 Year Return
504973 underperformed the Insurance industry which returned -1.7% over the past year.
504973 underperformed the Market in India which returned -1.3% over the past year.
Share holder returns
Price Volatility Vs. Market
How volatile is Cholamandalam Financial Holdings's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Cholamandalam Financial Holdings undervalued based on future cash flows and its price relative to the stock market?
Price to Earnings (PE) ratio
Intrinsic Value Based on Future Cash Flows
Cholamandalam Financial Holdings's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).
Cholamandalam Financial Holdings's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).
Price Based on Earnings
Cholamandalam Financial Holdings is good value based on earnings compared to the IN Insurance industry average.
Cholamandalam Financial Holdings is good value based on earnings compared to the India market.
Price Based on Expected Growth
Unable to calculate PEG ratio for Cholamandalam Financial Holdings, we can't assess if its growth is good value.
Price Based on Value of Assets
Cholamandalam Financial Holdings is good value based on assets compared to the IN Insurance industry average.
How is Cholamandalam Financial Holdings expected to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Estimates
Future Annual Growth Analysis
Unable to determine if Cholamandalam Financial Holdings is high growth as no revenue estimate data is available.
Cholamandalam Financial Holdings's earnings are expected to grow by 17.3% yearly, however this is not considered high growth (20% yearly).
Unable to compare Cholamandalam Financial Holdings's revenue growth to the India market average as no estimate data is available.
Cholamandalam Financial Holdings's earnings growth is expected to exceed the India market average.
Cholamandalam Financial Holdings's earnings growth is expected to exceed the low risk savings rate of 7.6%.
Earnings per Share Growth Estimates
Future Return on Equity
Unable to establish if Cholamandalam Financial Holdings will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
How has Cholamandalam Financial Holdings performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Past Earnings Growth Analysis
Cholamandalam Financial Holdings's year on year earnings growth rate has been positive over the past 5 years.
Cholamandalam Financial Holdings's 1-year earnings growth exceeds its 5-year average (16.3% vs 14.4%)
Cholamandalam Financial Holdings's earnings growth has exceeded the IN Insurance industry average in the past year (16.3% vs 15.4%).
Return on Equity
Cholamandalam Financial Holdings has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
Return on Assets
Cholamandalam Financial Holdings used its assets more efficiently than the IN Insurance industry average last year based on Return on Assets.
Return on Capital Employed
Cholamandalam Financial Holdings's use of capital deteriorated last year versus 3 years ago (Return on Capital Employed).
How is Cholamandalam Financial Holdings's financial position?
Financial Position Analysis
Cholamandalam Financial Holdings is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
Cholamandalam Financial Holdings's long term commitments exceed its cash and other short term assets.
Debt to Equity History and Analysis
Cholamandalam Financial Holdings's level of debt (641.5%) compared to net worth is high (greater than 40%).
The level of debt compared to net worth has increased over the past 5 years (587.1% vs 641.5% today).
Unable to verify if debt is well covered by operating cash flow as Cholamandalam Financial Holdings has not reported sufficient balance sheet data.
Interest payments on debt are not well covered by earnings (EBIT is 1.7x annual interest expense, ideally 3x coverage).
Low level of unsold assets.
Debt is not covered by short term assets, assets are 0.1x debt.
What is Cholamandalam Financial Holdings's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Purchase Cholamandalam Financial Holdings before the 'Buy Limit' to receive their next dividend payment.
Dividend Yield and Payments Analysis
Cholamandalam Financial Holdings's pays a lower dividend yield than the bottom 25% of dividend payers in India (0.53%).
Cholamandalam Financial Holdings's dividend is below the markets top 25% of dividend payers in India (2.04%).
Cholamandalam Financial Holdings is not paying a notable dividend for India, therefore no need to check if the payments are stable.
Cholamandalam Financial Holdings is not paying a notable dividend for India, therefore no need to check if the payments are increasing.
Current Payout to Shareholders
No need to calculate the sustainability of Cholamandalam Financial Holdings's dividends as it is not paying a notable one for India.
Future Payout to Shareholders
Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
What is the CEO of Cholamandalam Financial Holdings's salary, the management and board of directors tenure and is there insider trading?
Average board tenure
Cholamandalam Financial Holdings has no CEO, or we have no data on them.
Board Age and Tenure
The average tenure for the Cholamandalam Financial Holdings board of directors is less than 3 years, this suggests a new board.
Cholamandalam Financial Holdings insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Chairman of the Board
Chairman of the Board
Chairman of the Board
Company Secretary & Compliance Officer
- Tenure: 1.8yrs
Murugappan Murugappan (63yo)
Chairman of the board
- Tenure: 1.3yrs
- Compensation: ₹10.18m
V. Ravichandran (62yo)
- Tenure: 0.3yrs
Ashok Barat (62yo)
- Tenure: 0.8yrs
Sridharan Rangarajan (52yo)
- Tenure: 0.8yrs
B. Ramaratnam (63yo)
- Tenure: 0.3yrs
Cholamandalam Financial Holdings Limited's company bio, employee growth, exchange listings and data sources
- Name: Cholamandalam Financial Holdings Limited
- Ticker: 504973
- Exchange: BSE
- Founded: 1949
- Industry: property and casualty insurance
- Sector: insurance
- Market Cap: ₹91.081b
- Shares outstanding: 187.70m
- Website: Click here
- Cholamandalam Financial Holdings Limited
- Dare House
- 234, N.S.C. Bose Road
- Tamil Nadu
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|504973||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Jan 1970|
|CHOLAHLDNG||NSEI (National Stock Exchange of India)||Yes||Equity Shares||IN||INR||Jan 1970|
Cholamandalam Financial Holdings Limited, an investment company, provides insurance products and financial services in India. The company operates in two segments, Insurance and Allied Services, and Other ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2019/06/18 13:08|
|End of Day Share Price||2019/06/17 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.