SBFC Finance Full Year 2025 Earnings: Revenues Beat Expectations, EPS In Line

June 21, 2025

SBFC Finance (NSE:SBFC) Full Year 2025 Results

Key Financial Results

Revenue: ₹8.14b (up 31% from FY 2024).
Net income: ₹3.45b (up 46% from FY 2024).
Profit margin: 42% (up from 38% in FY 2024). The increase in margin was driven by higher revenue.
EPS: ₹3.21 (up from ₹2.35 in FY 2024).

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revenue-and-expenses-breakdown — NSEI:SBFC Revenue and Expenses Breakdown June 21st 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

SBFC Finance Revenues Beat Expectations

Revenue exceeded analyst estimates by 2.4%. Earnings per share (EPS) was mostly in line with analyst estimates.

In the last 12 months, the only revenue segment was Fund Based Financing Activity contributing ₹8.14b. The largest operating expense was General & Administrative costs, amounting to ₹2.59b (56% of total expenses). Explore how SBFC's revenue and expenses shape its earnings.

Looking ahead, revenue is forecast to grow 19% p.a. on average during the next 3 years, compared to a 21% growth forecast for the Consumer Finance industry in India.

Performance of the Indian Consumer Finance industry.

The company's shares are down 6.7% from a week ago.

Risk Analysis

We don't want to rain on the parade too much, but we did also find 2 warning signs for SBFC Finance that you need to be mindful of.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.