NSEI:DCMFINSERV

Stock Analysis Report

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Executive Summary

DCM Financial Services Limited does not have significant operations.


Snowflake Analysis

Slightly overvalued with worrying balance sheet.

Share Price & News

How has DCM Financial Services's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: DCMFINSERV's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

8.7%

DCMFINSERV

2.0%

IN Consumer Finance

0.1%

IN Market


1 Year Return

19.0%

DCMFINSERV

-9.1%

IN Consumer Finance

-6.1%

IN Market

Return vs Industry: DCMFINSERV exceeded the Indian Consumer Finance industry which returned -9.1% over the past year.

Return vs Market: DCMFINSERV exceeded the Indian Market which returned -6.1% over the past year.


Shareholder returns

DCMFINSERVIndustryMarket
7 Day8.7%2.0%0.1%
30 Day78.6%21.1%7.6%
90 Day177.8%35.9%19.4%
1 Year19.0%19.0%-8.5%-9.1%-4.3%-6.1%
3 Yearn/a37.1%34.1%-2.9%-7.5%
5 Yearn/a158.1%146.7%21.9%12.7%

Price Volatility Vs. Market

How volatile is DCM Financial Services's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is DCM Financial Services undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: DCMFINSERV (₹1.25) is trading below our estimate of fair value (₹9.19)

Significantly Below Fair Value: DCMFINSERV is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: DCMFINSERV is unprofitable, so we can't compare its PE Ratio to the IN Consumer Finance industry average.

PE vs Market: DCMFINSERV is unprofitable, so we can't compare its PE Ratio to the Indian market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate DCMFINSERV's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: DCMFINSERV has negative assets, so we can't compare its PB Ratio to the IN Consumer Finance industry average.


Next Steps

Future Growth

How is DCM Financial Services forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

23.7%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as DCM Financial Services has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has DCM Financial Services performed over the past 5 years?

-33.5%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: DCMFINSERV is currently unprofitable.

Growing Profit Margin: DCMFINSERV is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: DCMFINSERV is unprofitable, and losses have increased over the past 5 years at a rate of -33.5% per year.

Accelerating Growth: Unable to compare DCMFINSERV's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: DCMFINSERV is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (2.1%).


Return on Equity

High ROE: DCMFINSERV's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.


Next Steps

Financial Health

How is DCM Financial Services's financial position?


Financial Position Analysis

Short Term Liabilities: DCMFINSERV has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.

Long Term Liabilities: DCMFINSERV has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.


Debt to Equity History and Analysis

Debt Level: DCMFINSERV has negative shareholder equity, which is a more serious situation than a high debt level.

Reducing Debt: DCMFINSERV's has negative shareholder equity, so we do not need to check if its debt has reduced over time.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: DCMFINSERV has sufficient cash runway for more than a year based on its current free cash flow.

Forecast Cash Runway: DCMFINSERV has less than a year of cash runway if free cash flow continues to reduce at historical rates of 8.4% each year


Next Steps

Dividend

What is DCM Financial Services's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate DCMFINSERV's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate DCMFINSERV's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if DCMFINSERV's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if DCMFINSERV's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of DCMFINSERV's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

2.4yrs

Average board tenure


CEO

Shantanu Deveshwar (51yo)

1.67yrs

Tenure

Mr. Shantanu Deveshwar has been Whole-time Director since November 30, 2018 and had been Additional Director of DCM Financial Services Limited since October 22, 2018 until November 30, 2018. Mr. Deveshwar  ...


Board Members

NamePositionTenureCompensationOwnership
Shantanu Deveshwar
Whole-time Director1.67yrsno datano data
Richa Kalra
Independent Non Executive Chairmanno datano datano data
Daman Kaur
Non-Executive Independent Director2.92yrsno datano data
Rajni Gupta
Non-Executive Independent Director2.42yrsno datano data

2.4yrs

Average Tenure

44yo

Average Age

Experienced Board: DCMFINSERV's board of directors are not considered experienced ( 2.4 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

DCM Financial Services Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: DCM Financial Services Limited
  • Ticker: DCMFINSERV
  • Exchange: NSEI
  • Founded: 1991
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹19.028m
  • Shares outstanding: 22.13m
  • Website: https://www.dfslonline.com

Number of Employees


Location

  • DCM Financial Services Limited
  • D-7/3 Okhla Industrial Area
  • Phase-2
  • New Delhi
  • Delhi
  • 110020
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
511611BSE (Mumbai Stock Exchange)YesEquity SharesININRMay 1997
DCMFINSERVNSEI (National Stock Exchange of India)YesEquity SharesININRMay 1997

Biography

DCM Financial Services Limited does not have significant operations. Previously, the company was engaged in the auto finance business. The company was incorporated in 1991 and is based in New Delhi, India. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/07/14 12:55
End of Day Share Price2020/07/14 00:00
Earnings2020/03/31
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.