BSE:542641

Stock Analysis Report

Cox & Kings Financial Service

Executive Summary

Cox & Kings Financial Service Limited. provides forex services to financial institutions, corporates, individual travelers, and students in India.

Snowflake

Fundamentals

Imperfect balance sheet and overvalued.

Risks

  • Cox & Kings Financial Service has significant price volatility in the past 3 months.
  • Cox & Kings Financial Service is not covered by any analysts.

Share Price & News

How has Cox & Kings Financial Service's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-21.0%

BSE:542641

-3.6%

IN Consumer Finance

-2.1%

IN Market


1 Year Return

n/a

BSE:542641

-3.2%

IN Consumer Finance

-14.7%

IN Market

No trading data on 542641.

No trading data on 542641.


Share holder returns

542641IndustryMarket
7 Day-21.0%-3.6%-2.1%
30 Day-59.5%1.9%-3.9%
90 Day-94.7%-10.2%-10.1%
1 Yearn/a-2.5%-3.2%-12.9%-14.7%
3 Yearn/a59.3%56.0%17.7%11.5%
5 Yearn/a233.9%218.2%35.4%22.5%

Price Volatility Vs. Market

How volatile is Cox & Kings Financial Service's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Cox & Kings Financial Service undervalued based on future cash flows and its price relative to the stock market?

0.097x

Price to Book (PB) ratio


Intrinsic Value Based on Future Cash Flows

Unable to calculate intrinsic value for Cox & Kings Financial Service to establish if it is available at moderate discount.

Unable to calculate intrinsic value for Cox & Kings Financial Service to establish if it is available at substantial discount.


Price Based on Earnings

Cox & Kings Financial Service is loss making, we can't compare its value to the IN Consumer Finance industry average.

Cox & Kings Financial Service is loss making, we can't compare the value of its earnings to the India market.


Price Based on Expected Growth

Unable to calculate PEG ratio for Cox & Kings Financial Service, we can't assess if its growth is good value.


Price Based on Value of Assets

Cox & Kings Financial Service is good value based on assets compared to the IN Consumer Finance industry average.


Next Steps

Future Growth

How is Cox & Kings Financial Service expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

17.1%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Cox & Kings Financial Service has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Cox & Kings Financial Service performed over the past 5 years?

-3413.6%

Last years earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Cox & Kings Financial Service does not make a profit and there is insufficient past data to establish if their 5 year on year earnings growth rate was positive.

Unable to compare Cox & Kings Financial Service's 1-year earnings growth to the 5-year average as it is not currently profitable.

Unable to compare Cox & Kings Financial Service's 1-year growth to the IN Consumer Finance industry average as it is not currently profitable.


Return on Equity

It is difficult to establish if Cox & Kings Financial Service has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.


Return on Assets

Cox & Kings Financial Service used its assets more efficiently than the IN Consumer Finance industry average last year based on Return on Assets.


Return on Capital Employed

It is difficult to establish if Cox & Kings Financial Service improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.


Next Steps

Financial Health

How is Cox & Kings Financial Service's financial position?


Financial Position Analysis

Cox & Kings Financial Service is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.

Cox & Kings Financial Service's cash and other short term assets cover its long term commitments.


Debt to Equity History and Analysis

Cox & Kings Financial Service's level of debt (446.6%) compared to net worth is high (greater than 40%).

Unable to establish if Cox & Kings Financial Service's debt level has increased without past 5-year debt data.


Balance Sheet

Low level of unsold assets.

Debt is covered by short term assets, assets are 1.3x debt.


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Cox & Kings Financial Service has less than a year of cash runway based on current free cash flow.

Cox & Kings Financial Service has less than a year of cash runway if free cash flow continues to grow at historical rates of 54.3% each year.


Next Steps

Dividend

What is Cox & Kings Financial Service's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Cox & Kings Financial Service's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Cox & Kings Financial Service's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Cox & Kings Financial Service has not reported any payouts.

Unable to verify if Cox & Kings Financial Service's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Cox & Kings Financial Service has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Cox & Kings Financial Service's salary, the management and board of directors tenure and is there insider trading?

0.3yrs

Average board tenure


CEO

Vellattu Puthanveetil Menon 0

0.0yrs

Tenure

0

Mr. Vellattu Puthanveetil Ravindran Menon serves as Whole Time Director of Cox & Kings Financial Service Ltd. since December 29, 2016. Mr. Menon has more than 25 years experience in the banking and foreig ...


Board Age and Tenure

0.3yrs

Average Tenure

The average tenure for the Cox & Kings Financial Service board of directors is less than 3 years, this suggests a new board.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Manasi Modak

    Company Secretary

    • Tenure: 0.0yrs
  • Milind Gandhi

    Chief Financial Officer

    • Tenure: 0.3yrs
  • Vellattu Puthanveetil Menon

    Whole Time Director

    • Tenure: 0.0yrs
  • Pratik Sarkar

    Head Human Resources

    • Tenure: 0.3yrs

Board Members

  • Ajay Ajit Kerkar (56yo)

    Additional Non-Executive Director

    • Tenure: 0.3yrs
  • Vellattu Puthanveetil Menon

    Whole Time Director

    • Tenure: 0.0yrs
  • Jayesh Shah

    Independent Director

    • Tenure: 0.3yrs

Company Information

Cox & Kings Financial Service Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Cox & Kings Financial Service Limited
  • Ticker: 542641
  • Exchange: BSE
  • Founded: 2016
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹87.425m
  • Shares outstanding: 72.85m
  • Website: https://www.ckfsl.com

Location

  • Cox & Kings Financial Service Limited
  • Vaman Centre
  • 1st Floor
  • Mumbai
  • Maharashtra
  • 400059
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
542641BSE (Mumbai Stock Exchange)YesEquity SharesININRApr 2019
CKFSLNSEI (National Stock Exchange of India)YesEquity SharesININRApr 2019

Biography

Cox & Kings Financial Service Limited. provides forex services to financial institutions, corporates, individual travelers, and students in India. It also provides holiday, education, and other loans. The  ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/24 13:09
End of Day Share Price2019/08/23 00:00
Earnings2019/06/30
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.