BSE:535658

Stock Analysis Report

Executive Summary

Pawansut Holdings Limited operates as a non-banking financial company that offers a range of financial services for trade and industry in India.

Snowflake

Fundamentals

Excellent balance sheet with moderate growth potential.

Risks

  • Pawansut Holdings's last earnings update was 192 days ago.
  • Pawansut Holdings is not covered by any analysts.

Share Price & News

How has Pawansut Holdings's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-1.5%

BSE:535658

-3.6%

IN Consumer Finance

-2.1%

IN Market


1 Year Return

-3.7%

BSE:535658

-3.2%

IN Consumer Finance

-14.7%

IN Market

535658 matched the Consumer Finance industry (-3.1%) over the past year.

535658 outperformed the Market in India which returned -14.6% over the past year.


Share holder returns

535658IndustryMarket
7 Day-1.5%-3.6%-2.1%
30 Day-1.5%1.9%-3.9%
90 Day-7.0%-10.2%-10.1%
1 Year-3.7%-3.7%-2.5%-3.2%-12.9%-14.7%
3 Year-66.8%-66.8%59.3%56.0%17.7%11.5%
5 Year-96.9%-96.9%233.9%218.2%35.4%22.5%

Price Volatility Vs. Market

How volatile is Pawansut Holdings's share price compared to the market and industry in the last 5 years?


Simply Wall St News

No news available

Valuation

Is Pawansut Holdings undervalued based on future cash flows and its price relative to the stock market?

179.2x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Unable to calculate intrinsic value for Pawansut Holdings to establish if it is available at moderate discount.

Unable to calculate intrinsic value for Pawansut Holdings to establish if it is available at substantial discount.


Price Based on Earnings

Pawansut Holdings is overvalued based on earnings compared to the IN Consumer Finance industry average.

Pawansut Holdings is overvalued based on earnings compared to the India market.


Price Based on Expected Growth

Unable to calculate PEG ratio for Pawansut Holdings, we can't assess if its growth is good value.


Price Based on Value of Assets

Pawansut Holdings is good value based on assets compared to the IN Consumer Finance industry average.


Next Steps

Future Growth

How is Pawansut Holdings expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

41.3%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Unable to determine if Pawansut Holdings is high growth as no revenue estimate data is available.

Pawansut Holdings's earnings are expected to grow significantly at over 20% yearly.

Unable to compare Pawansut Holdings's revenue growth to the India market average as no estimate data is available.

Pawansut Holdings's earnings growth is expected to exceed the India market average.

Pawansut Holdings's earnings growth is expected to exceed the low risk savings rate of 7.6%.


Earnings per Share Growth Estimates


Future Return on Equity

Unable to establish if Pawansut Holdings will efficiently use shareholders’ funds in the future without estimates of Return on Equity.


Next Steps

Past Performance

How has Pawansut Holdings performed over the past 5 years?

-27.7%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Pawansut Holdings's year on year earnings growth rate was negative over the past 5 years and the most recent earnings are below average.

Pawansut Holdings's 1-year earnings growth exceeds its 5-year average (20.8% vs -27.7%)

Pawansut Holdings's earnings growth has exceeded the IN Consumer Finance industry average in the past year (20.8% vs 15%).


Return on Equity

Pawansut Holdings has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

Pawansut Holdings used its assets less efficiently than the IN Consumer Finance industry average last year based on Return on Assets.


Return on Capital Employed

Unable to establish if Pawansut Holdings improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.


Next Steps

Financial Health

How is Pawansut Holdings's financial position?


Financial Position Analysis

Pawansut Holdings is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.

Pawansut Holdings's cash and other short term assets cover its long term commitments.


Debt to Equity History and Analysis

Pawansut Holdings's level of debt (0.5%) compared to net worth is satisfactory (less than 40%).

The level of debt compared to net worth has been reduced over the past 5 years (11.5% vs 0.5% today).

Debt is well covered by operating cash flow (1998.1%, greater than 20% of total debt).

Unable to confirm if the interest payments on Pawansut Holdings's debt are well covered by earnings due to lack of past financial data.


Balance Sheet

Low level of unsold assets.

Debt is covered by short term assets, assets are 209.6x debt.


Next Steps

Dividend

What is Pawansut Holdings's current dividend yield, its reliability and sustainability?


Dividend Yield and Payments Analysis

Unable to evaluate Pawansut Holdings's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.

Unable to evaluate Pawansut Holdings's dividend against the top 25% market benchmark as the company has not reported any payouts.

Unable to perform a dividend volatility check as Pawansut Holdings has not reported any payouts.

Unable to verify if Pawansut Holdings's dividend has been increasing as the company has not reported any payouts.


Current Payout to Shareholders

Unable to calculate sustainability of dividends as Pawansut Holdings has not reported any payouts.


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Pawansut Holdings's salary, the management and board of directors tenure and is there insider trading?

3.8yrs

Average board tenure


CEO

Ram Bansal 0

1.8yrs

Tenure

₹263,200

Compensation

Mr. Ram Kishore Bansal has been the Chairman and Managing Director of Pawansut Holdings Limited since November 13, 2017 and its Compliance Officer since April 13, 2018. 


CEO Compensation Analysis

Ram's remuneration is lower than average for companies of similar size in India.

Insufficient data for Ram to compare compensation growth.


Board Age and Tenure

3.8yrs

Average Tenure

The tenure for the Pawansut Holdings board of directors is about average.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Ajay Jindal

    Chief Financial Officer

    • Tenure: 0.0yrs
  • Ram Bansal

    Chairman

    • Tenure: 1.8yrs
    • Compensation: ₹263.20k
  • Garima Gangwani

    Company Secretary & Compliance Officer

    • Tenure: 0.4yrs

Board Members

  • Seema Khandelwal (45yo)

    Independent & Non-Executive Director

    • Tenure: 5.3yrs
  • - Rahul

    Independent Non-Executive Director

    • Tenure: 3.8yrs
  • Ram Bansal

    Chairman

    • Tenure: 1.8yrs
    • Compensation: ₹263.20k

Company Information

Pawansut Holdings Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Pawansut Holdings Limited
  • Ticker: 535658
  • Exchange: BSE
  • Founded: 1984
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹14.934m
  • Shares outstanding: 11.31m
  • Website: https://www.pawansutholdings.com

Number of Employees


Location

  • Pawansut Holdings Limited
  • 415, Usha Kiran Building
  • Commercial Complex
  • Delhi
  • Delhi
  • 110033
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
535658BSE (Mumbai Stock Exchange)YesEquity SharesININRJun 2013

Biography

Pawansut Holdings Limited operates as a non-banking financial company that offers a range of financial services for trade and industry in India. The company originates loans for businesses, as well as offe ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/24 12:48
End of Day Share Price2019/08/22 00:00
Earnings2018/12/31
Annual Earnings2018/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.