BSE:532938

Stock Analysis Report

Executive Summary

As of December 18, 2018, Capital First Limited was acquired by IDFC Bank Limited.

Snowflake

Fundamentals

High growth potential and fair value.


Similar Companies

Share Price & News

How has Capital First's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

532938

-0.6%

IN Consumer Finance

1.6%

IN Market


1 Year Return

-19.3%

532938

34.5%

IN Consumer Finance

0.8%

IN Market


Shareholder returns

532938IndustryMarket
7 Day0%-0.6%1.6%
30 Day10.1%7.9%1.5%
90 Day23.0%4.5%-3.3%
1 Year-18.9%-19.3%35.4%34.5%2.7%0.8%
3 Year47.4%45.5%80.4%76.7%22.0%16.0%
5 Year322.5%310.8%262.8%246.1%42.3%29.3%

Price Volatility Vs. Market

How volatile is Capital First's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Capital First undervalued compared to its fair value and its price relative to the market?

13.26x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

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Price To Earnings Ratio

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Price to Earnings Growth Ratio

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Price to Book Ratio

Information is not available.


Next Steps

Future Growth

How is Capital First forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?

30.6%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

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High Growth Earnings: earnings are expected to grow significantly over the next 3 years.

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Earnings per Share Growth Forecasts


Future Return on Equity

Information is not available.


Next Steps

Past Performance

How has Capital First performed over the past 5 years?

37.6%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

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Return on Equity

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Return on Assets

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Return on Capital Employed

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Next Steps

Financial Health

How is Capital First's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Information is not available.

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Financial Institutions Analysis

Asset Level: 532938's level of assets compared to its equity is moderate.

Allowance for Bad Loans: Insufficient data to determine if 532938 has a sufficient allowance for bad loans.

Low Risk Liabilities: 532938 reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if 532938 has an acceptable proportion of non-loan assets held.

Low Risk Deposits: 532938 has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if 532938 has an appropriate level of bad loans.


Next Steps

Dividend

What is Capital First's current dividend yield, its reliability and sustainability?

0.48%

Current Dividend Yield


Dividend Yield vs Market

company0.5%marketbottom25%0.6%markettop25%2.5%industryaverage0.5%forecastin3Years0.7%

Current dividend yield vs market & industry


Stability and Growth of Payments

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Stable Dividend: Whilst dividend payments have been stable, 532938 has been paying a dividend for less than 10 years.

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Current Payout to Shareholders

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Future Payout to Shareholders

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Next Steps

Management

What is the CEO of Capital First's salary, the management and board of directors tenure and is there insider trading?

5.1yrs

Average board tenure


CEO

V. Vaidyanathan (50yo)

8.4yrs

Tenure

0

Mr. V. Vaidyanathan, MBA, AMP (HBS), has been the Managing Director, CEO and Director at IDFC Bank Ltd. since December 18, 2018. Mr. Vaidyanathan has been an Executive Chairman and Managing Director of Cap ...


CEO Compensation Analysis

Information is not available.

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Board Age and Tenure

5.1yrs

Average Tenure

54.5yo

Average Age

Information is not available.


Insider Trading

Information is not available.


Recent Insider Transactions

Sell₹448,941,41204 Dec 18
Dayside Investments Ltd
EntityCompany
Shares850,000
Max Price₹532.35

Ownership Breakdown


Management Team

  • V. Vaidyanathan (50yo)

    Executive Chairman & MD

    • Tenure: 8.4yrs
  • Satish Gaikwad (38yo)

    Head of Legal & Compliance and Company Secretary

    • Tenure: 0yrs
    • Compensation: ₹8.23m
  • Apul Nayyar (46yo)

    Executive Director

    • Tenure: 2.8yrs
  • Prashant Shetty

    Senior Vice President of Finance

    • Tenure: 0yrs
  • Pankaj Sanklecha (47yo)

    CFO & Head of Corporate Centre

    • Tenure: 6.2yrs
    • Compensation: ₹24.36m
  • Pradeep Natarajan

    Head of Store Distribution

    • Tenure: 0yrs
  • Shikha Kamdar

    Business Head of Consumer Durable & X-Sell Loans

    • Tenure: 0yrs
  • Adrian Andrade

    Head of Human Resource & Administration

    • Tenure: 0yrs
  • Nihal Desai (50yo)

    Chief Risk Officer & Executive Director

    • Tenure: 2.8yrs
  • Saptarshi Bapari

    Head of Investor Relations

    • Tenure: 0yrs

Board Members

  • Vishal Mahadevia (45yo)

    Non-Executive Director

    • Tenure: 6.3yrs
  • V. Vaidyanathan (50yo)

    Executive Chairman & MD

    • Tenure: 8.4yrs
  • Naresh Singhal (82yo)

    Independent Director

    • Tenure: 8.3yrs
    • Compensation: ₹2.97m
  • Hemang Raja (59yo)

    Independent Director

    • Tenure: 5.9yrs
    • Compensation: ₹2.75m
  • Swaminathan Sundara Mittur (68yo)

    Independent Director

    • Tenure: 5.9yrs
    • Compensation: ₹2.55m
  • Narendra Ostawal (40yo)

    Non Executive Director

    • Tenure: 4yrs
  • Apul Nayyar (46yo)

    Executive Director

    • Tenure: 2.8yrs
  • Nihal Desai (50yo)

    Chief Risk Officer & Executive Director

    • Tenure: 2.8yrs
  • Brinda Jagirdar (65yo)

    Independent Director

    • Tenure: 4.3yrs
    • Compensation: ₹2.47m
  • Dinesh Kanabar (59yo)

    Independent Director

    • Tenure: 4yrs
    • Compensation: ₹2.42m

Company Information

Capital First Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Capital First Limited
  • Ticker: 532938
  • Exchange: BSE
  • Founded: 2005
  • Industry: Consumer Finance
  • Sector: Diversified Financials
  • Market Cap: ₹58.205b
  • Shares outstanding: 99.07m
  • Website: https://www.capitalfirst.com

Number of Employees


Location

  • Capital First Limited
  • One Indiabulls Centre
  • Tower 2A & 2B
  • Mumbai
  • Maharashtra
  • 400013
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
532938BSE (Mumbai Stock Exchange)YesEquity SharesININRFeb 2008
CAPFNSEI (National Stock Exchange of India)YesEquity SharesININRFeb 2008

Biography

As of December 18, 2018, Capital First Limited was acquired by IDFC Bank Limited. Capital First Limited engages in the non-banking financial service business in India. The company offers loan products, suc ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/01/03 13:09
End of Day Share Price2018/12/27 00:00
Earnings2018/09/30
Annual Earnings2018/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.