Gowra Leasing and Finance Limited, a non-banking financial company, engages in the investment and financing activities in India.
Fair value second-rate dividend payer.
Share Price & News
How has Gowra Leasing and Finance's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 530709 has not had significant price volatility in the past 3 months.
7 Day Return
IN Consumer Finance
1 Year Return
IN Consumer Finance
Return vs Industry: 530709 underperformed the Indian Consumer Finance industry which returned 51.3% over the past year.
Return vs Market: 530709 exceeded the Indian Market which returned 5.2% over the past year.
Price Volatility Vs. Market
How volatile is Gowra Leasing and Finance's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Gowra Leasing and Finance undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate 530709's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate 530709's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: 530709 is good value based on its PE Ratio (7.6x) compared to the Consumer Finance industry average (14.6x).
PE vs Market: 530709 is good value based on its PE Ratio (7.6x) compared to the Indian market (13x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 530709's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 530709 is good value based on its PB Ratio (0.4x) compared to the IN Consumer Finance industry average (0.7x).
How is Gowra Leasing and Finance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Gowra Leasing and Finance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine whether Gowra Leasing and Finance is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
- Gowra Leasing and Finance competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
How has Gowra Leasing and Finance performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 530709 has high quality earnings.
Growing Profit Margin: 530709's current net profit margins (47.8%) are lower than last year (78%).
Past Earnings Growth Analysis
Earnings Trend: 530709 has become profitable over the past 5 years, growing earnings by 15.4% per year.
Accelerating Growth: 530709's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 530709 had negative earnings growth (-30.4%) over the past year, making it difficult to compare to the Consumer Finance industry average (14.2%).
Return on Equity
High ROE: 530709's Return on Equity (4.6%) is considered low.
Return on Assets
Return on Capital Employed
How is Gowra Leasing and Finance's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: 530709 has a low level of unsold assets or inventory.
Debt Coverage by Assets: Insufficient data to determine if 530709's debt is covered by short term assets.
Financial Institutions Analysis
Asset Level: 530709's level of assets compared to its equity is low.
Allowance for Bad Loans: Insufficient data to determine if 530709 has a sufficient allowance for bad loans.
Low Risk Liabilities: 530709 reports no customer deposits, loans are made up entirely of externally borrowed funds.
Loan Level: Insufficient data to determine if 530709 has an acceptable proportion of non-loan assets held.
Low Risk Deposits: 530709 has advanced significantly more loans than the customer deposits it holds.
Level of Bad Loans: Insufficient data to determine if 530709 has an appropriate level of bad loans.
What is Gowra Leasing and Finance's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: 530709's dividend (6.58%) is higher than the bottom 25% of dividend payers in the Indian market (0.61%).
High Dividend: 530709's dividend (6.58%) is in the top 25% of dividend payers in the Indian market (2.67%)
Stability and Growth of Payments
Stable Dividend: 530709's dividend payments have been volatile in the past 10 years.
Growing Dividend: 530709's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (50%), 530709's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Gowra Srinivas (75yo)
Mr. Gowra Srinivas, M.Sc has been the Managing Director of Gowra Leasing & Finance Limited., since August 1, 2006 and has been its Executive Director since March 26, 2003. Mr. Srinivas serves as Director o ...
CEO Compensation Analysis
Compensation vs Market: Gowra's total compensation ($USD5.36K) is below average for companies of similar size in the Indian market ($USD50.10K).
Compensation vs Earnings: Gowra's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.
|MD & Executive Director||13.5yrs||₹384.00k||9.56% ₹4.4m|
|Chief Financial Officer||5.5yrs||no data||no data|
|Compliance Officer & Company Secretary||2.3yrs||no data||no data|
Experienced Management: 530709's management team is seasoned and experienced (5.5 years average tenure).
|MD & Executive Director||13.5yrs||₹384.00k||9.56% ₹4.4m|
|Non Executive Independent Director||16.9yrs||₹15.00k||no data|
|Non-Executive Director||27yrs||₹20.00k||3.37% ₹1.5m|
|Non Executive Director||27yrs||₹10.00k||0.82% ₹372.4k|
|Non-Executive Independent Chairman||0yrs||₹20.00k||no data|
|Non Executive Independent Director||4.8yrs||₹10.00k||no data|
|Non-Executive Director||3.4yrs||₹7.50k||0.18% ₹83.6k|
Experienced Board: 530709's board of directors are seasoned and experienced ( 21.9 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Gowra Leasing and Finance Limited's company bio, employee growth, exchange listings and data sources
- Name: Gowra Leasing and Finance Limited
- Ticker: 530709
- Exchange: BSE
- Founded: 1993
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: ₹45.605m
- Shares outstanding: 3.00m
- Website: https://www.gowraleasing.com
Number of Employees
- Gowra Leasing and Finance Limited
- No. 501, Gowra Grand
- 5th Floor
- Andhra Pradesh
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|530709||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Aug 2006|
Gowra Leasing and Finance Limited, a non-banking financial company, engages in the investment and financing activities in India. The company offers inter corporate deposits, mortgage loans, bill discounting services, and loans against shares to mid corporate and retail customers. It services finance to active pharmaceutical ingredients; engineering works; manufacturing and trading units; and realty, construction, IT/software, infrastructure, and medical and health sectors. The company was incorporated in 1993 and is based in Secunderabad, India.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/27 12:31|
|End of Day Share Price||2020/02/25 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.