BSE:511147

Stock Analysis Report

Executive Summary

Wall Street Finance Limited, a financial services company, engages in foreign exchange business in India.

Snowflake

Fundamentals

Excellent balance sheet second-rate dividend payer.

Risks

  • Wall Street Finance is not covered by any analysts.

Similar Companies

Share Price & News

How has Wall Street Finance's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-1.1%

BSE:511147

-1.8%

IN Consumer Finance

-0.7%

IN Market


1 Year Return

-5.7%

BSE:511147

0.5%

IN Consumer Finance

-12.1%

IN Market

511147 underperformed the Consumer Finance industry which returned 0.2% over the past year.

511147 outperformed the Market in India which returned -12.1% over the past year.


Share holder returns

511147IndustryMarket
7 Day-1.1%-1.8%-0.7%
30 Day5.6%-4.1%-4.6%
90 Day0.8%-1.2%-4.3%
1 Year-5.7%-5.7%1.1%0.5%-10.3%-12.1%
3 Year16.8%5.6%64.9%61.4%18.9%12.8%
5 Year83.7%66.0%246.0%229.7%37.6%24.7%

Price Volatility Vs. Market

How volatile is Wall Street Finance's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Wall Street Finance undervalued based on future cash flows and its price relative to the stock market?

40.88x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Unable to calculate intrinsic value for Wall Street Finance to establish if it is available at moderate discount.

Unable to calculate intrinsic value for Wall Street Finance to establish if it is available at substantial discount.


Price Based on Earnings

Wall Street Finance is overvalued based on earnings compared to the IN Consumer Finance industry average.

Wall Street Finance is overvalued based on earnings compared to the India market.


Price Based on Expected Growth

Unable to calculate PEG ratio for Wall Street Finance, we can't assess if its growth is good value.


Price Based on Value of Assets

Wall Street Finance is overvalued based on assets compared to the IN Consumer Finance industry average.


Next Steps

Future Growth

How is Wall Street Finance expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

11.6%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Unable to determine if Wall Street Finance is high growth as no revenue estimate data is available.

Wall Street Finance's earnings are expected to grow by 11.6% yearly, however this is not considered high growth (20% yearly).

Unable to compare Wall Street Finance's revenue growth to the India market average as no estimate data is available.

Wall Street Finance's earnings growth is positive but not above the India market average.

Wall Street Finance's earnings growth is expected to exceed the low risk savings rate of 7.6%.


Earnings per Share Growth Estimates


Future Return on Equity

Unable to establish if Wall Street Finance will efficiently use shareholders’ funds in the future without estimates of Return on Equity.


Next Steps

Past Performance

How has Wall Street Finance performed over the past 5 years?

39.7%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Wall Street Finance has delivered over 20% year on year earnings growth in the past 5 years.

Wall Street Finance's 1-year earnings growth is negative, it can't be compared to the 5-year average.

Wall Street Finance's 1-year earnings growth is negative, it can't be compared to the IN Consumer Finance industry average.


Return on Equity

Wall Street Finance has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).


Return on Assets

Wall Street Finance used its assets more efficiently than the IN Consumer Finance industry average last year based on Return on Assets.


Return on Capital Employed

It is difficult to establish if Wall Street Finance improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.


Next Steps

Financial Health

How is Wall Street Finance's financial position?


Financial Position Analysis

Wall Street Finance is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.

Wall Street Finance's cash and other short term assets cover its long term commitments.


Debt to Equity History and Analysis

Wall Street Finance's level of debt (24.9%) compared to net worth is satisfactory (less than 40%).

The level of debt compared to net worth has been reduced over the past 5 years (283.9% vs 24.9% today).

Debt is well covered by operating cash flow (387.4%, greater than 20% of total debt).

Unable to confirm if the interest payments on Wall Street Finance's debt are well covered by earnings due to lack of past financial data.


Balance Sheet

Low level of unsold assets.

Debt is covered by short term assets, assets are 4.8x debt.


Next Steps

Dividend

What is Wall Street Finance's current dividend yield, its reliability and sustainability?

5.68%

Current Dividend Yield


Dividend Yield and Payments Analysis

Wall Street Finance's pays a higher dividend yield than the bottom 25% of dividend payers in India (0.63%).

Wall Street Finance's dividend is above the markets top 25% of dividend payers in India (2.52%).

Dividends per share have been volatile in the past 10 years (annual drop of over 20%).

Dividends per share have increased over the past 10 years.


Current Payout to Shareholders

Dividends paid are not well covered by earnings (0.4x coverage).


Future Payout to Shareholders

Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.


Next Steps

Management

What is the CEO of Wall Street Finance's salary, the management and board of directors tenure and is there insider trading?

1.7yrs

Average management tenure


CEO

N. Srikrishna (48yo)

1.7yrs

Tenure

₹7,641,328

Compensation

Mr. N. Srikrishna serves as Chief Executive Officer and Whole-Time Director of Wall Street Finance Ltd since December 22, 2017. Mr. Srikrishna has been Co-Chief Executive Officer of Forex at Wall Street Fi ...


CEO Compensation Analysis

N.'s remuneration is higher than average for companies of similar size in India.

Insufficient data for N. to compare compensation growth.


Management Age and Tenure

1.7yrs

Average Tenure

The average tenure for the Wall Street Finance management team is less than 2 years, this suggests a new team.


Board Age and Tenure

3.1yrs

Average Tenure

55yo

Average Age

The tenure for the Wall Street Finance board of directors is about average.


Insider Trading

No 3 month open market individual insider trading information.


Ownership Breakdown


Management Team

  • Uday Sawant

    Senior Vice President

  • Roshan Dalal

    Head of Business - Wholesale Bank Notes

  • Tarun Khandelwal

    Business Head of North & East - Forex

  • Chaitali Desai

    Company Secretary & Compliance Officer

    • Compensation: 888.00k
  • Dipesh Dharod

    Chief Financial Officer

    • Tenure: 3.1yrs
    • Compensation: 3.38m
  • N. Srikrishna (48yo)

    CEO, Whole-Time Director & Co-CEO of Forex

    • Tenure: 1.7yrs
    • Compensation: 7.64m
  • S. Chethan

    Business Head - Retail Forex

    • Tenure: 1.7yrs
  • Manish Tewari

    Head of Operations


Board Members

  • Dilip Modi (45yo)

    Non-Executive Chairman

    • Tenure: 3.3yrs
  • Sudip Bandyopadhyay (55yo)

    Non Executive Independent Director

    • Compensation: 630.00k
  • Brij Daga (76yo)

    Non ­Executive Independent Director

    • Tenure: 9.9yrs
    • Compensation: 630.00k
  • Madhukar Sardar (78yo)

    Non ­Executive Independent Director

    • Tenure: 9.3yrs
    • Compensation: 450.00k
  • Ramesh Venkataraman (53yo)

    Non-Executive Non-Independent Director

    • Tenure: 2.8yrs
    • Compensation: 350.00k
  • N. Srikrishna (48yo)

    CEO, Whole-Time Director & Co-CEO of Forex

    • Tenure: 1.7yrs
    • Compensation: 7.64m
  • Asha Shah (59yo)

    Woman Independent Director

    • Tenure: 1.3yrs

Company Information

Wall Street Finance Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Wall Street Finance Limited
  • Ticker: 511147
  • Exchange: BSE
  • Founded: 1986
  • Industry: consumer finance
  • Sector: diversified financials
  • Market Cap: ₹305.496m
  • Shares outstanding: 11.57m
  • Website: Click here

Number of Employees


Location

  • Wall Street Finance Limited
  • Chintamani Plaza, Office No. 113-122
  • 1st floor, C Wing
  • Mumbai
  • Maharashtra
  • 400099
  • India

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
511147BSE (Mumbai Stock Exchange)YesEquity SharesININRMay 2005

Biography

Wall Street Finance Limited, a financial services company, engages in foreign exchange business in India. The company offers forex services; and a range of digital solutions for corporates, B2B, and B2C in ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/17 12:34
End of Day Share Price2019/08/16 00:00
Earnings2019/06/30
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.