Dewan Housing Finance Corporation Limited operates as a housing finance company in India.
Worrying balance sheet with weak fundamentals.
Share Price & News
How has Dewan Housing Finance's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: DHFL has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: DHFL underperformed the Indian Mortgage industry which returned -23.7% over the past year.
Return vs Market: DHFL underperformed the Indian Market which returned 2% over the past year.
Price Volatility Vs. Market
How volatile is Dewan Housing Finance's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 month ago | Simply Wall StIf You Had Bought Dewan Housing Finance (NSE:DHFL) Stock Three Years Ago, You'd Be Sitting On A 97% Loss, Today
3 months ago | Simply Wall StWhat Kind Of Investor Owns Most Of Dewan Housing Finance Corporation Limited (NSE:DHFL)?
5 months ago | Simply Wall StNeed To Know: Dewan Housing Finance Corporation Limited (NSE:DHFL) Insiders Have Been Selling Shares
Is Dewan Housing Finance undervalued compared to its fair value and its price relative to the market?
In this section, we usually try to help investors determine whether Dewan Housing Finance is trading at an attractive price based on the cash flow it is expected to produce in the future. But as Dewan Housing Finance has not provided consistent financial data, and the stock also has no analyst forecast or coverage, its intrinsic value cannot be reliably calculated by extrapolating past data or using analyst consensus cash flow predictions.
This is quite a rare situation as 89% of companies covered by Simply Wall St do have a valuation analysis.
- Take a look at our analysis of DHFL's management and see if the CEO's compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- When valuing a company like this, investors focus more on how they perceive the size of the opportunity, the company's ability to deliver and scale, and the strength of the team. While we are not analysing this type of data at the moment, if you don't know where to start, we recommend reading through Dewan Housing Finance regulatory filings.
- Explore potentially undervalued companies in the Banks industry.
How is Dewan Housing Finance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Dewan Housing Finance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Take a look at our analysis of DHFL’s management and see if the CEO’s compensation is within a reasonable range, who is on the board and if insiders have been trading lately.
- Dewan Housing Finance competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Banks industry.
How has Dewan Housing Finance performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: DHFL is currently unprofitable.
Growing Profit Margin: DHFL is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: DHFL is unprofitable, and losses have increased over the past 5 years at a rate of 57.8% per year.
Accelerating Growth: Unable to compare DHFL's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: DHFL is unprofitable, making it difficult to compare its past year earnings growth to the Mortgage industry (-1.3%).
Return on Equity
High ROE: DHFL's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.
How is Dewan Housing Finance's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: DHFL's Assets to Equity ratio (-15.5x) is low.
Allowance for Bad Loans: Insufficient data to determine if DHFL has a sufficient allowance for bad loans.
Low Risk Liabilities: DHFL reports no customer deposits, 100% of its liabilities are made up of higher risk sources of funding.
Loan Level: Insufficient data to determine if DHFL has an appropriate level of Loans to Assets ratio.
Low Risk Deposits: DHFL reports no customer deposits, loans are made up entirely of externally borrowed funds.
Level of Bad Loans: Insufficient data to determine if DHFL has an appropriate level of bad loans.
What is Dewan Housing Finance current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate DHFL's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate DHFL's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if DHFL's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if DHFL's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: DHFL is not paying a notable dividend for the Indian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of DHFL's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Vaijinath Gavarshetty (62 yo)
Mr. Vaijinath M. Gavarshetty serves as Chief Executive Officer of Dewan Housing Finance Corporation Ltd. since October 1, 2019. He has been Independent Non-Executive Director of Indbank Merchant Banking Se ...
|Executive President of Retail Business||1.5yrs||₹78.83m||no data|
|Head of Corporate Strategy||6.83yrs||₹67.64m||0.0085% |
|Senior Vice President||no data||no data||no data|
|Chief Executive Officer||0.83yr||no data||no data|
|Chief Financial Officer||0.67yr||no data||no data|
|Deputy Vice President of Technical||17yrs||no data||no data|
|Head of Investor Relations||no data||no data||no data|
|General Manager of Legal - Project||no data||no data||no data|
|Company Secretary & Compliance Officer||0.67yr||no data||no data|
|General Manager of Human Resources||15.33yrs||no data||no data|
|Senior Chief Manager of Secretarial||no data||no data||no data|
|Senior Vice President of Special Projects||no data||no data||0.017% |
Experienced Management: DHFL's management team is not considered experienced ( 1.5 years average tenure), which suggests a new team.
|Additional Non-Executive Independent Director||1.42yrs||no data||no data|
|Additional Non-Executive Independent Director||1.42yrs||no data||no data|
|Chairman & MD||11.08yrs||₹32.10m||0.57% |
|Non-Executive Director||12.25yrs||₹549.00k||0.57% |
|Additional Non-Executive Independent Director||1.25yrs||no data||no data|
|Additional Non-Executive Director||1.42yrs||₹80.00k||no data|
Experienced Board: DHFL's board of directors are not considered experienced ( 1.4 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Dewan Housing Finance Corporation Limited's company bio, employee growth, exchange listings and data sources
- Name: Dewan Housing Finance Corporation Limited
- Ticker: DHFL
- Exchange: NSEI
- Founded: 1984
- Industry: Thrifts and Mortgage Finance
- Sector: Banks
- Market Cap: ₹4.237b
- Shares outstanding: 313.82m
- Website: https://www.dhfl.com
Number of Employees
- Dewan Housing Finance Corporation Limited
- TCG Financial Centre
- 10th Floor
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|511072||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Nov 2002|
|DHFL||NSEI (National Stock Exchange of India)||Yes||Equity Shares||IN||INR||Nov 2002|
Dewan Housing Finance Corporation Limited operates as a housing finance company in India. The company offers home loans, such as new home; home renovation, construction, and extension loans; plot loans/lan ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/08/05 12:58|
|End of Day Share Price||2020/08/05 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.