Bandhan Bank Limited provides commercial banking services in India. More Details
Exceptional growth potential with flawless balance sheet.
Share Price & News
How has Bandhan Bank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BANDHANBNK is not significantly more volatile than the rest of Indian stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: BANDHANBNK's weekly volatility has decreased from 12% to 6% over the past year.
7 Day Return
1 Year Return
Return vs Industry: BANDHANBNK underperformed the Indian Banks industry which returned -14% over the past year.
Return vs Market: BANDHANBNK underperformed the Indian Market which returned 7.9% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Bandhan Bank's share price compared to the market and industry in the last 5 years?
Simply Wall St News
4 weeks ago | Simply Wall StWhat Kind Of Investors Own Most Of Bandhan Bank Limited (NSE:BANDHANBNK)?
2 months ago | Simply Wall StShould You Review Recent Insider Transactions At Bandhan Bank Limited (NSE:BANDHANBNK)?
3 months ago | Simply Wall StWould Shareholders Who Purchased Bandhan Bank's(NSE:BANDHANBNK) Stock Year Be Happy With The Share price Today?
Is Bandhan Bank undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: BANDHANBNK (₹367) is trading above our estimate of fair value (₹137.25)
Significantly Below Fair Value: BANDHANBNK is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: BANDHANBNK is poor value based on its PE Ratio (21.7x) compared to the IN Banks industry average (21x).
PE vs Market: BANDHANBNK is poor value based on its PE Ratio (21.7x) compared to the Indian market (17.3x).
Price to Earnings Growth Ratio
PEG Ratio: BANDHANBNK is good value based on its PEG Ratio (0.8x)
Price to Book Ratio
PB vs Industry: BANDHANBNK is overvalued based on its PB Ratio (3.5x) compared to the IN Banks industry average (0.8x).
How is Bandhan Bank forecast to perform in the next 1 to 3 years based on estimates from 15 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BANDHANBNK's forecast earnings growth (27.6% per year) is above the savings rate (7.2%).
Earnings vs Market: BANDHANBNK's earnings (27.6% per year) are forecast to grow faster than the Indian market (24.5% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: BANDHANBNK's revenue (20.1% per year) is forecast to grow faster than the Indian market (11.5% per year).
High Growth Revenue: BANDHANBNK's revenue (20.1% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BANDHANBNK's Return on Equity is forecast to be high in 3 years time (21.1%)
How has Bandhan Bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BANDHANBNK has a high level of non-cash earnings.
Growing Profit Margin: BANDHANBNK's current net profit margins (43.7%) are lower than last year (46%).
Past Earnings Growth Analysis
Earnings Trend: BANDHANBNK's earnings have grown significantly by 32.1% per year over the past 5 years.
Accelerating Growth: BANDHANBNK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BANDHANBNK had negative earnings growth (-1.6%) over the past year, making it difficult to compare to the Banks industry average (-1.6%).
Return on Equity
High ROE: BANDHANBNK's Return on Equity (16.3%) is considered low.
How is Bandhan Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: BANDHANBNK's Assets to Equity ratio (6.1x) is low.
Allowance for Bad Loans: BANDHANBNK has a sufficient allowance for bad loans (379%).
Low Risk Liabilities: 78% of BANDHANBNK's liabilities are made up of primarily low risk sources of funding.
Loan Level: BANDHANBNK has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: BANDHANBNK's Loans to Deposits ratio (111%) is appropriate.
Level of Bad Loans: BANDHANBNK has an appropriate level of bad loans (1.1%).
What is Bandhan Bank current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate BANDHANBNK's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate BANDHANBNK's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if BANDHANBNK's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if BANDHANBNK's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: BANDHANBNK is not paying a notable dividend for the Indian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of BANDHANBNK's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Chandra Ghosh (59 yo)
Mr. Chandra Shekhar Ghosh Founded Bandhan Bank Ltd. in 2001 and has been its Chief Executive Officer, Executive Director and Managing Director since July 10, 2015. Mr. Ghosh has been one of the foremost pr...
CEO Compensation Analysis
Compensation vs Market: Chandra's total compensation ($USD284.22K) is below average for companies of similar size in the Indian market ($USD1.00M).
Compensation vs Earnings: Chandra's compensation has been consistent with company performance over the past year.
|Chief Financial Officer||4.58yrs||₹17.52m||0.0019% |
|Chief Information Officer||no data||₹9.39m||no data|
|Chief Compliance Officer||no data||₹11.83m||no data|
|Company Secretary & Compliance Officer||4.58yrs||₹5.90m||0.00010% |
|Executive President and Chief Marketing & Digital Officer||0.17yr||no data||no data|
|Senior VP & Head of Investor Relations||no data||no data||no data|
|Head of Legal||0.42yr||no data||no data|
|Head of Human Resources||6.17yrs||no data||no data|
|Head of Banking Operations & Customer Services||no data||no data||0.00090% |
|Chief Risk Officer||no data||no data||no data|
|Head of IT Operations - System & Networking||4.58yrs||no data||no data|
Experienced Management: BANDHANBNK's management team is considered experienced (4.6 years average tenure).
|Independent Director||5.92yrs||₹2.23m||no data|
|Independent Director||2.67yrs||₹1.85m||no data|
|Independent Non-Executive Chairman||1.83yrs||₹3.33m||no data|
|Independent Director||1.83yrs||₹1.85m||no data|
|Non-Executive Non-Independent Director||4.33yrs||₹975.00k||no data|
|Independent Director||5.33yrs||₹1.78m||no data|
|Nominee Director||4.75yrs||₹675.00k||no data|
|Independent Director||5.25yrs||₹875.00k||no data|
|Independent Director||5.58yrs||₹2.00m||no data|
|Additional Independent Director||0.50yr||no data||no data|
|Independent Director||0.50yr||no data||no data|
Experienced Board: BANDHANBNK's board of directors are considered experienced (4.5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Bandhan Bank Limited's company bio, employee growth, exchange listings and data sources
- Name: Bandhan Bank Limited
- Ticker: BANDHANBNK
- Exchange: NSEI
- Founded: 2015
- Industry: Regional Banks
- Sector: Banks
- Market Cap: ₹591.006b
- Shares outstanding: 1.61b
- Website: https://www.bandhanbank.com
Number of Employees
- Bandhan Bank Limited
- Adventz Infinity@5
- Floors 12-14
- West Bengal
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|541153||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Mar 2018|
|BANDHANBNK||NSEI (National Stock Exchange of India)||Yes||Equity Shares||IN||INR||Mar 2018|
Bandhan Bank Limited provides commercial banking services in India. It operates through Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business segments. The company offers saving...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/11/29 12:19|
|End of Day Share Price||2020/11/27 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.