The Lakshmi Vilas Bank Limited provides various banking products and services in India. More Details
+ 1 more risk
Adequate balance sheet and overvalued.
Share Price & News
How has Lakshmi Vilas Bank's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 534690's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: 534690 exceeded the Indian Banks industry which returned -26.3% over the past year.
Return vs Market: 534690 underperformed the Indian Market which returned -2.2% over the past year.
Price Volatility Vs. Market
How volatile is Lakshmi Vilas Bank's share price compared to the market and industry in the last 5 years?
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Is Lakshmi Vilas Bank undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate 534690's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate 534690's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: 534690 is unprofitable, so we can't compare its PE Ratio to the IN Banks industry average.
PE vs Market: 534690 is unprofitable, so we can't compare its PE Ratio to the Indian market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 534690's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 534690 is good value based on its PB Ratio (0.4x) compared to the IN Banks industry average (0.6x).
How is Lakshmi Vilas Bank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Lakshmi Vilas Bank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine Lakshmi Vilas Bank's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- Lakshmi Vilas Bank competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Banks industry.
How has Lakshmi Vilas Bank performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 534690 is currently unprofitable.
Growing Profit Margin: 534690 is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: 534690 is unprofitable, and losses have increased over the past 5 years at a rate of 60% per year.
Accelerating Growth: Unable to compare 534690's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: 534690 is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (4.6%).
Return on Equity
High ROE: 534690 has a negative Return on Equity (-57.82%), as it is currently unprofitable.
How is Lakshmi Vilas Bank's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: 534690's Assets to Equity ratio (19.9x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if 534690 has a sufficient allowance for bad loans.
Low Risk Liabilities: 92% of 534690's liabilities are made up of primarily low risk sources of funding.
Loan Level: 534690 has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: 534690's Loans to Deposits ratio (64%) is appropriate.
Level of Bad Loans: 534690 has a high level of bad loans (30.6%).
What is Lakshmi Vilas Bank current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate 534690's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate 534690's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 534690's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 534690's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: 534690 is not paying a notable dividend for the Indian market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 534690's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Lakshmi Vilas Bank has no CEO, or we have no data on them.
|President & COO||0.75yr||₹3.77m||no data|
|Senior VP & CTO||1.75yrs||₹3.82m||no data|
|Senior VP & Head of Law||no data||₹3.92m||0.00042% |
|Chief Compliance Officer||0.25yr||₹4.37m||no data|
|Senior VP & Head of Branch Banking||0.25yr||₹4.07m||0.00028% |
|Company Secretary & Compliance Officer||no data||₹3.33m||no data|
|Senior VP & Head of Treasury||no data||₹4.49m||0.0019% |
|Chief Financial Officer||0.25yr||no data||no data|
|Head of Administration & VP||no data||no data||no data|
|Senior Vice President of Strategy||0.25yr||no data||no data|
|Head of Integrated Treasury and General Manager||no data||no data||no data|
|Head of Current Account & VP||no data||no data||no data|
Experienced Management: 534690's management team is not considered experienced ( 0.3 years average tenure), which suggests a new team.
|Additional Non-Executive Independent Director||0.83yr||₹385.00k||no data|
|Non Independent & Non-Executive Director||3yrs||₹1.54m||0.00075% |
|Additional Non-Executive Independent Director||0.83yr||₹420.00k||no data|
|Additional Non-Executive Independent Director||0.75yr||₹175.00k||no data|
|RBI Additional Director||3.42yrs||no data||no data|
|RBI Additional Director||0.83yr||no data||no data|
Experienced Board: 534690's board of directors are not considered experienced ( 0.8 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 5%.
The Lakshmi Vilas Bank Limited's company bio, employee growth, exchange listings and data sources
- Name: The Lakshmi Vilas Bank Limited
- Ticker: 534690
- Exchange: BSE
- Founded: 1926
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: ₹5.462b
- Shares outstanding: 353.51m
- Website: https://www.lvbank.com
Number of Employees
- The Lakshmi Vilas Bank Limited
- LVB House
- No. 4, Sardar Patel Road
- Tamil Nadu
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|LAKSHVILAS||NSEI (National Stock Exchange of India)||Yes||Equity Shares||IN||INR||Jun 2000|
|534690||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Jun 2000|
The Lakshmi Vilas Bank Limited provides various banking products and services in India. It operates through Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Operations segments. ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/10/31 12:46|
|End of Day Share Price||2020/10/30 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.