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India Home Loan

BSE:530979
Snowflake Description

Moderate growth potential with poor track record.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
530979
BSE
₹957M
Market Cap
  1. Home
  2. IN
  3. Banks
Company description

India Home Loan Limited, a housing finance company, provides housing loans in India. The last earnings update was 48 days ago. More info.


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530979 Share Price and Events
7 Day Returns
0.1%
BSE:530979
-1.4%
IN Mortgage
-2.2%
IN Market
1 Year Returns
-21.3%
BSE:530979
0.1%
IN Mortgage
-3.1%
IN Market
530979 Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
India Home Loan (530979) 0.1% -4.5% -4.4% -21.3% 69.1% 39.5%
IN Mortgage -1.4% 2.6% 6% 0.1% 56.2% 125.7%
IN Market -2.2% -2.7% -4.1% -3.1% 22.1% 34.8%
1 Year Return vs Industry and Market
  • 530979 underperformed the Mortgage industry which returned 0.1% over the past year.
  • 530979 underperformed the Market in India which returned -3.1% over the past year.
Price Volatility
530979
Industry
5yr Volatility vs Market

530979 Value

 Is India Home Loan undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
  • It is not possible to calculate the future cash flow value for India Home Loan. This is due to cash flow or dividend data being unavailable. The share price is ₹66.8.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for India Home Loan's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are India Home Loan's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
BSE:530979 PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-03-31) in INR ₹1.81
BSE:530979 Share Price ** BSE (2019-07-15) in INR ₹66.8
India Mortgage Industry PE Ratio Median Figure of 13 Publicly-Listed Mortgage Companies 10.82x
India Market PE Ratio Median Figure of 2,834 Publicly-Listed Companies 14.88x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of India Home Loan.

BSE:530979 PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= BSE:530979 Share Price ÷ EPS (both in INR)

= 66.8 ÷ 1.81

36.91x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • India Home Loan is overvalued based on earnings compared to the IN Mortgage industry average.
  • India Home Loan is overvalued based on earnings compared to the India market.
Price based on expected Growth
Does India Home Loan's expected growth come at a high price?
Raw Data
BSE:530979 PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 36.91x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
24.1%per year
India Mortgage Industry PEG Ratio Median Figure of 5 Publicly-Listed Mortgage Companies 0.73x
India Market PEG Ratio Median Figure of 534 Publicly-Listed Companies 1.29x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for India Home Loan, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on India Home Loan's assets?
Raw Data
BSE:530979 PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-03-31) in INR ₹27.68
BSE:530979 Share Price * BSE (2019-07-15) in INR ₹66.8
India Mortgage Industry PB Ratio Median Figure of 14 Publicly-Listed Mortgage Companies 1.72x
India Market PB Ratio Median Figure of 3,668 Publicly-Listed Companies 0.96x
BSE:530979 PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= BSE:530979 Share Price ÷ Book Value per Share (both in INR)

= 66.8 ÷ 27.68

2.41x

* Primary Listing of India Home Loan.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • India Home Loan is overvalued based on assets compared to the IN Mortgage industry average.
X
Value checks
We assess India Home Loan's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Mortgage industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Mortgage industry average (and greater than 0)? (1 check)
  5. India Home Loan has a total score of 0/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

530979 Future Performance

 How is India Home Loan expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

  • No analysts cover India Home Loan, future earnings growth has been estimated based on fundamentals.
The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
24.1%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is India Home Loan expected to grow at an attractive rate?
  • India Home Loan's earnings growth is expected to exceed the low risk savings rate of 7.6%.
Growth vs Market Checks
  • India Home Loan's earnings growth is expected to exceed the India market average.
  • Unable to compare India Home Loan's revenue growth to the India market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
BSE:530979 Future Growth Rates Data Sources
Data Point Source Value (per year)
BSE:530979 Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts 24.1%
India Mortgage Industry Earnings Growth Rate Market Cap Weighted Average -2%
India Mortgage Industry Revenue Growth Rate Market Cap Weighted Average -33.6%
India Market Earnings Growth Rate Market Cap Weighted Average 17%
India Market Revenue Growth Rate Market Cap Weighted Average 9.8%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
BSE:530979 Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in INR Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
BSE:530979 Past Financials Data
Date (Data in INR Millions) Revenue Cash Flow Net Income *
2019-03-31 107 26
2018-12-31 112 30
2018-09-30 113 35
2018-06-30 102 35
2018-03-31 93 -1,332 30
2017-12-31 80 24
2017-09-30 59 16
2017-06-30 44 12
2017-03-31 40 -94 10
2016-12-31 37 10
2016-09-30 36 10
2016-06-30 34 10

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • India Home Loan's earnings are expected to grow significantly at over 20% yearly.
  • Unable to determine if India Home Loan is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
BSE:530979 Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (3 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from India Home Loan Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

BSE:530979 Past Financials Data
Date (Data in INR Millions) EPS *
2019-03-31 1.81
2018-12-31 2.13
2018-09-30 2.47
2018-06-30 2.47
2018-03-31 2.08
2017-12-31 1.70
2017-09-30 1.15
2017-06-30 0.91
2017-03-31 0.80
2016-12-31 0.88
2016-09-30 0.93
2016-06-30 0.85

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if India Home Loan will efficiently use shareholders’ funds in the future without estimates of Return on Equity.
X
Future performance checks
We assess India Home Loan's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the India market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the India market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
India Home Loan has a total score of 3/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

530979 Past Performance

  How has India Home Loan performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare India Home Loan's growth in the last year to its industry (Mortgage).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • India Home Loan has delivered over 20% year on year earnings growth in the past 5 years.
  • India Home Loan's 1-year earnings growth is negative, it can't be compared to the 5-year average.
  • India Home Loan's 1-year earnings growth is negative, it can't be compared to the IN Mortgage industry average.
Earnings and Revenue History
India Home Loan's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from India Home Loan Company Filings, last reported 3 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

BSE:530979 Past Revenue, Cash Flow and Net Income Data
Date (Data in INR Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-03-31 106.90 25.85 32.16
2018-12-31 112.31 30.40 27.04
2018-09-30 113.27 35.28 22.48
2018-06-30 101.53 35.30 16.40
2018-03-31 93.24 29.65 17.19
2017-12-31 80.35 24.21 14.23
2017-09-30 59.09 15.81 12.03
2017-06-30 44.14 11.94 8.46
2017-03-31 40.07 9.90 7.93
2016-12-31 36.62 10.13 6.62
2016-09-30 35.78 10.46 6.35
2016-06-30 33.96 9.63 6.30
2016-03-31 31.38 8.60 6.36
2015-12-31 27.54 6.95 10.83
2015-09-30 27.25 7.65 10.83
2015-06-30 24.84 6.60 11.03
2015-03-31 24.63 5.75 6.94
2014-12-31 22.00 6.18 10.58
2014-09-30 20.20 5.58 10.87
2014-06-30 19.66 5.53 10.55
2014-03-31 20.22 5.99 10.25
2013-12-31 20.53 6.30 9.92
2013-09-30 19.46 5.78 9.21
2013-06-30 18.26 5.22 8.85
2013-03-31 16.32 4.14 8.60
2012-12-31 15.03 3.45 5.86
2012-09-30 13.01 0.34 6.02

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • India Home Loan has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
  • India Home Loan used its assets less efficiently than the IN Mortgage industry average last year based on Return on Assets.
  • Unable to establish if India Home Loan improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
X
Past performance checks
We assess India Home Loan's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Mortgage industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
India Home Loan has a total score of 1/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

530979 Health

 How is India Home Loan's financial position? (This company is analysed differently as a bank or financial institution)

This company is a bank or financial institution.

Fundamentally a bank's business is based upon borrowing and lending money, for this reason they typically have high levels of debt and we analyse them differently.
Net Worth
Balance sheet
This treemap shows a more detailed breakdown of India Home Loan's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from India Home Loan Company Filings, last reported 3 months ago.

BSE:530979 Past Debt and Equity Data
Date (Data in INR Millions) Total Equity Total Debt Cash & Short Term Investments
2019-03-31 391.99 1,946.25 64.48
2018-12-31 357.20 2,117.90 74.30
2018-09-30 357.20 2,117.90 74.30
2018-06-30 338.90 1,350.22 73.10
2018-03-31 338.88 1,557.48 73.10
2017-12-31 335.00 1,205.00 112.00
2017-09-30 325.36 666.21 54.94
2017-06-30 312.60 141.24 11.20
2017-03-31 312.68 141.28 11.21
2016-12-31 191.89 119.41 3.56
2016-09-30 191.89 119.41 3.56
2016-06-30 185.11 132.06 3.50
2016-03-31 185.11 132.06 3.50
2015-12-31 181.43 75.20 2.41
2015-09-30 181.43 75.20 2.41
2015-06-30 176.51 37.50 5.93
2015-03-31 176.51 50.00 5.93
2014-12-31 175.83 0.00 12.08
2014-09-30 175.83 0.00 12.08
2014-06-30 158.31 0.00 4.71
2014-03-31 158.31 0.00 4.71
2013-12-31 155.75 3.75 8.12
2013-09-30 155.75 3.75 8.12
2013-06-30 152.32 0.75 2.81
2013-03-31 152.32 0.75 2.81
2012-12-31
2012-09-30
BANK ANALYSIS

This company is a bank or financial institution, which is analysed accordingly below.

Below we check the amount of loans the bank has, how many of those are bad, and its ability to cover any bad loans.
  • Unable to establish if India Home Loan has an acceptable proportion of non-loan assets without balance sheet data.
  • Unable to establish if India Home Loan's liabilities are primarily made up of low risk funding sources without deposits or liabilities data.
  • India Home Loan reports no customer deposits, loans are made up entirely of borrowed funds.
  • India Home Loan's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).
  • Unable to establish if India Home Loan has a sufficient allowance for bad loans without relevant financial data.
  • Unable to establish if India Home Loan has an acceptable level of bad loans without bad loans data.
X
Financial health checks
We assess India Home Loan's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. India Home Loan has a total score of 1/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

530979 Dividends

 What is India Home Loan's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0.3%
Current annual income from India Home Loan dividends.
If you bought ₹2,000 of India Home Loan shares you are expected to receive ₹6 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • India Home Loan's pays a lower dividend yield than the bottom 25% of dividend payers in India (0.56%).
  • India Home Loan's dividend is below the markets top 25% of dividend payers in India (2.17%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
BSE:530979 Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
India Mortgage Industry Average Dividend Yield Market Cap Weighted Average of 9 Stocks 1.3%
India Market Average Dividend Yield Market Cap Weighted Average of 1447 Stocks 1.4%
India Minimum Threshold Dividend Yield 10th Percentile 0.3%
India Bottom 25% Dividend Yield 25th Percentile 0.6%
India Top 25% Dividend Yield 75th Percentile 2.2%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

BSE:530979 Past Annualized Dividends Data
Date (Data in ₹) Dividend per share (annual) Avg. Yield (%)
2019-05-28 0.200 0.292
2018-08-20 0.200 0.271
2018-05-15 0.200 0.247
2017-08-01 0.100 0.083
2017-05-29 0.100 0.083

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Whilst dividend payments have been stable, India Home Loan has been paying a dividend for less than 10 years.
  • Dividend payments have increased, but India Home Loan only paid a dividend in the past 2 years.
Current Payout to shareholders
What portion of India Home Loan's earnings are paid to the shareholders as a dividend.
  • Dividends paid are thoroughly covered by earnings (9.1x coverage).
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess India Home Loan's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 0.3%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can India Home Loan afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. India Home Loan has a total score of 1/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

530979 Management

 What is the CEO of India Home Loan's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Mahesh Pujara
COMPENSATION ₹2,400,560
AGE 64
TENURE AS CEO 10.9 years
CEO Bio

Mr. Mahesh Narsihibhai Pujara has been Managing Director of India Home Loan Limited since August 21, 2008 and serves as its Chairman. Mr. Pujara has been Director of India Home Loans Limited since AUgust 21, 2008. Mr. Pujara has an expertise in the areas of Capital and Stock Exchange.

CEO Compensation
  • Mahesh's compensation has increased by more than 20% in the past year whilst earnings fell less than 20%.
  • Mahesh's remuneration is higher than average for companies of similar size in India.
Management Team Tenure

Average tenure of the India Home Loan management team in years:

0.8
Average Tenure
  • The average tenure for the India Home Loan management team is less than 2 years, this suggests a new team.
Management Team

Mahesh Pujara

TITLE
Chairman & MD
COMPENSATION
₹2M
AGE
64
TENURE
10.9 yrs

Mitesh Pujara

TITLE
Whole Time Director
COMPENSATION
₹2M
AGE
43

Vijay Dube

TITLE
Chief Financial Officer
TENURE
0.8 yrs

B. Keswani

TITLE
Chief Accountant

Satish Prajapati

TITLE
Company Secretary & Compliance Officer
TENURE
0.4 yrs
Board of Directors Tenure

Average tenure and age of the India Home Loan board of directors in years:

2.6
Average Tenure
59
Average Age
  • The average tenure for the India Home Loan board of directors is less than 3 years, this suggests a new board.
Board of Directors

Mitesh Pujara

TITLE
Whole Time Director
COMPENSATION
₹2M
AGE
43
TENURE
10.9 yrs

Subhash Patel

TITLE
Non-Executive-Non Independent Director
COMPENSATION
₹30K
AGE
59
TENURE
10.9 yrs

Mahesh Pujara

TITLE
Chairman & MD
COMPENSATION
₹2M
AGE
64

Siddharth Kothari

TITLE
Non-Executive & Nominee Director
TENURE
2.6 yrs

Vinit Rai

TITLE
Non-Executive & Nominee Director
TENURE
2.6 yrs

Harshita Jagwani

TITLE
Non-Executive & Independent Women Director
COMPENSATION
₹25K
AGE
38
TENURE
2.3 yrs

Govinder Singh

TITLE
Non-Executive-Independent Director
COMPENSATION
₹25K
AGE
63
TENURE
2 yrs

Shakuntala Merchant

TITLE
Independent Director
TENURE
0.8 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month individual insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (₹) Value (₹)
19. Nov 18 Buy Mitesh Pujara Individual 15. Nov 18 15. Nov 18 2,526 ₹73.67 ₹186,090
13. Nov 18 Buy Mitesh Pujara Individual 09. Nov 18 09. Nov 18 2,000 ₹73.13 ₹146,260
13. Nov 18 Buy Mahesh Pujara Individual 09. Nov 18 09. Nov 18 9,500 ₹73.56 ₹698,820
01. Oct 18 Buy Mitesh Pujara Individual 28. Sep 18 28. Sep 18 7,400 ₹77.85 ₹576,090
28. Sep 18 Buy Mitesh Pujara Individual 26. Sep 18 26. Sep 18 10,100 ₹10.00 ₹101,000
26. Sep 18 Buy Mitesh Pujara Individual 21. Sep 18 25. Sep 18 22,001 ₹80.59 ₹1,751,478
22. Aug 18 Buy Mitesh Pujara Individual 21. Aug 18 21. Aug 18 5,000 ₹82.25 ₹411,250
20. Aug 18 Buy Mitesh Pujara Individual 17. Aug 18 20. Aug 18 72,000 ₹80.24 ₹5,735,194
X
Management checks
We assess India Home Loan's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. India Home Loan has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

530979 News

Simply Wall St News

530979 Company Info

Description

India Home Loan Limited, a housing finance company, provides housing loans in India. The company’s housing loans include finance for the purchase of ready or under construction housing units; home renovation/extension; self-construction; and purchase of plots, as well as composite loans for the purchase of plot and self-construction. It also offers mortgage loans; and loans to develops for long term housing projects. The company was formerly known as India Home Loans Limited and changed its name to India Home Loan Limited in November 2012. India Home Loan Limited was incorporated in 1990 and is based in Mumbai, India.

Details
Name: India Home Loan Limited
530979
Exchange: BSE
Founded: 1990
₹956,877,585
14,281,755
Website: http://www.indiahomeloan.co.in
Address: India Home Loan Limited
504/504A, Nirmal Ecstasy,
5th Floor,
Mumbai,
Maharashtra, 400080,
India
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
BSE 530979 Equity Shares Mumbai Stock Exchange IN INR 23. May 2005
Number of employees
Current staff
Staff numbers
40
India Home Loan employees.
Industry
Thrifts and Mortgage Finance
Banks
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/07/15 12:32
End of day share price update: 2019/07/15 00:00
Last earnings filing: 2019/05/28
Last earnings reported: 2019/03/31
Last annual earnings reported: 2019/03/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.