Can Fin Homes
Market Cap
₹67.8b
Last Updated
2021/01/22 12:02 UTC
Data Sources
Company Financials
Executive Summary
Can Fin Homes Limited provides housing finance services primarily to individuals and builders/developers in India. More Details
Rewards
Risk Analysis
No risks detected for 511196 from our risk checks.
Snowflake Analysis
Solid track record second-rate dividend payer.
Similar Companies
Share Price & News
How has Can Fin Homes's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 511196 is less volatile than 75% of Indian stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: 511196's weekly volatility (4%) has been stable over the past year.
Market Performance
7 Day Return
-1.7%
511196
-0.9%
IN Mortgage
-0.7%
IN Market
1 Year Return
3.7%
511196
5.8%
IN Mortgage
17.3%
IN Market
Return vs Industry: 511196 underperformed the Indian Mortgage industry which returned 5.8% over the past year.
Return vs Market: 511196 underperformed the Indian Market which returned 17.3% over the past year.
Shareholder returns
| 511196 | Industry | Market | |
|---|---|---|---|
| 7 Day | -1.7% | -0.9% | -0.7% |
| 30 Day | 2.1% | 11.2% | 8.4% |
| 90 Day | 7.1% | 28.8% | 23.0% |
| 1 Year | 4.3%3.7% | 7.0%5.8% | 19.5%17.3% |
| 3 Year | 12.6%10.8% | 12.1%7.1% | 8.9%3.6% |
| 5 Year | 138.9%132.3% | 104.7%89.9% | 81.8%67.9% |
Long-Term Price Volatility Vs. Market
How volatile is Can Fin Homes's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is Can Fin Homes undervalued compared to its fair value and its price relative to the market?
15.59x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 511196 (₹490.75) is trading above our estimate of fair value (₹145.33)
Significantly Below Fair Value: 511196 is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 511196 is good value based on its PE Ratio (15.6x) compared to the IN Mortgage industry average (16.5x).
PE vs Market: 511196 is good value based on its PE Ratio (15.6x) compared to the Indian market (19.2x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 511196's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 511196 is overvalued based on its PB Ratio (2.8x) compared to the IN Mortgage industry average (1.1x).
Next Steps
Future Growth
How is Can Fin Homes forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
14.5%
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Can Fin Homes has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Next Steps
- Check out Can Fin Homes's track record over time to understand how much the company has returned to shareholders and its earnings growth rate in the past.
- Can Fin Homes competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Banks industry.
Past Performance
How has Can Fin Homes performed over the past 5 years?
19.1%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 511196 has high quality earnings.
Growing Profit Margin: 511196's current net profit margins (62.5%) are higher than last year (54%).
Past Earnings Growth Analysis
Earnings Trend: 511196's earnings have grown by 19.1% per year over the past 5 years.
Accelerating Growth: 511196's earnings growth over the past year (30.6%) exceeds its 5-year average (19.1% per year).
Earnings vs Industry: 511196 earnings growth over the past year (30.6%) exceeded the Mortgage industry -20.4%.
Return on Equity
High ROE: 511196's Return on Equity (17.8%) is considered low.
Next Steps
Financial Health
How is Can Fin Homes's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 511196's Assets to Equity ratio (8.9x) is low.
Allowance for Bad Loans: Insufficient data to determine if 511196 has a sufficient allowance for bad loans.
Low Risk Liabilities: 511196 reports no customer deposits, 100% of its liabilities are made up of higher risk sources of funding.
Loan Level: Insufficient data to determine if 511196 has an appropriate level of Loans to Assets ratio.
Low Risk Deposits: 511196 reports no customer deposits, loans are made up entirely of externally borrowed funds.
Level of Bad Loans: Insufficient data to determine if 511196 has an appropriate level of bad loans.
Next Steps
Dividend
What is Can Fin Homes's current dividend yield, its reliability and sustainability?
0.41%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: 511196's dividend (0.41%) isn’t notable compared to the bottom 25% of dividend payers in the Indian market (0.44%).
High Dividend: 511196's dividend (0.41%) is low compared to the top 25% of dividend payers in the Indian market (1.87%).
Stability and Growth of Payments
Stable Dividend: 511196's dividends per share have been stable in the past 10 years.
Growing Dividend: 511196's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (6.4%), 511196's dividend payments are thoroughly covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
1.5yrs
Average management tenure
CEO
Girish Kousgi (49 yo)
1.33yrs
Tenure
₹10,053,939
Compensation
Mr. Girish Kousgi serves as a Managing Director, Chief Executive Officer and Executive Director at Can Fin Homes Ltd since September 5, 2019. He has Extensive Experience assets and liabilities and has gain...
CEO Compensation Analysis
Compensation vs Market: Girish's total compensation ($USD137.80K) is below average for companies of similar size in the Indian market ($USD396.48K).
Compensation vs Earnings: Insufficient data to compare Girish's compensation with company performance.
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| MD, CEO & Executive Director | 1.33yrs | ₹10.05m | no data | |
| Assistant GM | 1.17yrs | ₹3.93m | no data | |
| Assistant GM | no data | ₹1.64m | no data | |
| General Manager | no data | ₹2.02m | no data | |
| Deputy MD & Whole-Time Director | 2.75yrs | ₹1.88m | no data | |
| Chief Risk Officer & Assistant GM | 1.67yrs | no data | no data |
1.5yrs
Average Tenure
Experienced Management: 511196's management team is not considered experienced ( 1.5 years average tenure), which suggests a new team.
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| MD, CEO & Executive Director | 1.33yrs | ₹10.05m | no data | |
| Deputy MD & Whole-Time Director | 2.75yrs | ₹1.88m | no data | |
| Non Executive Independent Chairperson | 2.5yrs | ₹585.00k | no data | |
| Additional Non-Executive Independent Director | 2.42yrs | ₹495.00k | no data | |
| Independent Director | 0.58yr | no data | no data | |
| Independent Director | 0.58yr | no data | no data | |
| Non-Executive Additional Director | 1.83yrs | ₹215.00k | no data | |
| Additional Non-Executive Director | 0.50yr | no data | no data | |
| Independent Non-Executive Director | 4.33yrs | ₹555.00k | no data |
1.8yrs
Average Tenure
58yo
Average Age
Experienced Board: 511196's board of directors are not considered experienced ( 1.8 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Can Fin Homes Limited's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Can Fin Homes Limited
- Ticker: 511196
- Exchange: BSE
- Founded: 1987
- Industry: Thrifts and Mortgage Finance
- Sector: Banks
- Market Cap: ₹67.789b
- Shares outstanding: 133.15m
- Website: https://www.canfinhomes.com
Number of Employees
Location
- Can Fin Homes Limited
- No. 29/1, Sir M N Krishna Rao Road
- 1st Floor
- Bengaluru
- Karnataka
- 560004
- India
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| 511196 | BSE (Mumbai Stock Exchange) | Yes | Equity Shares | IN | INR | Dec 1994 |
| CANFINHOME | NSEI (National Stock Exchange of India) | Yes | Equity Shares | IN | INR | Dec 1994 |
Biography
Can Fin Homes Limited provides housing finance services primarily to individuals and builders/developers in India. The company offers housing loans, such as individual housing loans, affordable housing loa...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/01/22 12:02 |
| End of Day Share Price | 2021/01/22 00:00 |
| Earnings | 2020/09/30 |
| Annual Earnings | 2020/03/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.