Executive Summary
PT Bank Bisnis Internasional Tbk provides various banking products and services in Indonesia. More Details
Rewards
Risk Analysis
Snowflake Analysis
Proven track record with adequate balance sheet.
Share Price & News
How has Bank Bisnis Internasional's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BBSI is more volatile than 90% of ID stocks over the past 3 months, typically moving +/- 22% a week.
Volatility Over Time: BBSI's weekly volatility has increased from 16% to 22% over the past year.
Market Performance
7 Day Return
9.8%
BBSI
1.0%
ID Banks
-0.04%
ID Market
1 Year Return
n/a
BBSI
42.6%
ID Banks
27.2%
ID Market
Return vs Industry: Insufficient data to determine how BBSI performed against the ID Banks industry.
Return vs Market: Insufficient data to determine how BBSI performed against the ID Market.
Shareholder returns
| BBSI | Industry | Market | |
|---|---|---|---|
| 7 Day | 9.8% | 1.0% | -0.04% |
| 30 Day | 52.0% | -5.2% | -3.4% |
| 90 Day | 212.8% | -6.4% | -6.0% |
| 1 Year | n/a | 47.0%42.6% | 30.6%27.2% |
| 3 Year | n/a | 24.9%14.9% | -0.2%-7.9% |
| 5 Year | n/a | 113.4%86.6% | 34.2%18.2% |
Long-Term Price Volatility Vs. Market
How volatile is Bank Bisnis Internasional's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Valuation
Is Bank Bisnis Internasional undervalued compared to its fair value and its price relative to the market?
181.13x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate BBSI's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate BBSI's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: BBSI is poor value based on its PE Ratio (183.8x) compared to the ID Banks industry average (33.5x).
PE vs Market: BBSI is poor value based on its PE Ratio (183.8x) compared to the ID market (22.9x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate BBSI's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: BBSI is overvalued based on its PB Ratio (8.2x) compared to the ID Banks industry average (1.5x).
Future Growth
How is Bank Bisnis Internasional forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
23.7%
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Bank Bisnis Internasional has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Past Performance
How has Bank Bisnis Internasional performed over the past 5 years?
20.9%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BBSI has a high level of non-cash earnings.
Growing Profit Margin: BBSI's current net profit margins (54.4%) are higher than last year (44.3%).
Past Earnings Growth Analysis
Earnings Trend: BBSI's earnings have grown significantly by 20.9% per year over the past 5 years.
Accelerating Growth: BBSI's earnings growth over the past year (57.9%) exceeds its 5-year average (20.9% per year).
Earnings vs Industry: BBSI earnings growth over the past year (57.9%) exceeded the Banks industry -31.7%.
Return on Equity
High ROE: BBSI's Return on Equity (3.5%) is considered low.
Financial Health
How is Bank Bisnis Internasional's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BBSI's Assets to Equity ratio (1.4x) is low.
Allowance for Bad Loans: BBSI has a low allowance for bad loans (86%).
Low Risk Liabilities: 96% of BBSI's liabilities are made up of primarily low risk sources of funding.
Loan Level: BBSI has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: BBSI's Loans to Deposits ratio (218%) is high.
Level of Bad Loans: BBSI has an appropriate level of bad loans (0.9%).
Dividend
What is Bank Bisnis Internasional current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate BBSI's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate BBSI's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if BBSI's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if BBSI's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of BBSI's dividend in 3 years as they are not forecast to pay a notable one for the ID market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
CEO
Laniwati Tjandra (60 yo)
no data
Tenure
Laniwati Tjandra serves as President Director at PT Bank Bisnis Internasional Tbk (formerly known as Bank Bisnis Internasional PT).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: BBSI only recently listed within the past 12 months.
Top Shareholders
Company Information
PT Bank Bisnis Internasional Tbk's company bio, employee growth, exchange listings and data sources
Key Information
- Name: PT Bank Bisnis Internasional Tbk
- Ticker: BBSI
- Exchange: IDX
- Founded: NaN
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: Rp6.372t
- Shares outstanding: 3.03b
- Website: https://bankbisnis.id
Number of Employees
Location
- PT Bank Bisnis Internasional Tbk
- Jl. Ir. H. Juanda No. 137
- Bandung
- 40132
- Indonesia
Listings
Biography
PT Bank Bisnis Internasional Tbk provides various banking products and services in Indonesia. It offers savings products, deposits, and credit facilities. The company was founded in 1957 and is headquarter...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/04/17 10:13 |
| End of Day Share Price | 2021/04/16 00:00 |
| Earnings | 2020/12/31 |
| Annual Earnings | 2020/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.