SEHK:8226

Stock Analysis Report

Executive Summary

KOALA Financial Group Limited, an investment holding company, engages in the securities investment, underwriting and placing, and brokerage activities in Hong Kong.

Snowflake

Fundamentals

Overvalued with poor track record.

Share Price & News

How has KOALA Financial Group's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

8226

-1.1%

HK Capital Markets

0.9%

HK Market


1 Year Return

7.1%

8226

6.0%

HK Capital Markets

0.6%

HK Market

Return vs Industry: 8226 exceeded the Hong Kong Capital Markets industry which returned 6% over the past year.

Return vs Market: 8226 exceeded the Hong Kong Market which returned 0.6% over the past year.


Shareholder returns

8226IndustryMarket
7 Day0%-1.1%0.9%
30 Day3.4%-1.9%0.4%
90 Day7.1%-9.6%-5.5%
1 Year7.1%7.1%9.7%6.0%4.2%0.6%
3 Year-81.6%-81.6%-26.4%-32.8%15.5%3.9%
5 Year-92.4%-92.4%-2.5%-18.1%19.9%-0.1%

Price Volatility Vs. Market

How volatile is KOALA Financial Group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is KOALA Financial Group undervalued compared to its fair value and its price relative to the market?

18.28x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Undervalued: Insufficient data to calculate 8226's fair value to establish if it is undervalued.

Significantly Undervalued: Insufficient data to calculate 8226's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: 8226 is poor value based on its PE Ratio (18.3x) compared to the Capital Markets industry average (11.8x).

PE vs Market: 8226 is poor value based on its PE Ratio (18.3x) compared to the Hong Kong market (10.3x).


Price to Earnings Growth Ratio

Low PEG Ratio: Insufficient data to calculate 8226's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 8226 is good value based on its PB Ratio (0.3x) compared to the HK Capital Markets industry average (0.6x).


Next Steps

Future Growth

How is KOALA Financial Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

13.6%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as KOALA Financial Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has KOALA Financial Group performed over the past 5 years?

38.9%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: 8226 has become profitable over the past 5 years, growing earnings by 38.9% per year.

Accelerating Growth: 8226's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 8226 had negative earnings growth (-62.5%) over the past year, making it difficult to compare to the Capital Markets industry average (-19.8%).


Return on Equity

High ROE: 8226's Return on Equity (1.9%) is considered low.


Return on Assets

ROA vs Industry: 8226's Return on Assets is below or equal to the Capital Markets industry average last year.


Return on Capital Employed

ROCE Improving: Insufficient data to calculate 8226's Return on Capital Employed to determine if it has improved over the past 3 years.


Next Steps

Financial Health

How is KOALA Financial Group's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Inventory Level: 8226 has a low level of unsold assets or inventory.

Debt Coverage by Assets: 8226's debt is covered by short term assets (assets are 19.089840x debt).


Financial Institutions Analysis

Asset Level: 8226's level of assets compared to its equity is low.

Allowance for Bad Loans: Insufficient data to determine if 8226 has a sufficient allowance for bad loans.

Low Risk Liabilities: 8226 reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if 8226 has an acceptable proportion of non-loan assets held.

Low Risk Deposits: 8226 has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if 8226 has an appropriate level of bad loans.


Next Steps

Dividend

What is KOALA Financial Group's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%2.3%markettop25%6.3%industryaverage3.1%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: Unable to evaluate 8226's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate 8226's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.

Stable Dividend: Insufficient data to determine if 8226's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 8226's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 8226's dividend in 3 years as they are not forecast to pay a notable one for the Hong Kong market.


Next Steps

Management

What is the CEO of KOALA Financial Group's salary, the management and board of directors tenure and is there insider trading?

3.3yrs

Average board tenure


CEO

KOALA Financial Group has no CEO, or we have no data on them.


Board Age and Tenure

3.3yrs

Average Tenure

34yo

Average Age

Experienced Board: 8226's board of directors are considered experienced (3.3 years average tenure).


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown


Management Team

  • Kar Ching Kwan (29yo)

    Chairlady of the Board & Compliance Officer

    • Tenure: 3.3yrs
    • Compensation: HK$1.08m
  • Yi-Chin Hsin (32yo)

    Executive Director

    • Tenure: 3.5yrs
    • Compensation: HK$840.00k
  • Chi Shing Tse (36yo)

    CFO & Company Secretary

    • Tenure: 2.1yrs
  • Kin Chan

    Executive Officer

    • Tenure: 0yrs

Board Members

  • Cho Sing Hung (79yo)

    Independent Non-Executive Director

    • Tenure: 4.4yrs
    • Compensation: HK$120.00k
  • Kar Ching Kwan (29yo)

    Chairlady of the Board & Compliance Officer

    • Tenure: 3.3yrs
    • Compensation: HK$1.08m
  • Carmen Ng (43yo)

    Independent Non Executive Director

    • Tenure: 0.5yrs
  • Yi-Chin Hsin (32yo)

    Executive Director

    • Tenure: 3.5yrs
    • Compensation: HK$840.00k
  • Kin Ting Luk (34yo)

    Independent Non-Executive Director

    • Tenure: 3.3yrs
    • Compensation: HK$120.00k

Company Information

KOALA Financial Group Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: KOALA Financial Group Limited
  • Ticker: 8226
  • Exchange: SEHK
  • Founded:
  • Industry: Investment Banking and Brokerage
  • Sector: Diversified Financials
  • Market Cap: HK$83.501m
  • Shares outstanding: 2.78b
  • Website: https://www.koala8226.com.hk

Number of Employees


Location

  • KOALA Financial Group Limited
  • Everbright Centre
  • Units 01-02
  • Wan Chai
  • Hong Kong

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
8226SEHK (The Stock Exchange of Hong Kong Ltd.)YesOrdinary SharesHKHKDJul 2002

Biography

KOALA Financial Group Limited, an investment holding company, engages in the securities investment, underwriting and placing, and brokerage activities in Hong Kong. It is involved in the trading of commodi ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/10/20 12:43
End of Day Share Price2019/10/18 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.