SEHK:8226

Stock Analysis Report

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Executive Summary

KOALA Financial Group Limited, an investment holding company, engages in securities brokerage, share placements, underwriting services, and money lending activities in Hong Kong. More Details


Snowflake Analysis

Adequate balance sheet and fair value.

Share Price & News

How has KOALA Financial Group's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: 8226's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

0%

8226

-3.6%

HK Capital Markets

-2.8%

HK Market


1 Year Return

-20.7%

8226

26.9%

HK Capital Markets

-1.7%

HK Market

Return vs Industry: 8226 underperformed the Hong Kong Capital Markets industry which returned 30.9% over the past year.

Return vs Market: 8226 underperformed the Hong Kong Market which returned 0.5% over the past year.


Shareholder returns

8226IndustryMarket
7 Day0%-3.6%-2.8%
30 Day-4.2%-4.3%2.7%
90 Day-11.5%-8.1%-0.4%
1 Year-20.7%-20.7%30.4%26.9%2.3%-1.7%
3 Year-93.5%-93.5%-10.6%-18.0%-8.7%-18.6%
5 Year-93.6%-93.6%-19.5%-30.8%13.7%-5.4%

Price Volatility Vs. Market

How volatile is KOALA Financial Group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is KOALA Financial Group undervalued compared to its fair value and its price relative to the market?

8.71x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: 8226 (HK$0.02) is trading above our estimate of fair value (HK$0.01)

Significantly Below Fair Value: 8226 is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: 8226 is good value based on its PE Ratio (8.7x) compared to the HK Capital Markets industry average (12.1x).

PE vs Market: 8226 is good value based on its PE Ratio (8.7x) compared to the Hong Kong market (10.9x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate 8226's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: 8226 is good value based on its PB Ratio (0.2x) compared to the HK Capital Markets industry average (0.5x).


Next Steps

Future Growth

How is KOALA Financial Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

12.1%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as KOALA Financial Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has KOALA Financial Group performed over the past 5 years?

73.7%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: 8226 has a large one-off gain of HK$2.1M impacting its June 30 2020 financial results.

Growing Profit Margin: 8226's current net profit margins (21.6%) are higher than last year (12.9%).


Past Earnings Growth Analysis

Earnings Trend: 8226 has become profitable over the past 5 years, growing earnings by 73.7% per year.

Accelerating Growth: 8226's earnings growth over the past year (62.6%) is below its 5-year average (73.7% per year).

Earnings vs Industry: 8226 earnings growth over the past year (62.6%) exceeded the Capital Markets industry 6%.


Return on Equity

High ROE: 8226's Return on Equity (3.4%) is considered low.


Next Steps

Financial Health

How is KOALA Financial Group's financial position?


Financial Position Analysis

Short Term Liabilities: 8226's short term assets (HK$299.5M) exceed its short term liabilities (HK$71.6M).

Long Term Liabilities: 8226's short term assets (HK$299.5M) exceed its long term liabilities (HK$24.7M).


Debt to Equity History and Analysis

Debt Level: 8226's debt to equity ratio (6.6%) is considered satisfactory.

Reducing Debt: 8226's debt to equity ratio has reduced from 621.2% to 6.6% over the past 5 years.

Debt Coverage: 8226's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: Insufficient data to determine if 8226's interest payments on its debt are well covered by EBIT.


Balance Sheet


Next Steps

Dividend

What is KOALA Financial Group current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate 8226's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate 8226's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if 8226's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if 8226's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of 8226's dividend in 3 years as they are not forecast to pay a notable one for the Hong Kong market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

4.3yrs

Average board tenure


CEO

KOALA Financial Group has no CEO, or we have no data on them.


Board Members

NamePositionTenureCompensationOwnership
Kar Ching Kwan
Chairlady of the Board & Compliance Officer4.33yrsHK$1.72mno data
Yi-Chin Hsin
Executive Director4.5yrsHK$840.00kno data
Cho Sing Hung
Independent Non-Executive Director5.42yrsHK$120.00kno data
Yau Kuen Ng
Independent Non Executive Director1.5yrsHK$86.00kno data
Kin Ting Luk
Independent Non-Executive Director4.33yrsHK$120.00kno data

4.3yrs

Average Tenure

35yo

Average Age

Experienced Board: 8226's board of directors are considered experienced (4.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

KOALA Financial Group Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: KOALA Financial Group Limited
  • Ticker: 8226
  • Exchange: SEHK
  • Founded:
  • Industry: Investment Banking and Brokerage
  • Sector: Diversified Financials
  • Market Cap: HK$61.234m
  • Shares outstanding: 2.78b
  • Website: https://www.koala8226.com.hk

Number of Employees


Location

  • KOALA Financial Group Limited
  • Everbright Centre
  • Units 01-02
  • Wan Chai
  • Hong Kong

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
8226SEHK (The Stock Exchange of Hong Kong Ltd.)YesOrdinary SharesHKHKDJul 2002

Biography

KOALA Financial Group Limited, an investment holding company, engages in securities brokerage, share placements, underwriting services, and money lending activities in Hong Kong. The company operates in fo ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/10/30 12:52
End of Day Share Price2020/10/30 00:00
Earnings2020/06/30
Annual Earnings2019/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.