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CASH Financial Services Group

SEHK:510
Snowflake Description

Flawless balance sheet and overvalued.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
510
SEHK
HK$253M
Market Cap
  1. Home
  2. HK
  3. Diversified Financials
Company description

CASH Financial Services Group Limited, an investment holding company, provides financial products and services in the People’s Republic of China. The last earnings update was 52 days ago. More info.


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  • CASH Financial Services Group has significant price volatility in the past 3 months.
510 Share Price and Events
7 Day Returns
4%
SEHK:510
0.9%
HK Capital Markets
-0%
HK Market
1 Year Returns
-68.5%
SEHK:510
-13.9%
HK Capital Markets
-13%
HK Market
510 Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
CASH Financial Services Group (510) 4% -10.3% -25.7% -68.5% -85.4% -61.8%
HK Capital Markets 0.9% 1.3% -14.6% -13.9% -22.2% 5.3%
HK Market -0% -1.1% -8.6% -13% 18.1% 5.4%
1 Year Return vs Industry and Market
  • 510 underperformed the Capital Markets industry which returned -13.9% over the past year.
  • 510 underperformed the Market in Hong Kong which returned -13% over the past year.
Price Volatility
510
Industry
5yr Volatility vs Market

510 Value

 Is CASH Financial Services Group undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
  • It is not possible to calculate the future cash flow value for CASH Financial Services Group. This is due to cash flow or dividend data being unavailable. The share price is HK$0.052.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for CASH Financial Services Group's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are CASH Financial Services Group's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
SEHK:510 PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2018-12-31) in HKD HK$-0.03
SEHK:510 Share Price ** SEHK (2019-06-20) in HKD HK$0.05
Hong Kong Capital Markets Industry PE Ratio Median Figure of 43 Publicly-Listed Capital Markets Companies 15.09x
Hong Kong Market PE Ratio Median Figure of 1,489 Publicly-Listed Companies 10.66x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of CASH Financial Services Group.

SEHK:510 PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= SEHK:510 Share Price ÷ EPS (both in HKD)

= 0.05 ÷ -0.03

-1.79x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • CASH Financial Services Group is loss making, we can't compare its value to the HK Capital Markets industry average.
  • CASH Financial Services Group is loss making, we can't compare the value of its earnings to the Hong Kong market.
Price based on expected Growth
Does CASH Financial Services Group's expected growth come at a high price?
Raw Data
SEHK:510 PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section -1.79x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
Not available
Hong Kong Capital Markets Industry PEG Ratio Median Figure of 7 Publicly-Listed Capital Markets Companies 0.74x
Hong Kong Market PEG Ratio Median Figure of 467 Publicly-Listed Companies 0.75x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for CASH Financial Services Group, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on CASH Financial Services Group's assets?
Raw Data
SEHK:510 PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2018-12-31) in HKD HK$0.12
SEHK:510 Share Price * SEHK (2019-06-20) in HKD HK$0.05
Hong Kong Capital Markets Industry PB Ratio Median Figure of 72 Publicly-Listed Capital Markets Companies 0.64x
Hong Kong Market PB Ratio Median Figure of 2,171 Publicly-Listed Companies 0.93x
SEHK:510 PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= SEHK:510 Share Price ÷ Book Value per Share (both in HKD)

= 0.05 ÷ 0.12

0.42x

* Primary Listing of CASH Financial Services Group.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • CASH Financial Services Group is good value based on assets compared to the HK Capital Markets industry average.
X
Value checks
We assess CASH Financial Services Group's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Capital Markets industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Capital Markets industry average (and greater than 0)? (1 check)
  5. CASH Financial Services Group has a total score of 1/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

510 Future Performance

 How is CASH Financial Services Group expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as CASH Financial Services Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.

Show me the analysis anyway

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
14.5%
Expected Capital Markets industry annual growth in earnings.
Earnings growth vs Low Risk Savings
Is CASH Financial Services Group expected to grow at an attractive rate?
  • Unable to compare CASH Financial Services Group's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
  • Unable to compare CASH Financial Services Group's earnings growth to the Hong Kong market average as no estimate data is available.
  • Unable to compare CASH Financial Services Group's revenue growth to the Hong Kong market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
SEHK:510 Future Growth Rates Data Sources
Data Point Source Value (per year)
Hong Kong Capital Markets Industry Earnings Growth Rate Market Cap Weighted Average 14.5%
Hong Kong Capital Markets Industry Revenue Growth Rate Market Cap Weighted Average 12.2%
Hong Kong Market Earnings Growth Rate Market Cap Weighted Average 11.2%
Hong Kong Market Revenue Growth Rate Market Cap Weighted Average 10.4%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
SEHK:510 Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (5 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in HKD Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
SEHK:510 Past Financials Data
Date (Data in HKD Millions) Revenue Cash Flow Net Income *
2018-12-31 117 118 -144
2018-09-30 115 -102
2018-06-30 114 -405 -60
2018-03-31 122 -325 -53
2017-12-31 130 -245 -46
2017-09-30 135 -52
2017-06-30 140 -84 -57
2017-03-31 152 -103 -54
2016-12-31 164 -123 -51
2016-09-30 187 -56
2016-06-30 209 167 -62
2016-03-31 288 136 -24

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Unable to determine if CASH Financial Services Group is high growth as no earnings estimate data is available.
  • Unable to determine if CASH Financial Services Group is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
SEHK:510 Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (5 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from CASH Financial Services Group Company Filings, last reported 5 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

SEHK:510 Past Financials Data
Date (Data in HKD Millions) EPS *
2018-12-31 -0.03
2018-09-30 -0.02
2018-06-30 -0.01
2018-03-31 -0.01
2017-12-31 -0.01
2017-09-30 -0.01
2017-06-30 -0.01
2017-03-31 -0.01
2016-12-31 -0.01
2016-09-30 -0.01
2016-06-30 -0.01
2016-03-31 -0.01

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if CASH Financial Services Group will efficiently use shareholders’ funds in the future without estimates of Return on Equity.

Next steps:

  1. Examine CASH Financial Services Group's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
  2. CASH Financial Services Group's future outlook can be gauged by looking at industry trends and market size, and determining how well-positioned the company is compared to its competitors. Take a look at other high-growth Diversified Financials companies here
  3. CASH Financial Services Group's competitive advantages and company strategy can generally be found in its financial reports archived here.
  4. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
X
Future performance checks
We assess CASH Financial Services Group's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the Hong Kong market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the Hong Kong market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
CASH Financial Services Group has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

510 Past Performance

  How has CASH Financial Services Group performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare CASH Financial Services Group's growth in the last year to its industry (Capital Markets).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • CASH Financial Services Group does not make a profit and their year on year earnings growth rate was negative over the past 5 years.
  • Unable to compare CASH Financial Services Group's 1-year earnings growth to the 5-year average as it is not currently profitable.
  • Unable to compare CASH Financial Services Group's 1-year growth to the HK Capital Markets industry average as it is not currently profitable.
Earnings and Revenue History
CASH Financial Services Group's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from CASH Financial Services Group Company Filings, last reported 5 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

SEHK:510 Past Revenue, Cash Flow and Net Income Data
Date (Data in HKD Millions) Revenue Net Income * G+A Expenses R&D Expenses
2018-12-31 116.93 -144.13 78.36
2018-09-30 115.47 -101.88 74.94
2018-06-30 114.01 -59.62 55.32
2018-03-31 122.13 -52.85 61.82
2017-12-31 130.25 -46.08 84.52
2017-09-30 135.03 -51.66 78.62
2017-06-30 139.81 -57.23 72.71
2017-03-31 152.08 -54.22 67.41
2016-12-31 164.35 -51.20 62.10
2016-09-30 186.75 -56.36 55.47
2016-06-30 209.16 -61.52 48.85
2016-03-31 288.20 -23.96 97.83
2015-12-31 367.24 13.61 146.82
2015-09-30 380.03 14.46 203.07
2015-06-30 392.82 15.30 259.32
2015-03-31 324.86 23.99 216.97
2014-12-31 256.90 32.68 174.62
2014-09-30 250.97 27.94 159.72
2014-06-30 226.51 23.20 144.81
2014-03-31 243.89 -19.61 151.08
2013-12-31 261.27 -62.41 157.34
2013-09-30 276.43 -51.24 158.12
2013-06-30 291.58 -40.06 158.90
2013-03-31 288.76 -41.67 157.50
2012-12-31 285.94 -43.29 156.10
2012-09-30 604.40 -50.56 220.01
2012-06-30 922.86 -57.84 283.92

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • It is difficult to establish if CASH Financial Services Group has efficiently used shareholders’ funds last year (Return on Equity greater than 20%) as it is loss-making.
  • It is difficult to establish if CASH Financial Services Group has efficiently used its assets last year compared to the HK Capital Markets industry average (Return on Assets) as it is loss-making.
  • It is difficult to establish if CASH Financial Services Group improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
X
Past performance checks
We assess CASH Financial Services Group's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Capital Markets industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
CASH Financial Services Group has a total score of 0/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

510 Health

 How is CASH Financial Services Group's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up CASH Financial Services Group's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • CASH Financial Services Group is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • CASH Financial Services Group's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of CASH Financial Services Group's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 15.5x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from CASH Financial Services Group Company Filings, last reported 5 months ago.

SEHK:510 Past Debt and Equity Data
Date (Data in HKD Millions) Total Equity Total Debt Cash & Short Term Investments
2018-12-31 623.91 108.34 1,357.74
2018-09-30 623.91 108.34 1,357.74
2018-06-30 677.37 209.95 1,356.62
2018-03-31 677.37 209.95 1,356.62
2017-12-31 729.03 133.33 1,374.47
2017-09-30 729.03 133.33 1,374.47
2017-06-30 735.64 195.32 1,398.20
2017-03-31 735.64 195.32 1,398.20
2016-12-31 543.18 166.14 1,176.16
2016-09-30 543.18 166.14 1,176.16
2016-06-30 562.90 223.79 1,206.07
2016-03-31 562.90 223.79 1,206.07
2015-12-31 595.58 201.58 1,349.31
2015-09-30 595.58 201.58 1,349.31
2015-06-30 628.15 380.25 1,233.83
2015-03-31 628.15 380.25 1,233.83
2014-12-31 596.33 277.26 1,008.76
2014-09-30 596.33 263.25 1,008.76
2014-06-30 589.99 474.70 1,063.89
2014-03-31 589.99 474.70 1,063.89
2013-12-31 562.20 369.36 1,006.94
2013-09-30 562.20 321.74 1,006.94
2013-06-30 594.62 308.80 821.44
2013-03-31 594.62 308.80 821.44
2012-12-31 921.41 410.95 1,161.17
2012-09-30 921.41 410.95 1,161.17
2012-06-30 929.16 349.91 1,211.87
  • CASH Financial Services Group's level of debt (17.4%) compared to net worth is satisfactory (less than 40%).
  • The level of debt compared to net worth has been reduced over the past 5 years (65.9% vs 17.4% today).
CASH RUNWAY ANALYSIS

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

  • Whilst loss making CASH Financial Services Group has sufficient cash runway for more than 3 years if it maintains the current positive free cash flow level.
  • Whilst loss making CASH Financial Services Group has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 63.6% per year.
X
Financial health checks
We assess CASH Financial Services Group's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. CASH Financial Services Group has a total score of 6/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

510 Dividends

 What is CASH Financial Services Group's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from CASH Financial Services Group dividends.
If you bought HK$2,000 of CASH Financial Services Group shares you are expected to receive HK$0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate CASH Financial Services Group's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate CASH Financial Services Group's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
SEHK:510 Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
Hong Kong Capital Markets Industry Average Dividend Yield Market Cap Weighted Average of 31 Stocks 2.9%
Hong Kong Market Average Dividend Yield Market Cap Weighted Average of 966 Stocks 3.7%
Hong Kong Minimum Threshold Dividend Yield 10th Percentile 1.2%
Hong Kong Bottom 25% Dividend Yield 25th Percentile 2.1%
Hong Kong Top 25% Dividend Yield 75th Percentile 5.9%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

SEHK:510 Past Annualized Dividends Data
Date (Data in HK$) Dividend per share (annual) Avg. Yield (%)
2012-09-04 0.000 0.000
2012-08-24 0.000 0.000
2012-03-16 0.000 0.000
2011-09-08 0.000 0.000
2011-03-11 0.007 3.127
2010-08-31 0.007 2.004
2010-03-31 0.000 0.000
2009-08-21 0.000 0.000

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as CASH Financial Services Group has not reported any payouts.
  • Unable to verify if CASH Financial Services Group's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of CASH Financial Services Group's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as CASH Financial Services Group has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess CASH Financial Services Group's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1.2%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can CASH Financial Services Group afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. CASH Financial Services Group has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

510 Management

 What is the CEO of CASH Financial Services Group's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Benson Chan
COMPENSATION HK$2,703,000
AGE 51
TENURE AS CEO 1.9 years
CEO Bio

Mr. Chi Ming Chan , also known as Benson, PCIE, MBA, MA, BA, FCCA, CPA, MHKSI, has been Chief Executive Officer and Executive Director of Cash Financial Services Group Limited since August 1, 2017. Mr. Chi-Ming served as the Chief Executive Officer of Cash Financial Services Group Ltd., the financial services division of Celestial Asia Securities Holdings Ltd. from January 5, 2009 to 2014. Mr. Chan was a responsible officer of Celestial Capital Limited licensed to engage in type 1(dealing in securities) and type 6 (advising on corporate finance) regulated activities under the Securities and Futures Ordinance. He has been an Executive Director at Celestial Asia Securities Holdings Limited since March 16, 2018. He is a Certified Public Accountant of Hong Kong Institute of Certified Public Accountants, a fellow Member of The Association of Chartered Certified Accountants and Hong Kong Securities Institute. Mr. Chan holds a Master Degree of Business Administration from The Hong Kong University of Science and Technology and a Bachelor of Arts (Hons.) degree in Accountancy from The Hong Kong Polytechnic University.

CEO Compensation
  • Benson's compensation has increased whilst company is loss making.
  • Benson's remuneration is higher than average for companies of similar size in Hong Kong.
Management Team

Bankee Kwan

TITLE
Executive Chairman
COMPENSATION
HK$1M
AGE
58

Benson Chan

TITLE
CEO & Executive Director
COMPENSATION
HK$3M
AGE
51
TENURE
1.9 yrs

Anthony Cheung

TITLE
COO & Executive Director
COMPENSATION
HK$1M
AGE
43

Bernard Law

TITLE
Executive Director
COMPENSATION
HK$956K
AGE
59

Jack Ho

TITLE
Executive Director
COMPENSATION
HK$992K
AGE
36

Jeffrey Kwan

TITLE
Executive Director
COMPENSATION
HK$1M
AGE
28

Lewis Li

TITLE
Chief Financial Officer
AGE
44
TENURE
0.9 yrs

Andy Chow

TITLE
Head of Investment Banking Group
AGE
41

Gian Choi

TITLE
Head of Legal & Compliance
AGE
33

Patrick Yiu

TITLE
Managing Director of Asset Management
AGE
44
Board of Directors Tenure

Average tenure and age of the CASH Financial Services Group board of directors in years:

6.4
Average Tenure
58
Average Age
  • The tenure for the CASH Financial Services Group board of directors is about average.
Board of Directors

Bankee Kwan

TITLE
Executive Chairman
COMPENSATION
HK$1M
AGE
58

Benson Chan

TITLE
CEO & Executive Director
COMPENSATION
HK$3M
AGE
51
TENURE
1.8 yrs

Anthony Cheung

TITLE
COO & Executive Director
COMPENSATION
HK$1M
AGE
43
TENURE
1.4 yrs

Bernard Law

TITLE
Executive Director
COMPENSATION
HK$956K
AGE
59
TENURE
18.8 yrs

Jack Ho

TITLE
Executive Director
COMPENSATION
HK$992K
AGE
36
TENURE
2.2 yrs

Jeffrey Kwan

TITLE
Executive Director
COMPENSATION
HK$1M
AGE
28
TENURE
2 yrs

Raymond Cheng

TITLE
Independent Non-Executive Director
COMPENSATION
HK$150K
AGE
62
TENURE
16.8 yrs

John Lo

TITLE
Independent Non-Executive Director
COMPENSATION
HK$150K
AGE
59
TENURE
13.8 yrs

Charles Lo

TITLE
Independent Non-Executive Director
COMPENSATION
HK$150K
AGE
68
TENURE
10.7 yrs
Who owns this company?
Recent Insider Trading
  • No 3 month insider trading information.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (HK$) Value (HK$)
X
Management checks
We assess CASH Financial Services Group's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. CASH Financial Services Group has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

510 News

Simply Wall St News

How CASH Financial Services Group Limited (HKG:510) Can Impact Your Portfolio Volatility

Beta can be a useful tool to understand how much a stock is influenced by market risk (volatility). … A stock with a beta below one is either less volatile than the market, or more volatile but not corellated with the overall market. … In comparison a stock with a beta of over one tends to be move in a similar direction to the market in the long term, but with greater changes in price.

Simply Wall St -

What You Must Know About CASH Financial Services Group Limited's (HKG:510) Beta Value

Every stock in the market is exposed to this volatility, which is linked to the fact that stocks prices are correlated in an efficient market. … Some investors use beta as a measure of how much a certain stock is impacted by market risk (volatility). … Any stock with a beta of greater than one is considered more volatile than the market, while those with a beta below one are either less volatile or poorly correlated with the market.

Simply Wall St -

Want To Invest In CASH Financial Services Group Limited (HKG:510)? Here's How It Performed Lately

Improvement in profitability and outperformance against the industry can be important characteristics in a stock for some investors. … Below, I will assess CASH Financial Services Group Limited's (HKG:510) track record on a high level, to give you some insight into how the company has been performing against its historical trend and its industry peers. … Check out our latest analysis for CASH Financial Services Group?

Simply Wall St -

CASH Financial Services Group Limited (HKG:510): Risks You Need To Consider Before Buying

Some investors use beta as a measure of how much a certain stock is impacted by market risk (volatility). … While we should keep in mind that Warren Buffett has cautioned that 'Volatility is far from synonymous with risk', beta is still a useful factor to consider. … Any stock with a beta of greater than one is considered more volatile than the market, while those with a beta below one are either less volatile or poorly correlated with the market.

Simply Wall St -

510 Company Info

Description

CASH Financial Services Group Limited, an investment holding company, provides financial products and services in the People’s Republic of China. The company is involved in the online and traditional brokerage of securities, futures, and options contracts, as well as mutual funds and insurance-linked investment products. It also trades in debt and equity securities, and derivatives; and provides margin financing, money lending, and financial advisory consultancy services. In addition, the company offers investment banking and asset management services; and mobile and premium trading, corporate finance, wealth management, payment gateway, treasury management, and cryptocurrency brokerage services. Further, it operates a FinTech platform; and engages in property holding activities. CASH Financial Services Group Limited was founded in 1972 and is headquartered in Central, Hong Kong.

Details
Name: CASH Financial Services Group Limited
510
Exchange: SEHK
Founded: 1972
HK$252,743,913
4,955,763,000
Website: http://www.cfsg.com.hk
Address: CASH Financial Services Group Limited
Grand Millennium Plaza,
21st Floor,
Central,
Hong Kong
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
SEHK 510 Ordinary Shares The Stock Exchange of Hong Kong Ltd. HK HKD 15. Dec 2000
OTCPK CFLS.F Ordinary Shares Pink Sheets LLC US USD 15. Dec 2000
DB CFNB Ordinary Shares Deutsche Boerse AG DE EUR 15. Dec 2000
Number of employees
Current staff
Staff numbers
181
CASH Financial Services Group employees.
Industry
Investment Banking and Brokerage
Diversified Financials
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/06/20 12:34
End of day share price update: 2019/06/20 00:00
Last earnings filing: 2019/04/29
Last earnings reported: 2018/12/31
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.