Finablr PLC operates as a platform for B2B payments and foreign exchange solutions worldwide.
Imperfect balance sheet with limited growth.
Share Price & News
How has Finablr's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: FIN's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: FIN underperformed the UK IT industry which returned -12.1% over the past year.
Return vs Market: FIN underperformed the UK Market which returned -15.4% over the past year.
Price Volatility Vs. Market
How volatile is Finablr's share price compared to the market and industry in the last 5 years?
Simply Wall St News
Is Finablr undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: FIN (£0.11) is trading above our estimate of fair value (£0.05)
Significantly Below Fair Value: FIN is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: FIN is unprofitable, so we can't compare its PE Ratio to the IT industry average.
PE vs Market: FIN is unprofitable, so we can't compare its PE Ratio to the UK market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate FIN's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: FIN is good value based on its PB Ratio (0.1x) compared to the GB IT industry average (2.5x).
How is Finablr forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Forecasted annual revenue growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: Insufficient data to determine if FIN's forecast earnings growth is above the savings rate (1.2%).
Earnings vs Market: Insufficient data to determine if FIN's earnings are forecast to grow faster than the UK market
High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: FIN's revenue (44.6% per year) is forecast to grow faster than the UK market (3.6% per year).
High Growth Revenue: FIN's revenue (44.6% per year) is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if FIN's Return on Equity is forecast to be high in 3 years time
How has Finablr performed over the past 5 years?
Last years earnings growth
Earnings and Revenue History
Quality Earnings: FIN is currently unprofitable.
Growing Profit Margin: FIN is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if FIN's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: Unable to compare FIN's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: FIN is unprofitable, making it difficult to compare its past year earnings growth to the IT industry (10%).
Return on Equity
High ROE: FIN has a negative Return on Equity (-4.35%), as it is currently unprofitable.
How is Finablr's financial position?
Financial Position Analysis
Short Term Liabilities: FIN's short term assets ($2.4B) exceed its short term liabilities ($2.4B).
Long Term Liabilities: FIN's short term assets ($2.4B) exceed its long term liabilities ($1.2B).
Debt to Equity History and Analysis
Debt Level: FIN's debt to equity ratio (138.9%) is considered high.
Reducing Debt: Insufficient data to determine if FIN's debt to equity ratio has reduced over the past 5 years.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Insufficient data to determine if FIN has enough cash runway based on its current free cash flow.
Forecast Cash Runway: Insufficient data to determine if FIN has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.
What is Finablr's current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate FIN's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate FIN's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if FIN's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if FIN's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of FIN's dividend in 3 years as they are not forecast to pay a notable one for the UK market.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Mr. Bhairav Surendra Trivedi serves as the Chief Executive Officer and Director of Finablr PLC since April 1, 2020. He is the President and Chief Operating Officer of Sigue Global Services Ltd. Mr. Trivedi ...
|Founder & Co-Chairman||1.92yrs||no data||no data|
|CEO & Director||0.17yr||no data||no data|
|Executive Director||1.92yrs||no data||no data|
|Independent Co-Chairman||1.17yrs||no data||0.010% $7.7k|
|Independent Non-Executive Director||1.17yrs||no data||no data|
|Senior Independent Non-Executive Director||1.17yrs||no data||no data|
|Director||1.17yrs||no data||no data|
|Independent Non Executive Director||1.17yrs||no data||no data|
|Director||1.17yrs||no data||no data|
|Director||1.17yrs||no data||no data|
Experienced Board: FIN's board of directors are not considered experienced ( 1.2 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Insufficient data to determine if shareholders have been diluted in the past year.
Finablr PLC's company bio, employee growth, exchange listings and data sources
- Name: Finablr PLC
- Ticker: FIN
- Exchange: LSE
- Founded: 2018
- Industry: Data Processing and Outsourced Services
- Sector: Software
- Market Cap: UK£77.175m
- Shares outstanding: 700.00m
- Website: https://www.finablr.com
Number of Employees
- Finablr PLC
- Tamouh Tower
- 7th Floor
- Abu Dhabi
- United Arab Emirates
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|2WL||BST (Boerse-Stuttgart)||Yes||Ordinary Shares||DE||EUR||May 2019|
|FIN||LSE (London Stock Exchange)||Yes||Ordinary Shares||GB||GBP||May 2019|
|FINL||BATS-CHIXE (BATS 'Chi-X Europe')||Yes||Ordinary Shares||GB||GBP||May 2019|
|FNBL.F||OTCPK (Pink Sheets LLC)||Yes||Ordinary Shares||US||USD||May 2019|
Finablr PLC operates as a platform for B2B payments and foreign exchange solutions worldwide. It operates through three segments: Cross-Border Payments & Consumer Solutions, Consumer Foreign Exchange Solutions, and B2B & Payment Technology Solutions. The Cross-Border Payments & Consumer Solutions segment offers cross-border payments services through digital and physical channels. This segment also provides payroll processing, mobile wallet, bill payment, digital gifting, and consumer advance services. The Consumer Foreign Exchange Solutions segment purchases and sells foreign currency; issues prepaid travel cards; and provides VAT refund services through stores, ATMs, online portals, and mobile applications. The B2B & Payment Technology Solutions segment enables banks, financial institutions, mobile wallet operators, payments and technology companies, and others to offer cross-border payments, foreign exchange, stored value platforms, digital gifting, and acquiring services to their customers using its platforms. It offers services under the UAE Exchange, Travelex, Xpress Money, Unimoni, Remit2India, Ditto, and Swych brand names. The company was incorporated in 2018 and is headquartered in Abu Dhabi, the United Arab Emirates. Finablr PLC is a subsidiary of BRS Investment Holdings 1 Limited.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/06/13 05:05|
|End of Day Share Price||2020/03/16 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.