Finablr PLC operates as a platform for B2B payments and foreign exchange solutions worldwide. More Details
Fair value with imperfect balance sheet.
Share Price & News
How has Finablr's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: FIN has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: FIN underperformed the UK IT industry which returned 18.2% over the past year.
Return vs Market: FIN underperformed the UK Market which returned -16.2% over the past year.
Price Volatility Vs. Market
How volatile is Finablr's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Finablr undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: FIN (£0.01) is trading below our estimate of fair value (£20.12)
Significantly Below Fair Value: FIN is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: FIN is unprofitable, so we can't compare its PE Ratio to the GB IT industry average.
PE vs Market: FIN is unprofitable, so we can't compare its PE Ratio to the UK market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate FIN's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: FIN is good value based on its PB Ratio (0x) compared to the GB IT industry average (2.6x).
How is Finablr forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Software industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Finablr has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine whether Finablr is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
- Finablr competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Software industry.
How has Finablr performed over the past 5 years?
Last years earnings growth
Earnings and Revenue History
Quality Earnings: FIN is currently unprofitable.
Growing Profit Margin: FIN is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if FIN's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: Unable to compare FIN's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: FIN is unprofitable, making it difficult to compare its past year earnings growth to the IT industry (10%).
Return on Equity
High ROE: FIN has a negative Return on Equity (-4.35%), as it is currently unprofitable.
How is Finablr's financial position?
Financial Position Analysis
Short Term Liabilities: FIN's short term assets ($2.4B) exceed its short term liabilities ($2.4B).
Long Term Liabilities: FIN's short term assets ($2.4B) exceed its long term liabilities ($1.2B).
Debt to Equity History and Analysis
Debt Level: FIN's debt to equity ratio (138.9%) is considered high.
Reducing Debt: Insufficient data to determine if FIN's debt to equity ratio has reduced over the past 5 years.
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Insufficient data to determine if FIN has enough cash runway based on its current free cash flow.
Forecast Cash Runway: Insufficient data to determine if FIN has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.
What is Finablr current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate FIN's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate FIN's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if FIN's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if FIN's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of FIN's dividend in 3 years as they are not forecast to pay a notable one for the UK market.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Mr. Bhairav Surendra Trivedi serves as Group Chief Executive Officer at Finablr PLC and serves as Director of Finablr PLC since April 1, 2020. He served as the Chief Executive Officer and Director of Finab ...
|Founder & Co-Chairman||2.25yrs||no data||no data|
|Group CEO & Director||0.50yr||no data||no data|
|Executive Director||2.25yrs||no data||no data|
|Independent Chairman||0.17yr||no data||0.010% |
|Independent Non-Executive Director||1.5yrs||no data||no data|
|Senior Independent Non-Executive Director||1.5yrs||no data||no data|
|Director||1.5yrs||no data||no data|
|Independent Non Executive Director||1.5yrs||no data||no data|
|Director||1.5yrs||no data||no data|
Experienced Board: FIN's board of directors are not considered experienced ( 1.5 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Finablr PLC's company bio, employee growth, exchange listings and data sources
- Name: Finablr PLC
- Ticker: FIN
- Exchange: LSE
- Founded: 2018
- Industry: Data Processing and Outsourced Services
- Sector: Software
- Market Cap: UK£4.200m
- Shares outstanding: 700.00m
- Website: https://www.finablr.com
Number of Employees
- Finablr PLC
- Tamouh Tower
- 7th Floor
- Abu Dhabi
- United Arab Emirates
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|2WL||BST (Boerse-Stuttgart)||Yes||Ordinary Shares||DE||EUR||May 2019|
|FIN||LSE (London Stock Exchange)||Yes||Ordinary Shares||GB||GBP||May 2019|
|FNBL.F||OTCPK (Pink Sheets LLC)||Yes||Ordinary Shares||US||USD||May 2019|
Finablr PLC operates as a platform for B2B payments and foreign exchange solutions worldwide. It operates through three segments: Cross-Border Payments & Consumer Solutions, Consumer Foreign Exchange Solut ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/10/23 21:04|
|End of Day Share Price||2020/09/10 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.