Worldline (LSE:0QVI) - Stock Price, News & Analysis

0QVI Stock Overview

0QVI fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	4/6
Past Performance	0/6
Financial Health	5/6
Dividends	0/6

Rewards

Trading at 46.6% below our estimate of its fair value

Earnings are forecast to grow 78.04% per year

Trading at good value compared to peers and industry

Risk Analysis

No risks detected for 0QVI from our risk checks.

Worldline SA Competitors

Network International Holdings

LSE:NETW

UK£2.1b

Wise

LSE:WISE

UK£8.3b

Boku

AIM:BOKU

UK£535.0m

W.A.G payment solutions

LSE:WPS

UK£453.7m

Price History & Performance

Summary of all time highs, changes and price drops for Worldline
Historical stock prices
Current Share Price	€10.17
52 Week High	€41.32
52 Week Low	€9.01
Beta	1.34
1 Month Change	1.44%
3 Month Change	-22.48%
1 Year Change	-73.58%
3 Year Change	-87.55%
5 Year Change	-81.91%
Change since IPO	-38.00%

Recent updates

Shareholder Returns

	0QVI	GB Diversified Financial	GB Market
7D	-7.1%	-6.4%	-0.7%
1Y	-73.6%	16.0%	-1.8%

Return vs Industry: 0QVI underperformed the UK Diversified Financial industry which returned 16% over the past year.

Return vs Market: 0QVI underperformed the UK Market which returned -1.8% over the past year.

Price Volatility

Is 0QVI's price volatile compared to industry and market?
0QVI volatility
0QVI Average Weekly Movement	5.8%
Diversified Financial Industry Average Movement	4.2%
Market Average Movement	4.8%
10% most volatile stocks in GB Market	11.5%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: 0QVI's share price has been volatile over the past 3 months.

Volatility Over Time: 0QVI's weekly volatility (6%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1973	18,402	Gilles Grapinet	www.worldline.com

Worldline SA provides payments and transactional services to financial institutions, merchants, corporations, and government agencies in Northern Europe, Central and Eastern Europe, Southern Europe, and internationally. The company operates through Merchant Services; Financial Services; and Mobility & e-Transactional Services segments. The Merchant Services segment offers commercial acquiring, terminal, omnichannel payment acceptance, and digital retail services.

Worldline SA Fundamentals Summary

How do Worldline's earnings and revenue compare to its market cap?
0QVI fundamental statistics
Market cap	€2.88b
Earnings (TTM)	-€817.30m
Revenue (TTM)	€4.61b

0.6x

P/S Ratio

-3.5x

P/E Ratio

Is 0QVI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0QVI income statement (TTM)
Revenue	€4.61b
Cost of Revenue	€1.53b
Gross Profit	€3.08b
Other Expenses	€3.90b
Earnings	-€817.30m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

Aug 01, 2024

Earnings per share (EPS)	-2.89
Gross Margin	66.81%
Net Profit Margin	-17.73%
Debt/Equity Ratio	38.8%

How did 0QVI perform over the long term?

See historical performance and comparison

0QVI Stock Overview

Rewards

Risk Analysis

Worldline SA Competitors

LSE:NETW

UK£2.1b

LSE:WISE

UK£8.3b

AIM:BOKU

UK£535.0m

LSE:WPS

UK£453.7m

Price History & Performance

Recent News & Updates

Crédit Agricole and Worldline Announces Executive Appointments to its Joint-Venture

Worldline SA to Report First Half, 2024 Results on Aug 01, 2024

Worldline SA, Annual General Meeting, Jun 13, 2024

Crédit Agricole S.A. (ENXTPA:ACA) acquired 7% stake in Worldline SA (ENXTPA:WLN).

Worldline Reportedly Weighs Asset Sales to Shore Up Investor Confidence

Now 61% undervalued after recent price drop

Recent updates

Crédit Agricole and Worldline Announces Executive Appointments to its Joint-Venture

Worldline SA to Report First Half, 2024 Results on Aug 01, 2024

Worldline SA, Annual General Meeting, Jun 13, 2024

Crédit Agricole S.A. (ENXTPA:ACA) acquired 7% stake in Worldline SA (ENXTPA:WLN).

Worldline Reportedly Weighs Asset Sales to Shore Up Investor Confidence

Now 61% undervalued after recent price drop

New major risk - Share price stability

Investor sentiment deteriorates as stock falls 62%

Worldline SA to Report Fiscal Year 2023 Results on Feb 28, 2024

Worldline Launches FlexCommissions, Enabling Increased Cashflow and Payout Customization for Partners

Now 20% undervalued after recent price drop

First half 2023 earnings released

Full year 2022 earnings released: EPS: €0.75 (vs €0.68 in FY 2021)

Full year 2022 earnings released

Worldline SA (ENXTPA:WLN) completed the acquisition of 40% stake in Online Payment Platform.

Worldline SA (ENXTPA:WLN) entered into agreement to acquire Merchant Activities from Banco di Desio e della Brianza S.p.A. (BIT:BDB) for €100 million.

Worldline SA (ENXTPA:WLN) entered into agreement to acquire Merchant Activities from Banco di Desio e della Brianza S.p.A. (BIT:BDB) for €100 million.

Worldline SA Provides Revenue Guidance for the Year 2022

Worldline SA (ENXTPA:WLN) entered into an agreement to acquire 55% stake in Softpos S.A.

Worldline SA (ENXTPA:WLN) agreed to acquire Online Payment Platform.

Now 21% undervalued

First half 2022 earnings released: EPS: €0.19 (vs €0.19 in 1H 2021)

Investor sentiment improved over the past week

Worldline SA Provides Earnings Guidance for the Year 2022 and Reiterates Earnings Guidance for the Year 2024

Worldline SA (ENXTPA:WLN) completed the acquisition of 80% stake in Eurobank Merchant acquiring activities from Eurobank Ergasias Services and Holdings S.A. (ATSE:EUROB).

Investor sentiment deteriorated over the past week

Worldline S.A. (ENXTPA:WLN) completed the acquisition of 51% stake in Merchant acquiring business of Australia and New Zealand Banking Group Limited.

Investor sentiment deteriorated over the past week

Now 21% undervalued after recent price drop

Full year 2021 earnings: Revenues in line with analyst expectations

Worldline Enters Exclusive Talks to Sell TSS Terminals Business to Apollo Global

Worldline SA (ENXTPA:WLN) acquired 80% stake Axepta S.p.a.

Worldline SA (ENXTPA:WLN) signed a binding agreement to acquire 80% stake in Eurobank Merchant acquiring activities from Eurobank Ergasias Services and Holdings S.A. (ATSE:EUROB) for €256 million.

Investor sentiment deteriorated over the past week

First half 2021 earnings released: EPS €0.37 (vs €0.29 in 1H 2020)

Worldline SA (ENXTPA:WLN) agreed to acquire 80% stake Axepta S.p.a

Worldline SA (ENXTPA:WLN) entered into bidding agreement to acquire 92.5% stake in Cardlink for an enterprise value of €155 million.

Axepta Bnp Paribas Benelux Sa signed an agreement to acquire Merchant Acquiring Business in Belgium and Luxembourg from Worldline SA (ENXTPA:WLN).

Full year 2020 earnings released: EPS €0.82 (vs €1.71 in FY 2019)

Revenue misses expectations

Worldline S.A.(ENXTPA:WLN) dropped from SBF 120 Index

Aria Systems Expands Partnership with Worldline to Offer Additional Payment Processing Options and Recurring Payment Capabilities

New 90-day high: €77.92

Worldline S.A. (ENXTPA:WLN) agreed to acquire 51% stake in Merchant acquiring business of Australia and New Zealand Banking Group Limited for AUD 485 million.

Australia and New Zealand Banking Group Limited Enters into a Joint-Venture with Worldline

Insider recently bought €1.0m worth of stock

Market bids up stock over the past week

Worldline S.A. to Report Fiscal Year 2020 Results on Feb 24, 2021

Worldline S.A. to Report First Half, 2021 Results on Jul 27, 2021

New 90-day low: €69.24

New 90-day low: €70.12

Worldline S.A. (ENXTPA:WLN) agreed to acquire Ingenico Group - GCS (ENXTPA:ING) for €7.6 billion.

Worldline S.A. (ENXTPA:WLN) completed the acquisition of 53% stake in GOPAY s.r.o., from Pavel Schwarz.

New 90-day high - €81.21

Shareholder Returns

Price Volatility

About the Company

Worldline SA Fundamentals Summary

0.6x