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St James House

AIM:SJH
Snowflake Description

Undervalued with excellent balance sheet.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
SJH
AIM
£857K
Market Cap
  1. Home
  2. GB
  3. Software
Company description

St James House PLC, through its subsidiaries, provides lottery, payment processing, and e-commerce services in the United Kingdom. The last earnings update was 111 days ago. More info.


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  • St James House has significant price volatility in the past 3 months.
SJH Share Price and Events
7 Day Returns
0%
AIM:SJH
2.5%
GB IT
1.5%
GB Market
1 Year Returns
-65.2%
AIM:SJH
6.2%
GB IT
-6.3%
GB Market
SJH Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
St James House (SJH) 0% -15.4% -50% -65.2% - -82.3%
GB IT 2.5% 6% 21.2% 6.2% 60.3% 39.3%
GB Market 1.5% -2.1% 1.8% -6.3% 15.4% 2%
1 Year Return vs Industry and Market
  • SJH underperformed the IT industry which returned 6.2% over the past year.
  • SJH underperformed the Market in United Kingdom of Great Britain and Northern Ireland which returned -6.3% over the past year.
Price Volatility
SJH
Industry
5yr Volatility vs Market

Value

 Is St James House undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of St James House to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for St James House.

AIM:SJH Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model 2 Stage Free Cash Flow to Equity
Levered Free Cash Flow Extrapolated from most recent financials. See below
Discount Rate (Cost of Equity) See below 8.1%
Perpetual Growth Rate 10-Year GB Government Bond Rate 1.2%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for AIM:SJH
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year GB Govt Bond Rate 1.2%
Equity Risk Premium S&P Global 6.7%
IT Unlevered Beta Simply Wall St/ S&P Global 1.05
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 1.049 (1 + (1- 19%) (0.7%))
1.037
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
1.04
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 1.23% + (1.037 * 6.65%)
8.12%

Discounted Cash Flow Calculation for AIM:SJH using 2 Stage Free Cash Flow to Equity Model

The calculations below outline how an intrinsic value for St James House is arrived at by discounting future cash flows to their present value using the 2 stage method. We try to start with analysts estimates of free cash flow, however if these are not available we use the most recent financial results. In the 1st stage we continue to grow the free cash flow over a 10 year period, with the growth rate trending towards the perpetual growth rate used in the 2nd stage. The 2nd stage assumes the company grows at a stable rate into perpetuity.

AIM:SJH DCF 1st Stage: Next 10 year cash flow forecast
Levered FCF (GBP, Millions) Source Present Value
Discounted (@ 8.12%)
2019 1.31 Est @ 97.85% 1.21
2020 2.21 Est @ 68.87% 1.89
2021 3.28 Est @ 48.57% 2.59
2022 4.40 Est @ 34.37% 3.22
2023 5.48 Est @ 24.43% 3.71
2024 6.44 Est @ 17.47% 4.03
2025 7.25 Est @ 12.6% 4.19
2026 7.91 Est @ 9.18% 4.24
2027 8.45 Est @ 6.8% 4.18
2028 8.88 Est @ 5.13% 4.07
Present value of next 10 years cash flows £33.33
AIM:SJH DCF 2nd Stage: Terminal Value
Calculation Result
Terminal Value = FCF2028 × (1 + g) ÷ (Discount Rate – g)
= £8.88 × (1 + 1.23%) ÷ (8.12% – 1.23%)
£130.39
Present Value of Terminal Value = Terminal Value ÷ (1 + r)10
= £130.39 ÷ (1 + 8.12%)10
£59.71
AIM:SJH Total Equity Value
Calculation Result
Total Equity Value = Present value of next 10 years cash flows + Terminal Value
= £33.33 + £59.71
£93.04
Equity Value per Share
(GBP)
= Total value / Shares Outstanding
= £93.04 / 3.12
£29.86
AIM:SJH Discount to Share Price
Calculation Result
Value per share (GBP) From above. £29.86
Current discount Discount to share price of £0.28
= -1 x (£0.28 - £29.86) / £29.86
99.1%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

Current Discount
Amount off the current price St James House is available for.
Intrinsic value
>50%
Share price is £0.28 vs Future cash flow value of £29.86
Current Discount Checks
For St James House to be considered undervalued it must be available for at least 20% below the current price. Less than 40% is even better.
  • St James House's share price is below the future cash flow value, and at a moderate discount (> 20%).
  • St James House's share price is below the future cash flow value, and at a substantial discount (> 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for St James House's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are St James House's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
AIM:SJH PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2018-07-31) in GBP £0.63
AIM:SJH Share Price ** AIM (2019-05-21) in GBP £0.28
United Kingdom of Great Britain and Northern Ireland IT Industry PE Ratio Median Figure of 22 Publicly-Listed IT Companies 27.5x
United Kingdom of Great Britain and Northern Ireland Market PE Ratio Median Figure of 789 Publicly-Listed Companies 16.22x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of St James House.

AIM:SJH PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= AIM:SJH Share Price ÷ EPS (both in GBP)

= 0.28 ÷ 0.63

0.44x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • St James House is good value based on earnings compared to the GB IT industry average.
  • St James House is good value based on earnings compared to the United Kingdom of Great Britain and Northern Ireland market.
Price based on expected Growth
Does St James House's expected growth come at a high price?
Raw Data
AIM:SJH PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 0.44x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 0 Analysts
Not available
United Kingdom of Great Britain and Northern Ireland IT Industry PEG Ratio Median Figure of 17 Publicly-Listed IT Companies 1.43x
United Kingdom of Great Britain and Northern Ireland Market PEG Ratio Median Figure of 575 Publicly-Listed Companies 1.5x

*Line of best fit is calculated by linear regression .

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to calculate PEG ratio for St James House, we can't assess if its growth is good value.
Price based on value of assets
What value do investors place on St James House's assets?
Raw Data
AIM:SJH PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2018-07-31) in GBP £2.05
AIM:SJH Share Price * AIM (2019-05-21) in GBP £0.28
United Kingdom of Great Britain and Northern Ireland IT Industry PB Ratio Median Figure of 43 Publicly-Listed IT Companies 2.87x
United Kingdom of Great Britain and Northern Ireland Market PB Ratio Median Figure of 1,368 Publicly-Listed Companies 1.5x
AIM:SJH PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= AIM:SJH Share Price ÷ Book Value per Share (both in GBP)

= 0.28 ÷ 2.05

0.13x

* Primary Listing of St James House.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • St James House is good value based on assets compared to the GB IT industry average.
X
Value checks
We assess St James House's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the IT industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the IT industry average (and greater than 0)? (1 check)
  5. St James House has a total score of 5/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is St James House expected to perform in the next 1 to 3 years based on estimates from 0 analysts?

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as St James House has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by Simply Wall St do have past financial data. You can see them here.

Show me the analysis anyway

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
23.3%
Expected IT industry annual growth in earnings.
Earnings growth vs Low Risk Savings
Is St James House expected to grow at an attractive rate?
  • Unable to compare St James House's earnings growth to the low risk savings rate as no estimate data is available.
Growth vs Market Checks
  • Unable to compare St James House's earnings growth to the United Kingdom of Great Britain and Northern Ireland market average as no estimate data is available.
  • Unable to compare St James House's revenue growth to the United Kingdom of Great Britain and Northern Ireland market average as no estimate data is available.
Annual Growth Rates Comparison
Raw Data
AIM:SJH Future Growth Rates Data Sources
Data Point Source Value (per year)
United Kingdom of Great Britain and Northern Ireland IT Industry Earnings Growth Rate Market Cap Weighted Average 23.3%
United Kingdom of Great Britain and Northern Ireland IT Industry Revenue Growth Rate Market Cap Weighted Average 10.7%
United Kingdom of Great Britain and Northern Ireland Market Earnings Growth Rate Market Cap Weighted Average 11%
United Kingdom of Great Britain and Northern Ireland Market Revenue Growth Rate Market Cap Weighted Average 5%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
AIM:SJH Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (9 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
All numbers in GBP Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
AIM:SJH Past Financials Data
Date (Data in GBP Millions) Revenue Cash Flow Net Income *
2018-07-31 2 1 2
2018-04-30 2 1 0
2018-01-31 1 2 -2
2017-10-31 1 1 -1
2017-07-31 1 0 -1
2017-04-30 1 0 0
2017-01-31 2 1 0
2016-07-31 2 0 0
2016-04-30 2 0 0
2016-01-31 2 0 0

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Unable to determine if St James House is high growth as no earnings estimate data is available.
  • Unable to determine if St James House is high growth as no revenue estimate data is available.
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
AIM:SJH Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (9 months ago) See Below
Future Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below

All data from St James House Company Filings, last reported 9 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

AIM:SJH Past Financials Data
Date (Data in GBP Millions) EPS *
2018-07-31 0.63
2018-04-30 -0.03
2018-01-31 -0.77
2017-10-31 -0.55
2017-07-31 -0.30
2017-04-30 -0.16
2017-01-31 0.00
2016-07-31 0.05
2016-04-30 0.03
2016-01-31

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Unable to establish if St James House will efficiently use shareholders’ funds in the future without estimates of Return on Equity.

Next steps:

  1. Examine whether St James House is trading at St James House'san attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
  2. St James House's future outlook can be gauged by looking at industry trends and market size, and determining how well-positioned the company is compared to its competitors. Take a look at other high-growth Software companies here
  3. St James House's competitive advantages and company strategy can generally be found in its financial reports archived here.
  4. Use fundamentals to screen for another stock to analyse from our database of over 75,000 companies worldwide
X
Future performance checks
We assess St James House's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
St James House has a total score of 0/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has St James House performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare St James House's growth in the last year to its industry (IT).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • St James House's year on year earnings growth rate was negative over the past 5 years, however the most recent earnings are above average.
  • St James House has become profitable in the last year making the earnings growth rate difficult to compare to the 5-year average.
  • St James House has become profitable in the last year making it difficult to compare the GB IT industry average.
Earnings and Revenue History
St James House's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from St James House Company Filings, last reported 9 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

AIM:SJH Past Revenue, Cash Flow and Net Income Data
Date (Data in GBP Millions) Revenue Net Income * G+A Expenses R&D Expenses
2018-07-31 1.68 1.59 3.15 0.04
2018-04-30 1.53 -0.08 2.81 0.04
2018-01-31 1.37 -1.75 2.48 0.04
2017-10-31 1.10 -1.17 1.66 0.09
2017-07-31 0.84 -0.60 0.85 0.14
2017-04-30 1.28 -0.30 0.91 0.14
2017-01-31 1.73 0.00 0.97 0.14
2016-07-31 2.32 0.08 0.91 0.16
2016-04-30 2.26 0.04 0.85 0.16
2016-01-31 2.19 0.00 0.80 0.16
2015-07-31 2.06 0.50 0.93
2015-01-31 1.63 0.25 0.96
2014-10-31 1.52 0.03 0.99
2014-07-31 1.41 -0.19 1.03
2014-01-31 1.21 -0.31 0.78
2013-10-31 1.03 -0.28 0.61
2013-07-31 0.84 -0.25 0.43
2013-04-30 1.13 -0.31 0.49
2013-01-31 0.99 -0.18 0.52
2012-10-31 1.07 -0.23 0.59
2012-07-31 1.14 -0.29 0.67

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • St James House has efficiently used shareholders’ funds last year (Return on Equity greater than 20%).
  • St James House used its assets more efficiently than the GB IT industry average last year based on Return on Assets.
  • It is difficult to establish if St James House improved its use of capital last year versus 3 years ago (Return on Capital Employed) as it is currently loss-making.
X
Past performance checks
We assess St James House's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the IT industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
St James House has a total score of 2/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is St James House's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up St James House's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • St James House is able to meet its short term (1 year) commitments with its holdings of cash and other short term assets.
  • St James House has no long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of St James House's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 419.2x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from St James House Company Filings, last reported 9 months ago.

AIM:SJH Past Debt and Equity Data
Date (Data in GBP Millions) Total Equity Total Debt Cash & Short Term Investments
2018-07-31 5.44 0.01 1.05
2018-04-30 5.44 0.01 1.05
2018-01-31 2.19 0.01 2.15
2017-10-31 2.19 0.01 2.15
2017-07-31 3.64 0.01 0.46
2017-04-30 3.64 0.01 0.46
2017-01-31 2.50 0.01 0.82
2016-07-31 2.85 0.01 0.36
2016-04-30 2.85 0.01 0.36
2016-01-31 0.96 1.61 0.29
2015-07-31 1.04 0.02 0.29
2015-01-31 0.83 0.04 0.28
2014-10-31 0.83 0.04 0.28
2014-07-31 0.49 0.49 0.26
2014-01-31 0.59 0.55 0.28
2013-10-31 0.59 0.55 0.28
2013-07-31 0.28 0.30 0.26
2013-04-30 0.28 0.30 0.26
2013-01-31 0.14 0.04 0.06
2012-10-31 0.14 0.04 0.06
2012-07-31 0.23 0.04 0.02
  • St James House's level of debt (0.1%) compared to net worth is satisfactory (less than 40%).
  • The level of debt compared to net worth has been reduced over the past 5 years (106.1% vs 0.1% today).
  • Debt is well covered by operating cash flow (14683.3%, greater than 20% of total debt).
  • Unable to confirm if the interest payments on St James House's debt are well covered by earnings due to lack of past financial data.
X
Financial health checks
We assess St James House's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. St James House has a total score of 5/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is St James House's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
0%
Current annual income from St James House dividends.
If you bought £2,000 of St James House shares you are expected to receive £0 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Unable to evaluate St James House's dividend yield against the bottom 25% of dividend payers as the company has not reported any payouts.
  • Unable to evaluate St James House's dividend against the top 25% market benchmark as the company has not reported any payouts.
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
AIM:SJH Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 0 Analyst Estimates (S&P Global) See Below
United Kingdom of Great Britain and Northern Ireland IT Industry Average Dividend Yield Market Cap Weighted Average of 19 Stocks 2.3%
United Kingdom of Great Britain and Northern Ireland Market Average Dividend Yield Market Cap Weighted Average of 705 Stocks 4.3%
United Kingdom of Great Britain and Northern Ireland Minimum Threshold Dividend Yield 10th Percentile 1%
United Kingdom of Great Britain and Northern Ireland Bottom 25% Dividend Yield 25th Percentile 2%
United Kingdom of Great Britain and Northern Ireland Top 25% Dividend Yield 75th Percentile 5.3%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Unable to perform a dividend volatility check as St James House has not reported any payouts.
  • Unable to verify if St James House's dividend has been increasing as the company has not reported any payouts.
Current Payout to shareholders
What portion of St James House's earnings are paid to the shareholders as a dividend.
  • Unable to calculate sustainability of dividends as St James House has not reported any payouts.
Future Payout to shareholders
  • Insufficient estimate data to determine if a dividend will be paid in 3 years and that it will be sustainable.
X
Income/ dividend checks
We assess St James House's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can St James House afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. St James House has a total score of 0/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of St James House's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Graeme Paton
TENURE AS CEO 0.3 years
CEO Bio

Graeme Paton is the Chief Executive Officer at Boxhill Technologies Plc since January 30, 2019 and serves as its Director.

CEO Compensation
  • Insufficient data for Graeme to compare compensation growth.
  • Insufficient data for Graeme to establish whether their remuneration is reasonable compared to companies of similar size in United Kingdom of Great Britain and Northern Ireland.
Management Team Tenure

Average tenure of the St James House management team in years:

4.8
Average Tenure
  • The tenure for the St James House management team is about average.
Management Team

Andrew John Flitcroft

TITLE
Company Secretary
COMPENSATION
£33K
AGE
52
TENURE
4.8 yrs

Graeme Paton

TITLE
CEO & Director
TENURE
0.3 yrs

Cath McCormick

TITLE
Finance Director & Director
TENURE
0.3 yrs

Kevin Young

TITLE
Chief Technical Manager
TENURE
8.7 yrs

Garth Caswell

TITLE
Consultant
TENURE
6 yrs
Board of Directors Tenure

Average tenure and age of the St James House board of directors in years:

3
Average Tenure
74
Average Age
  • The tenure for the St James House board of directors is about average.
Board of Directors

Tim Razzall

TITLE
Non Executive Chairman
COMPENSATION
£24K
AGE
74
TENURE
3 yrs

Graeme Paton

TITLE
CEO & Director

Cath McCormick

TITLE
Finance Director & Director

Clive Hyman

TITLE
Non-Executive Director
COMPENSATION
£20K
AGE
57
TENURE
3 yrs

Arno Rudolf

TITLE
Non-Executive Director
COMPENSATION
£20K
AGE
80
TENURE
3 yrs
Who owns this company?
Recent Insider Trading
  • More shares have been bought than sold by St James House insiders in the past 3 months, but not in substantial volumes.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (£) Value (£)
26. Mar 19 Buy James Rose Individual 19. Mar 19 19. Mar 19 12,265 £0.40 £4,906
X
Management checks
We assess St James House's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. St James House has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

Can We See Significant Insider Ownership On The St James House PLC (LON:SJH) Share Register?

A look at the shareholders of St James House PLC (LON:SJH) can tell us which group is most powerful. … St James House is not a large company by global standards. … Taking a look at our data on the ownership groups (below), it's seems that.

Simply Wall St -

Company Info

Description

St James House PLC, through its subsidiaries, provides lottery, payment processing, and e-commerce services in the United Kingdom. It provides lottery management services, including financial reconciliation and management, draw management, player communication, and prize provision services for society lotteries. The company also operates Soccerdome, a five pitch 5-a-side and one pitch 9-a- side 4G football venue. In addition, it offers foreign exchange, individual IBAN, treasury, and international money sending and receiving services. The company was formerly known as Boxhill Technologies Plc and changed its name to St James House PLC in March 2019. St James House PLC was incorporated in 2002 and is headquartered in London, the United Kingdom.

Details
Name: St James House PLC
SJH
Exchange: AIM
Founded: 2002
£856,853
3,115,830
Website: http://sjhplc.com
Address: St James House PLC
30-35 Pall Mall,
1st Floor,
London,
Greater London, SW1Y 5LP,
United Kingdom
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
AIM SJH Ordinary Shares London Stock Exchange AIM Market GB GBP 13. Sep 2006
Number of employees
Current staff
Staff numbers
15
St James House employees.
Industry
Data Processing and Outsourced Services
Software
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/05/21 21:14
End of day share price update: 2019/05/21 00:00
Last earnings filing: 2019/01/30
Last earnings reported: 2018/07/31
Last annual earnings reported: 2018/01/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.