AIM:SJH

Stock Analysis Report

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Executive Summary

St James House PLC, through its subsidiaries, provides lottery, payment processing, and e-commerce services in the United Kingdom.


Snowflake Analysis

Mediocre balance sheet and overvalued.

Share Price & News

How has St James House's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: SJH's share price has been volatile over the past 3 months.


Market Performance


7 Day Return

10.0%

SJH

0.6%

GB IT

-0.8%

GB Market


1 Year Return

-35.3%

SJH

-6.3%

GB IT

-15.5%

GB Market

Return vs Industry: SJH underperformed the UK IT industry which returned -6.3% over the past year.

Return vs Market: SJH underperformed the UK Market which returned -15.5% over the past year.


Shareholder returns

SJHIndustryMarket
7 Day10.0%0.6%-0.8%
30 Day83.3%6.9%-0.03%
90 Day-15.4%10.8%5.6%
1 Year-35.3%-35.3%-5.3%-6.3%-11.5%-15.5%
3 Year-72.5%-72.5%68.3%57.8%-4.6%-16.3%
5 Year-90.4%-90.4%121.3%103.6%12.5%-12.6%

Price Volatility Vs. Market

How volatile is St James House's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is St James House undervalued compared to its fair value and its price relative to the market?

0.41x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate SJH's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate SJH's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: SJH is unprofitable, so we can't compare its PE Ratio to the GB IT industry average.

PE vs Market: SJH is unprofitable, so we can't compare its PE Ratio to the UK market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate SJH's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: SJH is good value based on its PB Ratio (0.4x) compared to the GB IT industry average (2.5x).


Next Steps

Future Growth

How is St James House forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

15.0%

Forecasted Software industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as St James House has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has St James House performed over the past 5 years?

-68.2%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: SJH is currently unprofitable.

Growing Profit Margin: SJH is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: SJH is unprofitable, and losses have increased over the past 5 years at a rate of -68.2% per year.

Accelerating Growth: Unable to compare SJH's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: SJH is unprofitable, making it difficult to compare its past year earnings growth to the IT industry (10%).


Return on Equity

High ROE: SJH has a negative Return on Equity (-163.83%), as it is currently unprofitable.


Next Steps

Financial Health

How is St James House's financial position?


Financial Position Analysis

Short Term Liabilities: SJH's short term assets (£1.9M) do not cover its short term liabilities (£2.9M).

Long Term Liabilities: SJH's short term assets (£1.9M) exceed its long term liabilities (£590.0K).


Debt to Equity History and Analysis

Debt Level: SJH's debt to equity ratio (0.3%) is considered satisfactory.

Reducing Debt: SJH's debt to equity ratio has reduced from 97.7% to 0.3% over the past 5 years.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: Insufficient data to determine if SJH has enough cash runway based on its current free cash flow.

Forecast Cash Runway: Insufficient data to determine if SJH has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.


Next Steps

Dividend

What is St James House current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate SJH's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate SJH's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if SJH's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if SJH's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of SJH's dividend in 3 years as they are not forecast to pay a notable one for the UK market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

6.6yrs

Average management tenure


CEO

Graeme Paton

1.5yrs

Tenure

UK£36,000

Compensation

Mr. Graeme David Paton has served as the Chief Executive Officer and Director at St James House PLC (formerly known as Boxhill Technologies Plc) since January 30, 2019. 


CEO Compensation Analysis

Compensation vs Market: Graeme's total compensation ($USD45.52K) is below average for companies of similar size in the UK market ($USD347.71K).

Compensation vs Earnings: Insufficient data to compare Graeme's compensation with company performance.


Leadership Team

NamePositionTenureCompensationOwnership
Graeme Paton
CEO & Director1.5yrsUK£36.00k0.59% £6.9k
Andrew Flitcroft
Company Secretary6yrsUK£53.00kno data
Kevin Young
Chief Technical Manager9.83yrsno datano data
Garth Caswell
Consultant7.17yrsno datano data

6.6yrs

Average Tenure

Experienced Management: SJH's management team is seasoned and experienced (6.6 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Graeme Paton
CEO & Director1.5yrsUK£36.00k0.59% £6.9k
Roger Matthews
Non-Executive Chairman1yrno datano data
Kathryn Cox
Senior Independent Non-Executive Director1yrno datano data
Arno Rudolf
Independent Non-Executive Director4.17yrsUK£20.00kno data
Jacques Leuba
Non-Executive Director0.83yrno datano data

1.0yrs

Average Tenure

71yo

Average Age

Experienced Board: SJH's board of directors are not considered experienced ( 1 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 33.2%.


Top Shareholders

Company Information

St James House PLC's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: St James House PLC
  • Ticker: SJH
  • Exchange: AIM
  • Founded: 2002
  • Industry: Data Processing and Outsourced Services
  • Sector: Software
  • Market Cap: UK£1.157m
  • Shares outstanding: 4.21m
  • Website: https://sjhplc.com

Number of Employees


Location

  • St James House PLC
  • Gainsborough House
  • 59-60 Thames Street
  • Windsor
  • Berkshire
  • SL4 1TX
  • United Kingdom

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
SJHAIM (London Stock Exchange AIM Market)YesOrdinary SharesGBGBPSep 2006

Biography

St James House PLC, through its subsidiaries, provides lottery, payment processing, and e-commerce services in the United Kingdom. It provides lottery management services, including financial reconciliation and management, draw management, player communication, and prize provision services for society lotteries. The company also operates Soccerdome, a five pitch 5-a-side and one pitch 9-a- side 4G football venue. In addition, it offers foreign exchange, individual IBAN, treasury, and international money sending and receiving services. The company was formerly known as Boxhill Technologies Plc and changed its name to St James House PLC in March 2019. St James House PLC was incorporated in 2002 and is headquartered in Windsor, the United Kingdom. 


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/07/13 05:44
End of Day Share Price2020/07/10 00:00
Earnings2019/07/31
Annual Earnings2019/01/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.