Nucleus Financial Group Plc operates an online wrap platform for the financial services industry.
Outstanding track record with flawless balance sheet.
Share Price & News
How has Nucleus Financial Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: NUC has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: NUC underperformed the UK Software industry which returned 14.3% over the past year.
Return vs Market: NUC underperformed the UK Market which returned 6.2% over the past year.
Price Volatility Vs. Market
How volatile is Nucleus Financial Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall StIs Nucleus Financial Group Plc's (LON:NUC) ROE Of 33% Impressive?
4 weeks ago | Simply Wall StRead This Before You Buy Nucleus Financial Group Plc (LON:NUC) Because Of Its P/E Ratio
1 month ago | Simply Wall StWhy We Like Nucleus Financial Group Plc’s (LON:NUC) 31% Return On Capital Employed
Is Nucleus Financial Group undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: NUC (£1.67) is trading below our estimate of fair value (£2.4)
Significantly Below Fair Value: NUC is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: NUC is good value based on its PE Ratio (21.2x) compared to the Software industry average (31.9x).
PE vs Market: NUC is poor value based on its PE Ratio (21.2x) compared to the UK market (18.5x).
Price to Earnings Growth Ratio
PEG Ratio: NUC is poor value based on its PEG Ratio (1.3x)
Price to Book Ratio
PB vs Industry: NUC is overvalued based on its PB Ratio (7x) compared to the GB Software industry average (3.4x).
How is Nucleus Financial Group forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: NUC's forecast earnings growth (16.1% per year) is above the savings rate (0.5%).
Earnings vs Market: NUC's earnings (16.1% per year) are forecast to grow faster than the UK market (12.2% per year).
High Growth Earnings: NUC's earnings are forecast to grow, but not significantly.
Revenue vs Market: NUC's revenue (5.7% per year) is forecast to grow faster than the UK market (3.5% per year).
High Growth Revenue: NUC's revenue (5.7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: NUC's Return on Equity is forecast to be high in 3 years time (30.8%)
How has Nucleus Financial Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: NUC has high quality earnings.
Growing Profit Margin: NUC's current net profit margins (11.9%) are higher than last year (10.3%).
Past Earnings Growth Analysis
Earnings Trend: NUC's earnings have grown by 13.4% per year over the past 5 years.
Accelerating Growth: NUC's earnings growth over the past year (15.3%) exceeds its 5-year average (13.4% per year).
Earnings vs Industry: NUC earnings growth over the past year (15.3%) exceeded the Software industry 8%.
Return on Equity
High ROE: NUC's Return on Equity (33.1%) is considered high.
Return on Assets
Return on Capital Employed
How is Nucleus Financial Group's financial position?
Financial Position Analysis
Short Term Liabilities: NUC's short term assets (£27.1M) exceed its short term liabilities (£10.6M).
Long Term Liabilities: NUC's short term assets (£27.1M) exceed its long term liabilities (£4.1M).
Debt to Equity History and Analysis
Debt Level: NUC is debt free.
Reducing Debt: NUC has no debt compared to 5 years ago when its debt to equity ratio was 10.1%.
Debt Coverage: NUC has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: NUC has no debt, therefore coverage of interest payments is not a concern.
Inventory Level: NUC has a low level of unsold assets or inventory.
Debt Coverage by Assets: Insufficient data to determine if NUC's debt is covered by short term assets.
What is Nucleus Financial Group's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: NUC's dividend (3%) is higher than the bottom 25% of dividend payers in the UK market (1.82%).
High Dividend: NUC's dividend (3%) is low compared to the top 25% of dividend payers in the UK market (5.15%).
Stability and Growth of Payments
Stable Dividend: Too early to tell whether NUC's dividend payments have been stable as they only just started paying a dividend.
Growing Dividend: Too early to tell if NUC's dividend payments are increasing as they only just started paying a dividend.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (64.8%), NUC's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: NUC's dividends in 3 years are forecast to be covered by earnings (64% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
David Ferguson 0
Mr. David Ritchie Ferguson is the Co-Founder of Nucleus Financial Services Limited and has been its Chief Executive Officer since July 2006 and serves as its Director. Mr. Ferguson serves as Chief Executiv ...
CEO Compensation Analysis
Compensation vs Market: David's total compensation ($USD3.42M) is above average for companies of similar size in the UK market ($USD597.90K).
Compensation vs Earnings: David's compensation has increased by more than 20% in the past year.
|CFO & Executive Director||10.9yrs||UK£1.98m||1.26% £1.6m|
|Non-Executive Director||3.6yrs||UK£35.00k||no data|
|Independent Non-Executive Chair||2.9yrs||UK£83.00k||0.070% £88.9k|
|Independent Non-Executive Director||1.6yrs||UK£16.00k||no data|
|Independent Non-Executive Director||1.6yrs||UK£16.00k||no data|
|Non-Independent Non-Executive Director||7yrs||UK£37.00k||no data|
|Independent Non-Executive Director||2.8yrs||UK£35.00k||no data|
Experienced Board: NUC's board of directors are considered experienced (3.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Nucleus Financial Group Plc's company bio, employee growth, exchange listings and data sources
- Name: Nucleus Financial Group Plc
- Ticker: NUC
- Exchange: AIM
- Founded: 2006
- Industry: Application Software
- Sector: Software
- Market Cap: UK£126.349m
- Shares outstanding: 75.89m
- Website: https://www.nucleusfinancial.com
Number of Employees
- Nucleus Financial Group Plc
- 12 Blenheim Place
- EH7 5JH
- United Kingdom
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|NUC||AIM (London Stock Exchange AIM Market)||Yes||Ordinary Shares||GB||GBP||Jul 2018|
Nucleus Financial Group Plc operates an online wrap platform for the financial services industry. The company’s wrap platform offers adviser users custody, trading, payment, reporting, fee-handling, research, and integration services across various tax wrappers and asset choices, including cash, OEICs, unit trusts, offshore funds, structured products and listed securities, ETFs, and investment trusts. It also operates Narrate, a portfolio reporting tool. The company was founded in 2006 and is headquartered in Edinburgh, the United Kingdom.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/18 23:33|
|End of Day Share Price||2020/02/18 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.