Nucleus Financial Group plc, through its subsidiaries, operates an online wrap platform for the financial services industry. More Details
Flawless balance sheet with high growth potential.
Share Price & News
How has Nucleus Financial Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: NUC is less volatile than 75% of UK stocks over the past 3 months, typically moving +/- 2% a week.
Volatility Over Time: NUC's weekly volatility has decreased from 7% to 2% over the past year.
7 Day Return
1 Year Return
Return vs Industry: NUC exceeded the UK Software industry which returned 5.4% over the past year.
Return vs Market: NUC exceeded the UK Market which returned 26.6% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Nucleus Financial Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 months ago | Simply Wall StAt UK£1.67, Is It Time To Put Nucleus Financial Group plc (LON:NUC) On Your Watch List?
4 months ago | Simply Wall StAre Robust Financials Driving The Recent Rally In Nucleus Financial Group plc's (LON:NUC) Stock?
5 months ago | Simply Wall StIs Nucleus Financial Group plc (LON:NUC) Worth UK£1.7 Based On Its Intrinsic Value?
Is Nucleus Financial Group undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: NUC (£1.89) is trading below our estimate of fair value (£2.83)
Significantly Below Fair Value: NUC is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: NUC is good value based on its PE Ratio (45.1x) compared to the GB Software industry average (56.6x).
PE vs Market: NUC is poor value based on its PE Ratio (45.1x) compared to the UK market (26.2x).
Price to Earnings Growth Ratio
PEG Ratio: NUC is good value based on its PEG Ratio (0.9x)
Price to Book Ratio
PB vs Industry: NUC is overvalued based on its PB Ratio (6.3x) compared to the GB Software industry average (4.3x).
How is Nucleus Financial Group forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: NUC's forecast earnings growth (48.8% per year) is above the savings rate (0.9%).
Earnings vs Market: NUC's earnings (48.8% per year) are forecast to grow faster than the UK market (17.6% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: NUC's revenue (6.6% per year) is forecast to grow faster than the UK market (5.3% per year).
High Growth Revenue: NUC's revenue (6.6% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: NUC's Return on Equity is forecast to be high in 3 years time (35.7%)
How has Nucleus Financial Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: NUC has a high level of non-cash earnings.
Growing Profit Margin: NUC's current net profit margins (6.1%) are lower than last year (11.5%).
Past Earnings Growth Analysis
Earnings Trend: NUC's earnings have grown by 0.7% per year over the past 5 years.
Accelerating Growth: NUC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: NUC had negative earnings growth (-46.5%) over the past year, making it difficult to compare to the Software industry average (4.4%).
Return on Equity
High ROE: NUC's Return on Equity (14%) is considered low.
How is Nucleus Financial Group's financial position?
Financial Position Analysis
Short Term Liabilities: NUC's short term assets (£28.9M) exceed its short term liabilities (£10.0M).
Long Term Liabilities: NUC's short term assets (£28.9M) exceed its long term liabilities (£3.6M).
Debt to Equity History and Analysis
Debt Level: NUC is debt free.
Reducing Debt: NUC has no debt compared to 5 years ago when its debt to equity ratio was 0%.
Debt Coverage: NUC has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: NUC has no debt, therefore coverage of interest payments is not a concern.
What is Nucleus Financial Group current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate NUC's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate NUC's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if NUC's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if NUC's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: NUC is not paying a notable dividend for the UK market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of NUC's dividend in 3 years as they are not forecast to pay a notable one for the UK market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. David Ritchie Ferguson is the Co-Founder of Nucleus Financial Services Limited and has been its Chief Executive Officer since July 2006 and serves as its Director. Mr. Ferguson serves as Chief Executiv...
CEO Compensation Analysis
Compensation vs Market: David's total compensation ($USD653.23K) is about average for companies of similar size in the UK market ($USD565.29K).
Compensation vs Earnings: David's compensation has been consistent with company performance over the past year.
Experienced Management: NUC's management team is considered experienced (3.8 years average tenure).
Experienced Board: NUC's board of directors are considered experienced (3.5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: NUC insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Nucleus Financial Group plc's company bio, employee growth, exchange listings and data sources
- Name: Nucleus Financial Group plc
- Ticker: NUC
- Exchange: AIM
- Founded: 2006
- Industry: Application Software
- Sector: Software
- Market Cap: UK£143.310m
- Shares outstanding: 75.83m
- Website: https://nucleusfinancial.com
Number of Employees
- Nucleus Financial Group plc
- 12 Blenheim Place
- EH7 5JH
- United Kingdom
Nucleus Financial Group plc, through its subsidiaries, operates an online wrap platform for the financial services industry. The company’s wrap platform offers adviser users custody, trading, payment, repo...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/09 19:07|
|End of Day Share Price||2021/05/07 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.