Billing Services Group Limited provides financial clearinghouse services for merchants, online stores, and telecommunications companies.
+ 1 more risk
Excellent balance sheet and fair value.
Share Price & News
How has Billing Services Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: BILL's share price has been volatile over the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: BILL exceeded the UK IT industry which returned 2.7% over the past year.
Return vs Market: BILL exceeded the UK Market which returned -23% over the past year.
Price Volatility Vs. Market
How volatile is Billing Services Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
4 weeks ago | Simply Wall StInvestors Who Bought Billing Services Group (LON:BILL) Shares A Year Ago Are Now Up 39%
2 months ago | Simply Wall StDo Insiders Own Shares In Billing Services Group Limited (LON:BILL)?
3 months ago | Simply Wall StShould You Worry About Billing Services Group Limited's (LON:BILL) CEO Pay Cheque?
Is Billing Services Group undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: BILL (£0.03) is trading below our estimate of fair value (£0.43)
Significantly Below Fair Value: BILL is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: BILL is unprofitable, so we can't compare its PE Ratio to the IT industry average.
PE vs Market: BILL is unprofitable, so we can't compare its PE Ratio to the UK market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate BILL's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: BILL is good value based on its PB Ratio (0.4x) compared to the GB IT industry average (2.1x).
How is Billing Services Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Software industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Billing Services Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine whether Billing Services Group is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
- Billing Services Group competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Software industry.
How has Billing Services Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BILL is currently unprofitable.
Growing Profit Margin: BILL is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: BILL is unprofitable, and losses have increased over the past 5 years at a rate of -45.6% per year.
Accelerating Growth: Unable to compare BILL's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: BILL is unprofitable, making it difficult to compare its past year earnings growth to the IT industry (17.5%).
Return on Equity
High ROE: BILL has a negative Return on Equity (-47.4%), as it is currently unprofitable.
How is Billing Services Group's financial position?
Financial Position Analysis
Short Term Liabilities: BILL's short term assets ($10.3M) exceed its short term liabilities ($4.9M).
Long Term Liabilities: BILL's short term assets ($10.3M) exceed its long term liabilities ($453.0K).
Debt to Equity History and Analysis
Debt Level: BILL's debt to equity ratio (0.8%) is considered satisfactory.
Reducing Debt: BILL's debt to equity ratio has reduced from 59% to 0.8% over the past 5 years.
Inventory Level: BILL has a low level of unsold assets or inventory.
Debt Coverage by Assets: BILL's debt is covered by short term assets (assets are 88.2x debt).
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: BILL has been profitable on average in the past, therefore cash runway is not a concern.
Forecast Cash Runway: Insufficient data to determine if BILL has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.
What is Billing Services Group's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: BILL's dividend (77.99%) is higher than the bottom 25% of dividend payers in the UK market (2.69%).
High Dividend: BILL's dividend (77.99%) is in the top 25% of dividend payers in the UK market (7.48%)
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, BILL has been paying a dividend for less than 10 years.
Growing Dividend: BILL's dividend payments have increased, but the company has only paid a dividend for 7 years.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Norm Phipps (59yo)
Mr. Norman M. Phipps, also known as Norm has been the Chief Executive Officer of Billing Services Group Limited since May 31, 2012 and has been its Chief Financial Officer since 2003. Mr. Phipps served as ...
CEO Compensation Analysis
Compensation vs Market: Norm's total compensation ($USD584.97K) is above average for companies of similar size in the UK market ($USD335.89K).
Compensation vs Earnings: Norm's compensation has been consistent with company performance over the past year.
|CEO, CFO & Executive Director||7.83yrs||US$584.97k||6.46% $319.3k|
|Non-Executive Co-Chairman||2.17yrs||no data||no data|
|Non-Executive Co-Chairman||2.17yrs||no data||no data|
Experienced Board: BILL's board of directors are not considered experienced ( 2.2 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Billing Services Group Limited's company bio, employee growth, exchange listings and data sources
- Name: Billing Services Group Limited
- Ticker: BILL
- Exchange: AIM
- Founded: 2005
- Industry: Data Processing and Outsourced Services
- Sector: Software
- Market Cap: UK£4.943m
- Shares outstanding: 164.77m
- Website: https://www.bsgclearing.com
- Billing Services Group Limited
- 7411 John Smith Drive
- Suite 1500
- San Antonio
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|BILL||AIM (London Stock Exchange AIM Market)||Yes||Common Stock||GB||GBP||Jun 2005|
|B4S||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Jun 2005|
Billing Services Group Limited provides financial clearinghouse services for merchants, online stores, and telecommunications companies. It offers Wi-Fi solutions, including user access solutions, Wi-Fi estate management, and roaming services to mobile carriers and network operators; and VoiceLog, which provides third party voice verification and call recording services primarily to the telecommunications, cable, and utilities industries. The company also offers local exchange carrier phone clearing, billing, and settlement services to telecommunication providers; USBI that provides clearinghouse services, including billing, management, and reporting services for providers of residential and commercial long distance calls; and ZPDI, which offers clearinghouse services comprising billing, management, and reporting services for the operator services industry. Billing Services Group Limited was founded in 2005 and is headquartered in San Antonio, Texas.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/03/31 23:03|
|End of Day Share Price||2020/03/31 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.