LSE:MONY

Stock Analysis Report

Moneysupermarket.com Group

Executive Summary

Moneysupermarket.com Group PLC, together with its subsidiaries, operates price and product comparison, and editorial based Websites in the United Kingdom.

Snowflake

Fundamentals

Solid track record with excellent balance sheet and pays a dividend.

Share Price & News

How has Moneysupermarket.com Group's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

1.3%

LSE:MONY

-0.3%

GB Online Retail

-0.3%

GB Market


1 Year Return

24.0%

LSE:MONY

-9.4%

GB Online Retail

-5.3%

GB Market

MONY outperformed the Online Retail industry which returned -11.2% over the past year.

MONY outperformed the Market in United Kingdom of Great Britain and Northern Ireland which returned -5.7% over the past year.


Share holder returns

MONYIndustryMarket
7 Day1.3%-0.3%-0.3%
30 Day-0.7%5.2%-3.9%
90 Day-2.2%-4.2%-2.2%
1 Year30.6%24.0%-8.9%-9.4%-0.9%-5.3%
3 Year31.8%17.1%49.4%46.3%18.9%5.1%
5 Year119.7%84.2%98.1%89.3%28.1%1.1%

Price Volatility Vs. Market

How volatile is Moneysupermarket.com Group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Moneysupermarket.com Group undervalued based on future cash flows and its price relative to the stock market?

20.34x

Price to Earnings (PE) ratio


Intrinsic Value Based on Future Cash Flows

Moneysupermarket.com Group's share price is above the future cash flow value, it's not available at a moderate discount (< 20%).

Moneysupermarket.com Group's share price is above the future cash flow value, it's not available at a substantial discount (< 40%).


Price Based on Earnings

Moneysupermarket.com Group is good value based on earnings compared to the GB Online Retail industry average.

Moneysupermarket.com Group is overvalued based on earnings compared to the United Kingdom of Great Britain and Northern Ireland market.


Price Based on Expected Growth

Moneysupermarket.com Group is poor value based on expected growth next year.


Price Based on Value of Assets

Moneysupermarket.com Group is overvalued based on assets compared to the GB Online Retail industry average.


Next Steps

Future Growth

How is Moneysupermarket.com Group expected to perform in the next 1 to 3 years based on estimates from 10 analysts?

9.5%

Forecasted annual earnings growth


Earnings and Revenue Growth Estimates


Future Annual Growth Analysis

Moneysupermarket.com Group's revenue is expected to grow by 5.3% yearly, however this is not considered high growth (20% yearly).

Moneysupermarket.com Group's earnings are expected to grow by 9.5% yearly, however this is not considered high growth (20% yearly).

Moneysupermarket.com Group's revenue growth is expected to exceed the United Kingdom of Great Britain and Northern Ireland market average.

Moneysupermarket.com Group's earnings growth is positive but not above the United Kingdom of Great Britain and Northern Ireland market average.

Moneysupermarket.com Group's earnings growth is expected to exceed the low risk savings rate of 1.2%.


Earnings per Share Growth Estimates


Future Return on Equity

Moneysupermarket.com Group is expected to make outstanding use of shareholders’ funds in the future (Return on Equity greater than 40%).


Next Steps

Past Performance

How has Moneysupermarket.com Group performed over the past 5 years?

12.3%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Moneysupermarket.com Group's year on year earnings growth rate has been positive over the past 5 years.

Moneysupermarket.com Group's 1-year earnings growth exceeds its 5-year average (17.4% vs 12.3%)

Moneysupermarket.com Group's earnings growth has not exceeded the GB Online Retail industry average in the past year (17.4% vs 19.3%).


Return on Equity

Moneysupermarket.com Group made outstanding use of shareholders’ funds last year (Return on Equity greater than 40%).


Return on Assets

Moneysupermarket.com Group used its assets more efficiently than the GB Online Retail industry average last year based on Return on Assets.


Return on Capital Employed

Moneysupermarket.com Group has improved its use of capital last year versus 3 years ago (Return on Capital Employed).


Next Steps

Financial Health

How is Moneysupermarket.com Group's financial position?


Financial Position Analysis

Moneysupermarket.com Group's short term (1 year) commitments are greater than its holdings of cash and other short term assets.

Moneysupermarket.com Group's cash and other short term assets cover its long term commitments.


Debt to Equity History and Analysis

Moneysupermarket.com Group's level of debt (14.7%) compared to net worth is satisfactory (less than 40%).

The level of debt compared to net worth has been reduced over the past 5 years (46.8% vs 14.7% today).

Debt is well covered by operating cash flow (460%, greater than 20% of total debt).

Interest payments on debt are well covered by earnings (EBIT is 80.7x coverage).


Balance Sheet

Low level of unsold assets.

Debt is covered by short term assets, assets are 3x debt.


Next Steps

Dividend

What is Moneysupermarket.com Group's current dividend yield, its reliability and sustainability?

3.80%

Expected Dividend Yield


Dividend Yield and Payments Analysis

Moneysupermarket.com Group's pays a higher dividend yield than the bottom 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (2.08%).

Moneysupermarket.com Group's dividend is below the markets top 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (5.77%).

Dividends per share have been stable in the past 10 years.

Dividends per share have increased over the past 10 years.


Current Payout to Shareholders

Dividends paid are covered by earnings (1.6x coverage).


Future Payout to Shareholders

Dividends after 3 years are expected to be covered by earnings (1.5x coverage).


Next Steps

Management

What is the CEO of Moneysupermarket.com Group's salary, the management and board of directors tenure and is there insider trading?

2.7yrs

Average management tenure


CEO

Mark Lewis 0

2.3yrs

Tenure

UK£1,156,842

Compensation

Mr. Mark Lewis has been the Chief Executive Officer of Moneysupermarket.com Group PLC since April 10, 2017 and has been its Executive Director at since March 13, 2017. Mr. Lewis served as an Executive Off ...


CEO Compensation Analysis

Mark's remuneration is about average for companies of similar size in United Kingdom of Great Britain and Northern Ireland.

Mark's compensation has increased by more than 20% in the past year whilst earnings grew less than 20%.


Management Age and Tenure

2.7yrs

Average Tenure

The tenure for the Moneysupermarket.com Group management team is about average.


Board Age and Tenure

1.7yrs

Average Tenure

The average tenure for the Moneysupermarket.com Group board of directors is less than 3 years, this suggests a new board.


Insider Trading

Moneysupermarket.com Group individual insiders have only sold shares in the past 3 months, but not in substantial volumes.


Recent Insider Transactions

SellUK£15,93513 Jun 19
Andy Hancock
EntityIndividual
Role
Senior Key Executive
Chief Customer Officer & MD of Money Saving Expert Publishing
Shares4,090
Max PriceUK£3.90
BuyUK£105,32011 Oct 18
Bruce Carnegie-Brown
EntityIndividual
Shares40,000
Max PriceUK£2.63

Ownership Breakdown


Management Team

  • Nigel Pocklington

    Chief Commercial Officer

    • Tenure: 3.1yrs
  • Mark Lewis

    CEO & Executive Director

    • Tenure: 2.3yrs
    • Compensation: UK£1.16m
  • Tim Jones (48yo)

    Chief Information Officer

    • Tenure: 6.1yrs
  • Katherine Bellau

    Company Secretary & General Counsel

    • Tenure: 0.5yrs
  • Piers Stobbs

    Chief Data Officer

    • Tenure: 4.1yrs
  • Andy Hancock

    Chief Customer Officer & MD of Money Saving Expert Publishing

    • Tenure: 4.1yrs
  • Jo Britten

    Investor Relations Director

    • Tenure: 0.0yrs
  • Doyel Maitra

    Head of Consumer Affairs & PR

    • Tenure: 0.0yrs
  • Caoimhe Keogan

    Chief People Officer

    • Tenure: 1.6yrs
  • Scilla Grimble

    CFO & Director

    • Tenure: 0.8yrs

Board Members

  • Andrew Fisher (49yo)

    Independent Non-Executive Director

    • Tenure: 5.0yrs
    • Compensation: UK£73.80k
  • Robin Freestone (60yo)

    Chairman of the Board

    • Tenure: 0.3yrs
    • Compensation: UK£75.30k
  • Sarah Warby

    Non-Executive Director

    • Tenure: 1.2yrs
    • Compensation: UK£38.97k
  • Mark Lewis

    CEO & Executive Director

    • Tenure: 2.3yrs
    • Compensation: UK£1.16m
  • Sally James

    Senior Independent Non-Executive Director

    • Tenure: 2.3yrs
    • Compensation: UK£90.30k
  • Scilla Grimble

    CFO & Director

    • Tenure: 0.8yrs

Company Information

Moneysupermarket.com Group PLC's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Moneysupermarket.com Group PLC
  • Ticker: MONY
  • Exchange: LSE
  • Founded: 1993
  • Industry: Internet and Direct Marketing Retail
  • Sector: Retail
  • Market Cap: UK£1.918b
  • Shares outstanding: 536.40m
  • Website: https://corporate.moneysupermarket.com

Number of Employees


Location

  • Moneysupermarket.com Group PLC
  • Moneysupermarket House
  • St. David’s Park
  • Chester
  • Cheshire
  • CH5 3UZ
  • United Kingdom

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
MONYLSE (London Stock Exchange)YesOrdinary SharesGBGBPJul 2007
39MDB (Deutsche Boerse AG)YesOrdinary SharesDEEURJul 2007
MONYLBATS-CHIXE (BATS 'Chi-X Europe')YesOrdinary SharesGBGBPJul 2007

Biography

Moneysupermarket.com Group PLC, together with its subsidiaries, operates price and product comparison, and editorial based Websites in the United Kingdom. It operates in Insurance, Money, and Home Services ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/08/19 21:05
End of Day Share Price2019/08/19 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.