Loading...

We've got a brand new version of Simply Wall St! Try it out

Moneysupermarket.com Group

LSE:MONY
Snowflake Description

Solid track record with excellent balance sheet and pays a dividend.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
MONY
LSE
£2B
Market Cap
  1. Home
  2. GB
  3. Retail
Company description

Moneysupermarket.com Group PLC, together with its subsidiaries, operates price and product comparison, and editorial based Websites in the United Kingdom. The last earnings update was 30 days ago. More info.


Add to Portfolio Compare Print
MONY Share Price and Events
7 Day Returns
-0.2%
LSE:MONY
-3.3%
GB Online Retail
-2%
GB Market
1 Year Returns
24.1%
LSE:MONY
-11.1%
GB Online Retail
-5.8%
GB Market
MONY Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
Moneysupermarket.com Group (MONY) -0.2% -3.3% -1.9% 24.1% 17% 83.9%
GB Online Retail -3.3% 1.6% -6% -11.1% 44.3% 86.4%
GB Market -2% -5.1% -3.3% -5.8% 3.9% 0.2%
1 Year Return vs Industry and Market
  • MONY outperformed the Online Retail industry which returned -11.1% over the past year.
  • MONY outperformed the Market in United Kingdom of Great Britain and Northern Ireland which returned -5.8% over the past year.
Price Volatility
MONY
Industry
5yr Volatility vs Market

Value

 Is Moneysupermarket.com Group undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of Moneysupermarket.com Group to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for Moneysupermarket.com Group.

LSE:MONY Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model 2 Stage Free Cash Flow to Equity
Levered Free Cash Flow Average of 10 Analyst Estimates (S&P Global) See below
Discount Rate (Cost of Equity) See below 10.8%
Perpetual Growth Rate 10-Year GB Government Bond Rate 1.2%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for LSE:MONY
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year GB Govt Bond Rate 1.2%
Equity Risk Premium S&P Global 6.7%
Online Retail Unlevered Beta Simply Wall St/ S&P Global 1.64
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 1.638 (1 + (1- 19%) (1.31%))
1.439
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
1.44
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 1.23% + (1.439 * 6.65%)
10.8%

Discounted Cash Flow Calculation for LSE:MONY using 2 Stage Free Cash Flow to Equity Model

The calculations below outline how an intrinsic value for Moneysupermarket.com Group is arrived at by discounting future cash flows to their present value using the 2 stage method. We try to start with analysts estimates of free cash flow, however if these are not available we use the most recent financial results. In the 1st stage we continue to grow the free cash flow over a 10 year period, with the growth rate trending towards the perpetual growth rate used in the 2nd stage. The 2nd stage assumes the company grows at a stable rate into perpetuity.

Note: Free cash flow to equity valuations ignore the company's cash or debt.

LSE:MONY DCF 1st Stage: Next 10 year cash flow forecast
Levered FCF (GBP, Millions) Source Present Value
Discounted (@ 10.8%)
2020 106.06 Analyst x6 95.72
2021 119.63 Analyst x6 97.45
2022 128.51 Est @ 7.43% 94.48
2023 135.67 Est @ 5.57% 90.02
2024 141.45 Est @ 4.26% 84.71
2025 146.20 Est @ 3.35% 79.02
2026 150.17 Est @ 2.72% 73.25
2027 153.57 Est @ 2.27% 67.61
2028 156.58 Est @ 1.96% 62.22
2029 159.30 Est @ 1.74% 57.13
Present value of next 10 years cash flows £801.62
LSE:MONY DCF 2nd Stage: Terminal Value
Calculation Result
Terminal Value = FCF2029 × (1 + g) ÷ (Discount Rate – g)
= £159.30 × (1 + 1.23%) ÷ (10.8% – 1.23%)
£1,684.71
Present Value of Terminal Value = Terminal Value ÷ (1 + r)10
= £1,684.71 ÷ (1 + 10.8%)10
£604.20
LSE:MONY Total Equity Value
Calculation Result
Total Equity Value = Present value of next 10 years cash flows + Terminal Value
= £801.62 + £604.20
£1,405.82
Equity Value per Share
(GBP)
= Total value / Shares Outstanding
= £1,405.82 / 536.40
£2.62
LSE:MONY Discount to Share Price
Calculation Result
Value per share (GBP) From above. £2.62
Current discount Discount to share price of £3.57
= -1 x (£3.57 - £2.62) / £2.62
-36.2%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

  • The current share price of Moneysupermarket.com Group is above its future cash flow value.
Often investors are willing to pay a premium for a company that has a high dividend or the potential for future growth.
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for Moneysupermarket.com Group's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are Moneysupermarket.com Group's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
LSE:MONY PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2019-06-30) in GBP £0.18
LSE:MONY Share Price ** LSE (2019-08-16) in GBP £3.57
United Kingdom of Great Britain and Northern Ireland Online Retail Industry PE Ratio Median Figure of 8 Publicly-Listed Online Retail Companies 25.45x
United Kingdom of Great Britain and Northern Ireland Market PE Ratio Median Figure of 791 Publicly-Listed Companies 15.89x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of Moneysupermarket.com Group.

LSE:MONY PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= LSE:MONY Share Price ÷ EPS (both in GBP)

= 3.57 ÷ 0.18

20.31x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Moneysupermarket.com Group is good value based on earnings compared to the GB Online Retail industry average.
  • Moneysupermarket.com Group is overvalued based on earnings compared to the United Kingdom of Great Britain and Northern Ireland market.
Price based on expected Growth
Does Moneysupermarket.com Group's expected growth come at a high price?
Raw Data
LSE:MONY PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 20.31x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 10 Analysts
9.5%per year
United Kingdom of Great Britain and Northern Ireland Online Retail Industry PEG Ratio Median Figure of 7 Publicly-Listed Online Retail Companies 2.14x
United Kingdom of Great Britain and Northern Ireland Market PEG Ratio Median Figure of 568 Publicly-Listed Companies 1.42x

*Line of best fit is calculated by linear regression .

LSE:MONY PEG (Price to Earnings to Growth) Ratio Calculation
Calculation Outcome
PEG Ratio

= PE Ratio ÷ Net Income Annual Growth Rate

= 20.31x ÷ 9.5%

2.14x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Moneysupermarket.com Group is poor value based on expected growth next year.
Price based on value of assets
What value do investors place on Moneysupermarket.com Group's assets?
Raw Data
LSE:MONY PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2019-06-30) in GBP £0.32
LSE:MONY Share Price * LSE (2019-08-16) in GBP £3.57
United Kingdom of Great Britain and Northern Ireland Online Retail Industry PB Ratio Median Figure of 17 Publicly-Listed Online Retail Companies 3.78x
United Kingdom of Great Britain and Northern Ireland Market PB Ratio Median Figure of 1,369 Publicly-Listed Companies 1.39x
LSE:MONY PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= LSE:MONY Share Price ÷ Book Value per Share (both in GBP)

= 3.57 ÷ 0.32

11.28x

* Primary Listing of Moneysupermarket.com Group.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Moneysupermarket.com Group is overvalued based on assets compared to the GB Online Retail industry average.
X
Value checks
We assess Moneysupermarket.com Group's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Online Retail industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Online Retail industry average (and greater than 0)? (1 check)
  5. Moneysupermarket.com Group has a total score of 1/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is Moneysupermarket.com Group expected to perform in the next 1 to 3 years based on estimates from 10 analysts?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
9.5%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is Moneysupermarket.com Group expected to grow at an attractive rate?
  • Moneysupermarket.com Group's earnings growth is expected to exceed the low risk savings rate of 1.2%.
Growth vs Market Checks
  • Moneysupermarket.com Group's earnings growth is positive but not above the United Kingdom of Great Britain and Northern Ireland market average.
  • Moneysupermarket.com Group's revenue growth is expected to exceed the United Kingdom of Great Britain and Northern Ireland market average.
Annual Growth Rates Comparison
Raw Data
LSE:MONY Future Growth Rates Data Sources
Data Point Source Value (per year)
LSE:MONY Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 10 Analysts 9.5%
LSE:MONY Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 10 Analysts 5.3%
United Kingdom of Great Britain and Northern Ireland Online Retail Industry Earnings Growth Rate Market Cap Weighted Average 49.4%
United Kingdom of Great Britain and Northern Ireland Online Retail Industry Revenue Growth Rate Market Cap Weighted Average 14%
United Kingdom of Great Britain and Northern Ireland Market Earnings Growth Rate Market Cap Weighted Average 12.1%
United Kingdom of Great Britain and Northern Ireland Market Revenue Growth Rate Market Cap Weighted Average 4.2%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
LSE:MONY Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (1 month ago) See Below
Future Estimates Average of up to 10 Analyst Estimates (S&P Global) See Below
All numbers in GBP Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
LSE:MONY Future Estimates Data
Date (Data in GBP Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2023-12-31 469 1
2022-12-31 446 1
2021-12-31 441 150 114 9
2020-12-31 414 138 106 10
2019-12-31 390 128 94 9
LSE:MONY Past Financials Data
Date (Data in GBP Millions) Revenue Cash Flow Net Income *
2019-06-30 381 115 94
2019-03-31 368 111 90
2018-12-31 356 107 87
2018-09-30 347 107 83
2018-06-30 338 107 80
2018-03-31 334 107 79
2017-12-31 330 106 78
2017-09-30 327 106 77
2017-06-30 324 105 76
2017-03-31 320 106 75
2016-12-31 316 106 74
2016-09-30 306 98 72

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • Moneysupermarket.com Group's earnings are expected to grow by 9.5% yearly, however this is not considered high growth (20% yearly).
  • Moneysupermarket.com Group's revenue is expected to grow by 5.3% yearly, however this is not considered high growth (20% yearly).
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
LSE:MONY Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (1 month ago) See Below
Future Estimates Average of up to 10 Analyst Estimates (S&P Global) See Below

All data from Moneysupermarket.com Group Company Filings, last reported 1 month ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

LSE:MONY Future Estimates Data
Date (Data in GBP Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2023-12-31
2022-12-31
2021-12-31 0.21 0.23 0.19 7.00
2020-12-31 0.19 0.20 0.18 7.00
2019-12-31 0.17 0.18 0.17 7.00
LSE:MONY Past Financials Data
Date (Data in GBP Millions) EPS *
2019-06-30 0.18
2019-03-31 0.17
2018-12-31 0.16
2018-09-30 0.16
2018-06-30 0.15
2018-03-31 0.15
2017-12-31 0.14
2017-09-30 0.14
2017-06-30 0.14
2017-03-31 0.14
2016-12-31 0.13
2016-09-30 0.13

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • Moneysupermarket.com Group is expected to make outstanding use of shareholders’ funds in the future (Return on Equity greater than 40%).
X
Future performance checks
We assess Moneysupermarket.com Group's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
Moneysupermarket.com Group has a total score of 3/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has Moneysupermarket.com Group performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare Moneysupermarket.com Group's growth in the last year to its industry (Online Retail).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • Moneysupermarket.com Group's year on year earnings growth rate has been positive over the past 5 years.
  • Moneysupermarket.com Group's 1-year earnings growth exceeds its 5-year average (17.4% vs 12.3%)
  • Moneysupermarket.com Group's earnings growth has not exceeded the GB Online Retail industry average in the past year (17.4% vs 19.3%).
Earnings and Revenue History
Moneysupermarket.com Group's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from Moneysupermarket.com Group Company Filings, last reported 1 month ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

LSE:MONY Past Revenue, Cash Flow and Net Income Data
Date (Data in GBP Millions) Revenue Net Income * G+A Expenses R&D Expenses
2019-06-30 381.30 94.30 146.60
2019-03-31 368.45 90.45 142.60
2018-12-31 355.60 86.60 138.60
2018-09-30 346.85 83.45 136.70
2018-06-30 338.10 80.30 134.80
2018-03-31 333.90 79.20 136.35
2017-12-31 329.70 78.10 137.90
2017-09-30 326.90 77.00 139.65
2017-06-30 324.10 75.90 141.40
2017-03-31 320.25 74.70 142.40
2016-12-31 316.40 73.50 143.40
2016-09-30 305.93 72.34 142.94
2016-06-30 295.47 71.17 142.48
2016-03-31 288.60 67.30 141.29
2015-12-31 281.73 63.43 140.11
2015-09-30 275.68 62.73 136.45
2015-06-30 269.62 62.03 132.80
2015-03-31 258.87 57.43 130.36
2014-12-31 248.13 52.82 127.92
2014-09-30 241.88 46.67 127.48
2014-06-30 235.63 40.52 127.05
2014-03-31 230.59 37.59 124.98
2013-12-31 225.55 34.66 122.92
2013-09-30 220.19 32.88 116.59
2013-06-30 214.82 31.09 110.25
2013-03-31 209.79 27.96 109.87
2012-12-31 204.75 24.83 109.48
2012-09-30 198.15 20.82 111.50

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • Moneysupermarket.com Group made outstanding use of shareholders’ funds last year (Return on Equity greater than 40%).
  • Moneysupermarket.com Group used its assets more efficiently than the GB Online Retail industry average last year based on Return on Assets.
  • Moneysupermarket.com Group has improved its use of capital last year versus 3 years ago (Return on Capital Employed).
X
Past performance checks
We assess Moneysupermarket.com Group's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Online Retail industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
Moneysupermarket.com Group has a total score of 5/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is Moneysupermarket.com Group's financial health and their level of debt?

A company's financial position is much like your own financial position, it includes everything you own (assets) and owe (liabilities).

The boxes below represent the relative size of what makes up Moneysupermarket.com Group's finances.

The net worth of a company is the difference between its assets and liabilities.
Net Worth
  • Moneysupermarket.com Group's short term (1 year) commitments are greater than its holdings of cash and other short term assets.
  • Moneysupermarket.com Group's cash and other short term assets cover its long term commitments.
Balance sheet
This treemap shows a more detailed breakdown of Moneysupermarket.com Group's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
  • Low level of unsold assets.
  • Debt is covered by short term assets, assets are 3x debt.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from Moneysupermarket.com Group Company Filings, last reported 1 month ago.

LSE:MONY Past Debt and Equity Data
Date (Data in GBP Millions) Total Equity Total Debt Cash & Short Term Investments
2019-06-30 169.80 25.00 12.40
2019-03-31 169.80 25.00 12.40
2018-12-31 200.50 15.00 44.80
2018-09-30 200.50 15.00 44.80
2018-06-30 170.80 0.00 24.40
2018-03-31 170.80 0.00 24.40
2017-12-31 170.00 0.00 35.10
2017-09-30 170.00 0.00 35.10
2017-06-30 147.70 0.00 17.70
2017-03-31 147.70 0.00 17.70
2016-12-31 186.40 0.00 44.60
2016-09-30 186.40 0.00 44.60
2016-06-30 165.74 10.00 20.74
2016-03-31 165.74 10.00 20.74
2015-12-31 165.79 0.00 16.66
2015-09-30 165.79 0.00 16.66
2015-06-30 148.92 0.00 22.81
2015-03-31 148.92 0.00 22.81
2014-12-31 148.12 29.97 43.15
2014-09-30 148.12 29.97 43.15
2014-06-30 126.70 59.73 39.02
2014-03-31 126.70 59.73 39.02
2013-12-31 133.76 59.58 38.94
2013-09-30 133.76 59.58 38.94
2013-06-30 124.54 0.00 25.41
2013-03-31 124.54 0.00 25.41
2012-12-31 199.74 0.00 18.68
2012-09-30 199.74 0.00 18.68
  • Moneysupermarket.com Group's level of debt (14.7%) compared to net worth is satisfactory (less than 40%).
  • The level of debt compared to net worth has been reduced over the past 5 years (46.8% vs 14.7% today).
  • Debt is well covered by operating cash flow (460%, greater than 20% of total debt).
  • Interest payments on debt are well covered by earnings (EBIT is 80.7x coverage).
X
Financial health checks
We assess Moneysupermarket.com Group's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. Moneysupermarket.com Group has a total score of 5/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is Moneysupermarket.com Group's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
3.1%
Current annual income from Moneysupermarket.com Group dividends. Estimated to be 3.81% next year.
If you bought £2,000 of Moneysupermarket.com Group shares you are expected to receive £62 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • Moneysupermarket.com Group's pays a higher dividend yield than the bottom 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (2.09%).
  • Moneysupermarket.com Group's dividend is below the markets top 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (5.76%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
LSE:MONY Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 10 Analyst Estimates (S&P Global) See Below
United Kingdom of Great Britain and Northern Ireland Online Retail Industry Average Dividend Yield Market Cap Weighted Average of 5 Stocks 3.4%
United Kingdom of Great Britain and Northern Ireland Market Average Dividend Yield Market Cap Weighted Average of 699 Stocks 4.5%
United Kingdom of Great Britain and Northern Ireland Minimum Threshold Dividend Yield 10th Percentile 1.1%
United Kingdom of Great Britain and Northern Ireland Bottom 25% Dividend Yield 25th Percentile 2.1%
United Kingdom of Great Britain and Northern Ireland Top 25% Dividend Yield 75th Percentile 5.8%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

LSE:MONY Future Dividends Estimate Data
Date (Data in £) Dividend per Share (annual) Avg. No. Analysts
2023-12-31
2022-12-31 0.14 1.00
2021-12-31 0.14 10.00
2020-12-31 0.13 11.00
2019-12-31 0.14 11.00
LSE:MONY Past Annualized Dividends Data
Date (Data in £) Dividend per share (annual) Avg. Yield (%)
2019-03-04 0.111 2.998
2019-02-14 0.111 3.273
2018-07-19 0.106 3.607
2018-02-22 0.104 3.467
2017-02-28 0.099 2.933
2016-03-18 0.092 3.065
2015-03-02 0.080 2.589
2014-03-18 0.073 3.648
2014-03-04 0.073 3.784
2013-06-05 0.061 3.467
2013-03-05 0.057 2.878
2013-03-04 0.057 2.854
2012-03-21 0.045 3.187
2012-02-28 0.045 3.543
2011-03-01 0.038 3.694
2011-02-28 0.038 4.267
2010-03-01 0.035 4.608
2010-02-24 0.035 4.795
2009-08-05 0.035 4.560
2009-03-16 0.035 6.683
2009-03-13 0.044 11.177
2009-02-25 0.044 11.141
2008-08-27 0.026 4.784

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • Dividends per share have been stable in the past 10 years.
  • Dividends per share have increased over the past 10 years.
Current Payout to shareholders
What portion of Moneysupermarket.com Group's earnings are paid to the shareholders as a dividend.
  • Dividends paid are covered by earnings (1.6x coverage).
Future Payout to shareholders
  • Dividends after 3 years are expected to be covered by earnings (1.5x coverage).
X
Income/ dividend checks
We assess Moneysupermarket.com Group's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1.1%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can Moneysupermarket.com Group afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. Moneysupermarket.com Group has a total score of 5/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of Moneysupermarket.com Group's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Mark Lewis
COMPENSATION £1,156,842
TENURE AS CEO 2.3 years
CEO Bio

Mr. Mark Lewis has been the Chief Executive Officer of Moneysupermarket.com Group PLC since April 10, 2017 and has been its Executive Director at since March 13, 2017. Mr. Lewis served as an Executive Officer of Moneysupermarket.com Group PLC since March 16, 2017 until April 10, 2017. Mr. Lewis served as a Retail Director at John Lewis Partnership plc since October 03, 2015. He served as an Member of Management Board at John Lewis Partnership plc since March 2013 and served as its Online Director from March 4, 2013 to October 3, 2015. He served as Retail Director of John Lewis plc from September 2015 to February 1, 2017 and also served as its Online Director from March 2013 to September 2015. He served as the Chief Executive Officer at Drop and Collect Limited from June 2010 to February 2013. He spent six years at eBay in roles including UK Managing Director and European Marketplaces Director.

CEO Compensation
  • Mark's compensation has increased by more than 20% in the past year whilst earnings grew less than 20%.
  • Mark's remuneration is about average for companies of similar size in United Kingdom of Great Britain and Northern Ireland.
Management Team Tenure

Average tenure of the Moneysupermarket.com Group management team in years:

2.7
Average Tenure
  • The tenure for the Moneysupermarket.com Group management team is about average.
Management Team

Mark Lewis

TITLE
CEO & Executive Director
COMPENSATION
£1M
TENURE
2.3 yrs

Scilla Grimble

TITLE
CFO & Director
TENURE
0.5 yrs

Tim Jones

TITLE
Chief Information Officer
AGE
48
TENURE
6.1 yrs

Jo Britten

TITLE
Investor Relations Director

Katherine Bellau

TITLE
Company Secretary & General Counsel
TENURE
0.5 yrs

Doyel Maitra

TITLE
Head of Consumer Affairs & PR

Caoimhe Keogan

TITLE
Chief People Officer
TENURE
1.6 yrs

Piers Stobbs

TITLE
Chief Data Officer
TENURE
4.1 yrs

Andy Hancock

TITLE
Chief Customer Officer & MD of Money Saving Expert Publishing
TENURE
4.1 yrs

Nigel Pocklington

TITLE
Chief Commercial Officer
TENURE
3.1 yrs
Board of Directors Tenure

Average tenure of the Moneysupermarket.com Group board of directors in years:

1.7
Average Tenure
  • The average tenure for the Moneysupermarket.com Group board of directors is less than 3 years, this suggests a new board.
Board of Directors

Robin Freestone

TITLE
Chairman of the Board
COMPENSATION
£75K
AGE
60
TENURE
0.3 yrs

Mark Lewis

TITLE
CEO & Executive Director
COMPENSATION
£1M
TENURE
2.4 yrs

Scilla Grimble

TITLE
CFO & Director
TENURE
0.8 yrs

Sally James

TITLE
Senior Independent Non-Executive Director
COMPENSATION
£90K
TENURE
2.3 yrs

Andrew Fisher

TITLE
Independent Non-Executive Director
COMPENSATION
£74K
AGE
49
TENURE
5 yrs

Sarah Warby

TITLE
Non-Executive Director
COMPENSATION
£39K
TENURE
1.2 yrs
Who owns this company?
Recent Insider Trading
  • Moneysupermarket.com Group individual insiders have only sold shares in the past 3 months, but not in substantial volumes.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (£) Value (£)
13. Jun 19 Sell Andy Hancock Individual 12. Jun 19 12. Jun 19 -4,090 £3.90 £-15,935
11. Oct 18 Buy Bruce Carnegie-Brown Individual 11. Oct 18 11. Oct 18 40,000 £2.63 £105,320
X
Management checks
We assess Moneysupermarket.com Group's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. Moneysupermarket.com Group has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

Here's How We Evaluate Moneysupermarket.com Group PLC's (LON:MONY) Dividend

Dividend paying stocks like Moneysupermarket.com Group PLC (LON:MONY) tend to be popular with investors, and for good reason - some research suggests a significant amount of all stock market returns come from reinvested dividends. Yet sometimes, investors buy a popular dividend stock because of its yield, and then lose money if the company's dividend doesn't live up to expectations. A high yield and a long history of paying dividends is an appealing combination for Moneysupermarket.com Group. We'd guess that plenty of investors have purchased it for the income. Before you buy any stock for its dividend however, you should always remember Warren Buffett's two rules: 1) Don't lose money, and 2) Remember rule #1. … Moneysupermarket.com Group paid out 59% of its free cash flow last year, which is acceptable, but is starting to limit the amount of earnings that can be reinvested into the business. … Strong earnings per share (EPS) growth might encourage our interest in the company despite fluctuating dividends, which is why it's great to see Moneysupermarket.com Group has grown its earnings per share at 22% per annum over the past five years. With recent, rapid earnings per share growth and a payout ratio of 64%, this business looks like an interesting prospect if earnings are reinvested effectively. Conclusion Dividend investors should always want to know if a) a company's dividends are affordable, b) if there is a track record of consistent payments, and c) if the dividend is capable of growing.

Simply Wall St -

Should Income Investors Look At Moneysupermarket.com Group PLC (LON:MONY) Before Its Ex-Dividend?

A useful secondary check can be to evaluate whether Moneysupermarket.com Group generated enough free cash flow to afford its dividend. … With a reasonable payout ratio, profits being reinvested, and some earnings growth, Moneysupermarket.com Group could have strong prospects for future increases to the dividend. … However, we'd also note that Moneysupermarket.com Group is paying out more than half of its earnings and cash flow as profits, which could limit the dividend growth if earnings growth slows.

Simply Wall St -

Should You Be Excited About Moneysupermarket.com Group PLC's (LON:MONY) 56% Return On Equity?

The formula for return on equity is: Return on Equity = Net Profit ÷ Shareholders' Equity Or for Moneysupermarket.com Group: 56% = UK£94m ÷ UK£170m (Based on the trailing twelve months to June 2019.) Most readers would understand what net profit is, but it’s worth explaining the concept of shareholders’ equity. … Combining Moneysupermarket.com Group's Debt And Its 56% Return On Equity Moneysupermarket.com Group has a debt to equity ratio of 0.15, which is far from excessive. … A company that can achieve a high return on equity without debt could be considered a high quality business.

Simply Wall St -

How Much Are Moneysupermarket.com Group PLC (LON:MONY) Insiders Spending On Buying Shares?

So before you buy or sell Moneysupermarket.com Group PLC (LON:MONY), you may well want to know whether insiders have been buying or selling. … For example, a Harvard University study found that 'insider purchases earn abnormal returns of more than 6% per year.' Check out our latest analysis for Moneysupermarket.com Group The Last 12 Months Of Insider Transactions At Moneysupermarket.com Group In the last twelve months, the biggest single purchase by an insider was when Bruce Carnegie-Brown bought UK£105k worth of shares at a price of UK£2.63 per share. … LSE:MONY Recent Insider Trading, July 12th 2019 Insiders at Moneysupermarket.com Group Have Sold Stock Recently Over the last three months, we've seen a bit of insider selling at Moneysupermarket.com Group.

Simply Wall St -

What Do Analysts Think About Moneysupermarket.com Group PLC's (LON:MONY) Future?

In this article, I've outline a few earnings growth rates to give you a sense of the market sentiment for Moneysupermarket.com Group in the longer term. … To understand the overall trajectory of MONY's earnings growth over these next fews years, I've fitted a line through these analyst earnings forecast to determine an annual growth rate from the slope. … LSE:MONY Past and Future Earnings, July 3rd 2019 This results in an annual growth rate of 9.7% based on the most recent earnings level of UK£87m to the final forecast of UK£116m by 2022.

Simply Wall St -

Is Moneysupermarket.com Group PLC's (LON:MONY) P/E Ratio Really That Good?

The formula for P/E is: Price to Earnings Ratio = Price per Share ÷ Earnings per Share (EPS) Or for Moneysupermarket.com Group: P/E of 25.14 = £4.06 ÷ £0.16 (Based on the trailing twelve months to December 2018.) Is A High Price-to-Earnings Ratio Good? … Moneysupermarket.com Group increased earnings per share by an impressive 12% over the last twelve months. … LSE:MONY Price Estimation Relative to Market, June 24th 2019 Its relatively low P/E ratio indicates that Moneysupermarket.com Group shareholders think it will struggle to do as well as other companies in its industry classification.

Simply Wall St -

Read This Before You Buy Moneysupermarket.com Group PLC (LON:MONY) Because Of Its P/E Ratio

Check out our latest analysis for Moneysupermarket.com Group How Do I Calculate A Price To Earnings Ratio? … The formula for price to earnings is: Price to Earnings Ratio = Share Price ÷ Earnings per Share (EPS) Or for Moneysupermarket.com Group: P/E of 25.14 = £4.06 ÷ £0.16 (Based on the year to December 2018.) Is A High Price-to-Earnings Ratio Good? … Since Moneysupermarket.com Group holds net cash of UK£30m, it can spend on growth, justifying a higher P/E ratio than otherwise.

Simply Wall St -

Here's Why We Think Moneysupermarket.com Group (LON:MONY) Is Well Worth Watching

If, on the other hand, you like companies that have revenue, and even earn profits, then you may well be interested in Moneysupermarket.com Group (LON:MONY). … View our latest analysis for Moneysupermarket.com Group Moneysupermarket.com Group's Earnings Per Share Are Growing. … I do like that insiders have been buying shares in Moneysupermarket.com Group, but there is more evidence of shareholder friendly management.

Simply Wall St -

Shareholders Are Thrilled That The Moneysupermarket.com Group (LON:MONY) Share Price Increased 103%

There will continue to be wide discrepancies between price and value in the marketplace...' One imperfect but simple way to consider how the market perception of a company has shifted is to compare the change in the earnings per share (EPS) with the share price movement. … When looking at investment returns, it is important to consider the difference between total shareholder return (TSR) and share price return. … We note that for Moneysupermarket.com Group the TSR over the last 5 years was 143%, which is better than the share price return mentioned above.

Simply Wall St -

Brief Commentary On Moneysupermarket.com Group PLC's (LON:MONY) Fundamentals

LSE:MONY Income Statement, May 22nd 2019 For those seeking income streams from their portfolio, MONY is a robust dividend payer as well. … Take a look at our free research report of analyst consensus for MONY’s outlook. … The intrinsic value infographic in our free research report helps visualize whether MONY is currently mispriced by the market.

Simply Wall St -

Company Info

Description

Moneysupermarket.com Group PLC, together with its subsidiaries, operates price and product comparison, and editorial based Websites in the United Kingdom. It operates in Insurance, Money, and Home Services segments. The company also provides financial intermediary services. Moneysupermarket.com Group PLC was founded in 1993 and is based in Chester, the United Kingdom.

Details
Name: Moneysupermarket.com Group PLC
MONY
Exchange: LSE
Founded: 1993
£1,914,961,994
536,403,920
Website: http://corporate.moneysupermarket.com
Address: Moneysupermarket.com Group PLC
Moneysupermarket House,
St. David’s Park,
Chester,
Cheshire, CH5 3UZ,
United Kingdom
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
LSE MONY Ordinary Shares London Stock Exchange GB GBP 26. Jul 2007
DB 39M Ordinary Shares Deutsche Boerse AG DE EUR 26. Jul 2007
BATS-CHIXE MONYL Ordinary Shares BATS 'Chi-X Europe' GB GBP 26. Jul 2007
Number of employees
Current staff
Staff numbers
721
Moneysupermarket.com Group employees.
Industry
Internet and Direct Marketing Retail
Retail
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/08/17 21:03
End of day share price update: 2019/08/16 00:00
Last estimates confirmation: 2019/08/15
Last earnings filing: 2019/07/18
Last earnings reported: 2019/06/30
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.