LSE:MONY

Stock Analysis Report

Moneysupermarket.com Group

Executive Summary

Moneysupermarket.com Group PLC, together with its subsidiaries, operates price and product comparison, and editorial based Websites in the United Kingdom.

Snowflake

Fundamentals

Solid track record with excellent balance sheet and pays a dividend.

Share Price & News

How has Moneysupermarket.com Group's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

-13.3%

MONY

1.6%

GB Online Retail

-0.4%

GB Market


1 Year Return

20.4%

MONY

6.7%

GB Online Retail

2.9%

GB Market

Return vs Industry: MONY exceeded the UK Online Retail industry which returned 6.7% over the past year.

Return vs Market: MONY exceeded the UK Market which returned 2.9% over the past year.


Shareholder returns

MONYIndustryMarket
7 Day-13.3%1.6%-0.4%
30 Day-7.7%1.1%-1.4%
90 Day-5.6%10.2%-2.1%
1 Year26.8%20.4%7.3%6.7%7.9%2.9%
3 Year37.6%22.3%46.5%43.7%18.0%3.6%
5 Year109.6%75.7%147.4%136.5%35.8%6.4%

Price Volatility Vs. Market

How volatile is Moneysupermarket.com Group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Moneysupermarket.com Group undervalued compared to its fair value and its price relative to the market?

19.33x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Undervalued: MONY (£3.4) is trading above our estimate of fair value (£2.55)

Significantly Undervalued: MONY is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: MONY is good value based on its PE Ratio (19.3x) compared to the Online Retail industry average (22.2x).

PE vs Market: MONY is poor value based on its PE Ratio (19.3x) compared to the UK market (16.7x).


Price to Earnings Growth Ratio

Low PEG Ratio: MONY is poor value based on its PEG Ratio (2.2x)


Price to Book Ratio

PB vs Industry: MONY is overvalued based on its PB Ratio (10.7x) compared to the GB Online Retail industry average (3.6x).


Next Steps

Future Growth

How is Moneysupermarket.com Group forecast to perform in the next 1 to 3 years based on estimates from 10 analysts?

8.6%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: MONY's forecast earnings growth (8.6% per year) is above the savings rate (1.2%).

Earnings vs Market: MONY's earnings (8.6% per year) are forecast to grow slower than the UK market (12.6% per year).

High Growth Earnings: MONY's earnings are forecast to grow, but not significantly.

Revenue vs Market: MONY's revenue (5.6% per year) is forecast to grow faster than the UK market (3.9% per year).

High Growth Revenue: MONY's revenue (5.6% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

High Future ROE: MONY's Return on Equity is forecast to be very high in 3 years time (47.2%).


Next Steps

Past Performance

How has Moneysupermarket.com Group performed over the past 5 years?

12.3%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: MONY's earnings have grown by 12.3% per year over the past 5 years.

Accelerating Growth: MONY's earnings growth over the past year (17.4%) exceeds its 5-year average (12.3% per year).

Earnings vs Industry: MONY earnings growth over the past year (17.4%) underperformed the Online Retail industry 21.4%.


Return on Equity

High ROE: MONY's Return on Equity (55.5%) is considered outstanding.


Return on Assets

ROA vs Industry: MONY has a higher Return on Assets than the Online Retail industry average last year.


Return on Capital Employed

ROCE Improving: MONY has improved its Return on Capital Employed over the past 3 years.


Next Steps

Financial Health

How is Moneysupermarket.com Group's financial position?


Financial Position Analysis

Short Term Liabilities: MONY's short term assets (£74.2M) do not cover its short term liabilities (£93.8M)

Long Term Liabilities: MONY's short term assets (74.2M) exceeds its long term liabilities (43.7M)


Debt to Equity History and Analysis

Debt Level: MONY's debt to equity ratio (14.7%) is considered satisfactory

Reducing Debt: MONY's debt to equity ratio has reduced from 46.8% to 14.7% over the past 5 years.

Debt Coverage: MONY's debt is well covered by operating cash flow (460%).

Interest Coverage: MONY's interest payments on its debt are well covered by EBIT (80.7x coverage).


Balance Sheet

Inventory Level: MONY has a low level of unsold assets or inventory.

Debt Coverage by Assets: MONY's debt is covered by short term assets (assets are 2.968000x debt).


Next Steps

Dividend

What is Moneysupermarket.com Group's current dividend yield, its reliability and sustainability?

3.25%

Current Dividend Yield


Dividend Yield vs Market

company3.3%marketbottom25%2.0%markettop25%5.4%industryaverage3.4%forecastin3Years4.0%

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: MONY's dividend (3.25%) is higher than the bottom 25% of dividend payers in the UK market (2.01%).

High Dividend: MONY's dividend (3.25%) is low compared to the top 25% of dividend payers in the UK market (5.36%).

Stable Dividend: MONY's dividends per share have been stable in the past 10 years.

Growing Dividend: MONY's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonable payout ratio (63.7%), MONY's dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: MONY's dividends in 3 years are forecast to be covered by earnings (66.8% payout ratio).


Next Steps

Management

What is the CEO of Moneysupermarket.com Group's salary, the management and board of directors tenure and is there insider trading?

2.1yrs

Average management tenure


CEO

Mark Lewis 0

2.5yrs

Tenure

UK£1,156,842

Compensation

Mr. Mark Lewis has been the Chief Executive Officer of Moneysupermarket.com Group PLC since April 10, 2017 and has been its Executive Director at since March 13, 2017. Mr. Lewis served as an Executive Off ...


CEO Compensation Analysis

Compensation vs. Market: Mark's total compensation ($USD1.49M) is about average for companies of similar size in the UK market ($USD1.81M).

Compensation vs Earnings: Mark's compensation has increased by more than 20% in the past year.


Management Age and Tenure

2.1yrs

Average Tenure

Experienced Management: MONY's management team is considered experienced (2.1 years average tenure).


Board Age and Tenure

1.3yrs

Average Tenure

Experienced Board: MONY's board of directors are not considered experienced ( 1.3 years average tenure), which suggests a new board.


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

SellUK£15,93513 Jun 19
Andy Hancock
EntityIndividual
Role
Senior Key Executive
Chief Customer Officer & MD of Money Saving Expert Publishing
Shares4,090
Max PriceUK£3.90

Ownership Breakdown


Management Team

  • Nigel Pocklington

    Chief Commercial Officer

    • Tenure: 3.3yrs
  • Mark Lewis

    CEO & Executive Director

    • Tenure: 2.5yrs
    • Compensation: UK£1.16m
  • Tim Jones (48yo)

    Chief Information Officer

    • Tenure: 6.3yrs
  • Katherine Bellau

    Company Secretary & General Counsel

    • Tenure: 0.7yrs
  • Andy Hancock

    Chief Customer Officer & MD of Money Saving Expert Publishing

    • Tenure: 4.3yrs
  • Jo Britten

    Investor Relations Director

    • Tenure: 0yrs
  • Doyel Maitra

    Head of Consumer Affairs & PR

    • Tenure: 0yrs
  • Caoimhe Keogan

    Chief People Officer

    • Tenure: 1.8yrs
  • Scilla Grimble

    CFO & Director

    • Tenure: 1yrs
  • Rafael Orta

    Chief Product Officer

    • Tenure: 1.3yrs

Board Members

  • Andrew Fisher (49yo)

    Independent Non-Executive Director

    • Tenure: 5.2yrs
    • Compensation: UK£73.80k
  • Robin Freestone (60yo)

    Independent Chairman of the Board

    • Tenure: 0.4yrs
    • Compensation: UK£75.30k
  • Sarah Warby

    Non-Executive Director

    • Tenure: 1.3yrs
    • Compensation: UK£38.97k
  • Mark Lewis

    CEO & Executive Director

    • Tenure: 2.5yrs
    • Compensation: UK£1.16m
  • Sally James

    Senior Independent Non-Executive Director

    • Tenure: 2.4yrs
    • Compensation: UK£90.30k
  • Scilla Grimble

    CFO & Director

    • Tenure: 1yrs
  • Caroline Britton

    Independent Non-Executive Director

    • Tenure: 0.08yrs

Company Information

Moneysupermarket.com Group PLC's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Moneysupermarket.com Group PLC
  • Ticker: MONY
  • Exchange: LSE
  • Founded: 1993
  • Industry: Internet and Direct Marketing Retail
  • Sector: Retail
  • Market Cap: UK£1.823b
  • Shares outstanding: 536.41m
  • Website: https://corporate.moneysupermarket.com

Number of Employees


Location

  • Moneysupermarket.com Group PLC
  • Moneysupermarket House
  • St. David’s Park
  • Chester
  • Cheshire
  • CH5 3UZ
  • United Kingdom

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
MONYLSE (London Stock Exchange)YesOrdinary SharesGBGBPJul 2007
39MDB (Deutsche Boerse AG)YesOrdinary SharesDEEURJul 2007
MONYLBATS-CHIXE (BATS 'Chi-X Europe')YesOrdinary SharesGBGBPJul 2007

Biography

Moneysupermarket.com Group PLC, together with its subsidiaries, operates price and product comparison, and editorial based Websites in the United Kingdom. It operates in Insurance, Money, and Home Services ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/10/19 20:53
End of Day Share Price2019/10/18 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.