LSE:MONY

Stock Analysis Report

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Moneysupermarket.com Group

Executive Summary

Moneysupermarket.com Group PLC, together with its subsidiaries, provides price comparison and editorial-based websites in the United Kingdom. More Details

Rewards

PE ratio (15.8x) is below the UK market (18.3x)

Earnings are forecast to grow 13.99% per year

Pays a reliable dividend of 4.65%

Risk Analysis

No risks detected for MONY from our risk checks.


Snowflake Analysis

Excellent balance sheet established dividend payer.

Share Price & News

How has Moneysupermarket.com Group's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: MONY has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

-5.6%

MONY

-1.5%

GB Online Retail

-0.7%

GB Market


1 Year Return

-26.7%

MONY

32.8%

GB Online Retail

-16.4%

GB Market

Return vs Industry: MONY underperformed the UK Online Retail industry which returned 36.2% over the past year.

Return vs Market: MONY underperformed the UK Market which returned -15.4% over the past year.


Shareholder returns

MONYIndustryMarket
7 Day-5.6%-1.5%-0.7%
30 Day-3.1%-11.4%0.7%
90 Day-18.2%10.1%-3.2%
1 Year-23.7%-26.7%33.3%32.8%-13.2%-16.4%
3 Year-12.1%-22.6%86.0%81.5%-9.3%-20.5%
5 Year-9.6%-25.0%164.8%150.6%15.2%-10.7%

Price Volatility Vs. Market

How volatile is Moneysupermarket.com Group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Moneysupermarket.com Group undervalued compared to its fair value and its price relative to the market?

15.82x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: MONY (£2.52) is trading above our estimate of fair value (£2.32)

Significantly Below Fair Value: MONY is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: MONY is good value based on its PE Ratio (15.8x) compared to the GB Online Retail industry average (29.3x).

PE vs Market: MONY is good value based on its PE Ratio (15.8x) compared to the UK market (18.3x).


Price to Earnings Growth Ratio

PEG Ratio: MONY is poor value based on its PEG Ratio (1.1x)


Price to Book Ratio

PB vs Industry: MONY is overvalued based on its PB Ratio (6.9x) compared to the GB Online Retail industry average (3.7x).


Next Steps

Future Growth

How is Moneysupermarket.com Group forecast to perform in the next 1 to 3 years based on estimates from 11 analysts?

14.0%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: MONY's forecast earnings growth (14% per year) is above the savings rate (1.2%).

Earnings vs Market: MONY's earnings (14% per year) are forecast to grow slower than the UK market (24.1% per year).

High Growth Earnings: MONY's earnings are forecast to grow, but not significantly.

Revenue vs Market: MONY's revenue (5.6% per year) is forecast to grow slower than the UK market (6% per year).

High Growth Revenue: MONY's revenue (5.6% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: MONY's Return on Equity is forecast to be high in 3 years time (36.5%)


Next Steps

Past Performance

How has Moneysupermarket.com Group performed over the past 5 years?

8.2%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: MONY has high quality earnings.

Growing Profit Margin: MONY's current net profit margins (22.9%) are lower than last year (24.7%).


Past Earnings Growth Analysis

Earnings Trend: MONY's earnings have grown by 8.2% per year over the past 5 years.

Accelerating Growth: MONY's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: MONY had negative earnings growth (-9.5%) over the past year, making it difficult to compare to the Online Retail industry average (-0.6%).


Return on Equity

High ROE: MONY's Return on Equity (43.4%) is considered outstanding.


Next Steps

Financial Health

How is Moneysupermarket.com Group's financial position?


Financial Position Analysis

Short Term Liabilities: MONY's short term assets (£71.5M) exceed its short term liabilities (£59.7M).

Long Term Liabilities: MONY's short term assets (£71.5M) exceed its long term liabilities (£45.8M).


Debt to Equity History and Analysis

Debt Level: MONY's debt to equity ratio (1.6%) is considered satisfactory.

Reducing Debt: Insufficient data to determine if MONY's debt to equity ratio has reduced over the past 5 years.

Debt Coverage: MONY's debt is well covered by operating cash flow (3325.8%).

Interest Coverage: MONY's interest payments on its debt are well covered by EBIT (55.7x coverage).


Balance Sheet


Next Steps

Dividend

What is Moneysupermarket.com Group current dividend yield, its reliability and sustainability?

4.65%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: MONY's dividend (4.65%) is higher than the bottom 25% of dividend payers in the UK market (1.81%).

High Dividend: MONY's dividend (4.65%) is low compared to the top 25% of dividend payers in the UK market (5.24%).


Stability and Growth of Payments

Stable Dividend: MONY's dividends per share have been stable in the past 10 years.

Growing Dividend: MONY's dividend payments have increased over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonable payout ratio (73.6%), MONY's dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: MONY's dividends in 3 years are forecast to be covered by earnings (68.9% payout ratio).


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

1.7yrs

Average management tenure


CEO

Peter Duffy (54 yo)

0.083

Tenure

Mr. Peter Bernard Duffy serves as Chief Executive Officer and Director at Moneysupermarket.com Group PLC since September 01, 2020. He served as the Interim Chief Executive Officer and Director of Just Eat ...


Leadership Team

NamePositionTenureCompensationOwnership
Scilla Grimble
CFO & Director2yrsUK£1.17m0.011%
£ 147.3k
Peter Duffy
CEO & Director0.083yrno data0.0060%
£ 81.4k
Timothy Jones
Chief Information Officer7.25yrsno datano data
Ian Gibson
Strategy & Investor Relations Director0.50yrno datano data
Katherine Bellau
Company Secretary & Group General Counsel1.67yrsno datano data
Sian Grieve
Interim Head of Communications0.50yrno datano data
Caoimhe Keogan
Chief People Officer2.75yrsno datano data
Andy Hancock
Chief Customer Officer & MD of Money Saving Expert Publishing5.25yrsno data0.0047%
£ 62.9k
Nigel Pocklington
Chief Commercial Officer4.25yrsno datano data
Alex Williamson
Interim Deputy Company Secretaryno datano datano data

1.7yrs

Average Tenure

Experienced Management: MONY's management team is not considered experienced ( 1.7 years average tenure), which suggests a new team.


Board Members

NamePositionTenureCompensationOwnership
Scilla Grimble
CFO & Director2yrsUK£1.17m0.011%
£ 147.3k
Peter Duffy
CEO & Director0.083yrno data0.0060%
£ 81.4k
Robin Freestone
Independent Chairman of the Board1.42yrsUK£184.77k0.021%
£ 277.2k
Sarah Warby
Independent Non-Executive Director2.33yrsUK£74.30kno data
James Bilefield
Non-Executive Director0.42yrno data0.0019%
£ 25.1k
Sally James
Senior Independent Non-Executive Director3.42yrsUK£90.30k0.0037%
£ 50.4k
Caroline Britton
Independent Non-Executive Director1.08yrsUK£24.60kno data
Supriya Uchil
Non-Executive Director0.58yrno datano data

1.3yrs

Average Tenure

57.5yo

Average Age

Experienced Board: MONY's board of directors are not considered experienced ( 1.3 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Moneysupermarket.com Group PLC's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Moneysupermarket.com Group PLC
  • Ticker: MONY
  • Exchange: LSE
  • Founded: 1993
  • Industry: Internet and Direct Marketing Retail
  • Sector: Retail
  • Market Cap: UK£1.350b
  • Shares outstanding: 536.65m
  • Website: https://corporate.moneysupermarket.com

Number of Employees


Location

  • Moneysupermarket.com Group PLC
  • Moneysupermarket House
  • St. David’s Park
  • Chester
  • Cheshire
  • CH5 3UZ
  • United Kingdom

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
MONYLSE (London Stock Exchange)YesOrdinary SharesGBGBPJul 2007
39MDB (Deutsche Boerse AG)YesOrdinary SharesDEEURJul 2007
MONYLBATS-CHIXE (BATS 'Chi-X Europe')YesOrdinary SharesGBGBPJul 2007
MYSR.FOTCPK (Pink Sheets LLC)YesOrdinary SharesUSUSDJul 2007
MNSK.YOTCPK (Pink Sheets LLC)UNSPONSORED ADRUSUSDSep 2013

Biography

Moneysupermarket.com Group PLC, together with its subsidiaries, provides price comparison and editorial-based websites in the United Kingdom. The company operates through Insurance, Money, Home Services, a ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/10/26 21:12
End of Day Share Price2020/10/26 00:00
Earnings2020/06/30
Annual Earnings2019/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.