LSE:UANC

Stock Analysis Report

Executive Summary

Urban&Civic plc engages in property development and real estate activities in the United Kingdom.

Snowflake

Fundamentals

Adequate balance sheet with acceptable track record.


Similar Companies

Share Price & News

How has Urban&Civic's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0.3%

UANC

3.5%

GB Real Estate

0.2%

GB Market


1 Year Return

20.1%

UANC

4.8%

GB Real Estate

1.7%

GB Market

Return vs Industry: UANC exceeded the UK Real Estate industry which returned 4.8% over the past year.

Return vs Market: UANC exceeded the UK Market which returned 1.7% over the past year.


Shareholder returns

UANCIndustryMarket
7 Day0.3%3.5%0.2%
30 Day2.1%5.4%-1.7%
90 Day9.5%7.3%-3.1%
1 Year21.5%20.1%9.0%4.8%6.7%1.7%
3 Year63.6%57.8%-4.7%-11.3%17.7%3.1%
5 Year60.3%51.6%22.9%7.9%36.1%5.5%

Price Volatility Vs. Market

How volatile is Urban&Civic's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Urban&Civic undervalued compared to its fair value and its price relative to the market?

35.16x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: UANC (£3.35) is trading above our estimate of fair value (£0.49)

Significantly Below Fair Value: UANC is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: UANC is poor value based on its PE Ratio (35.2x) compared to the Real Estate industry average (12.2x).

PE vs Market: UANC is poor value based on its PE Ratio (35.2x) compared to the UK market (16.6x).


Price to Earnings Growth Ratio

PEG Ratio: UANC is poor value based on its PEG Ratio (12.8x)


Price to Book Ratio

PB vs Industry: UANC is overvalued based on its PB Ratio (1.2x) compared to the GB Real Estate industry average (1.1x).


Next Steps

Future Growth

How is Urban&Civic forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?

2.8%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: UANC's forecast earnings growth (2.8% per year) is above the savings rate (1.2%).

Earnings vs Market: UANC's earnings (2.8% per year) are forecast to grow slower than the UK market (12.4% per year).

High Growth Earnings: UANC's earnings are forecast to grow, but not significantly.

Revenue vs Market: UANC's revenue (14.4% per year) is forecast to grow faster than the UK market (3.9% per year).

High Growth Revenue: UANC's revenue (14.4% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: UANC's Return on Equity is forecast to be low in 3 years time (4.1%).


Next Steps

Past Performance

How has Urban&Civic performed over the past 5 years?

-2.2%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: UANC's earnings have declined by -2.2% per year over the past 5 years.

Accelerating Growth: UANC's earnings growth over the past year (16.8%) exceeds its 5-year average (-2.2% per year).

Earnings vs Industry: UANC earnings growth over the past year (16.8%) exceeded the Real Estate industry 9%.


Return on Equity

High ROE: UANC's Return on Equity (3.5%) is considered low.


Return on Assets

ROA vs Industry: UANC's Return on Assets is below or equal to the Real Estate industry average last year.


Return on Capital Employed

ROCE Improving: UANC has significantly improved its Return on Capital Employed over the past 3 years.


Next Steps

Financial Health

How is Urban&Civic's financial position?


Financial Position Analysis

Short Term Liabilities: UANC's short term assets (£371.8M) exceeds its short term liabilities (£38.6M)

Long Term Liabilities: UANC's short term assets (371.8M) exceeds its long term liabilities (126.3M)


Debt to Equity History and Analysis

Debt Level: UANC's debt to equity ratio (30%) is considered satisfactory

Reducing Debt: UANC's debt to equity ratio has reduced from 42.9% to 30% over the past 5 years.

Debt Coverage: UANC's debt is not well covered by operating cash flow (2.2%).

Interest Coverage: UANC's interest payments on its debt are not well covered by EBIT (2.9x coverage).


Balance Sheet

Inventory Level: UANC has a high level of physical assets or inventory.

Debt Coverage by Assets: UANC's debt is covered by short term assets (assets are 3.135880x debt).


Next Steps

Dividend

What is Urban&Civic's current dividend yield, its reliability and sustainability?

1.04%

Current Dividend Yield


Dividend Yield vs Market

company1.0%marketbottom25%2.0%markettop25%5.4%industryaverage3.0%forecastin3Years1.3%

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: UANC's dividend (1.04%) isn’t notable compared to the bottom 25% of dividend payers in the UK market (1.99%).

High Dividend: UANC's dividend (1.04%) is low compared to the top 25% of dividend payers in the UK market (5.37%).

Stable Dividend: UANC is not paying a notable dividend for the UK market, therefore no need to check if payments are stable.

Growing Dividend: UANC is not paying a notable dividend for the UK market, therefore no need to check if payments are increasing.


Current Payout to Shareholders

Dividend Coverage: UANC is not paying a notable dividend for the UK market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of UANC's dividend in 3 years as they are not forecast to pay a notable one for the UK market.


Next Steps

Management

What is the CEO of Urban&Civic's salary, the management and board of directors tenure and is there insider trading?

3.5yrs

Average management tenure


CEO

Nigel Hugill (62yo)

3.8yrs

Tenure

UK£1,144,000

Compensation

Mr. Nigel Hugill Co-Founded Urban&Civic plc in 2009 and has been its Chief Executive Officer since March 24, 2016 and also served as its Executive Chairman until March 24, 2016. Mr. Hugill served as the Ch ...


CEO Compensation Analysis

Compensation vs. Market: Nigel's total compensation ($USD1.48M) is about average for companies of similar size in the UK market ($USD1.19M).

Compensation vs Earnings: Nigel's compensation has been consistent with company performance over the past year.


Management Age and Tenure

3.5yrs

Average Tenure

60yo

Average Age

Experienced Management: UANC's management team is considered experienced (3.5 years average tenure).


Board Age and Tenure

3.3yrs

Average Tenure

62yo

Average Age

Experienced Board: UANC's board of directors are considered experienced (3.3 years average tenure).


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown


Management Team

  • Nigel Hugill (62yo)

    CEO & Director

    • Tenure: 3.8yrs
    • Compensation: UK£1.14m
  • Robin Butler (60yo)

    MD & Director

    • Tenure: 5.4yrs
    • Compensation: UK£1.14m
  • Heather Williams

    Company Secretary

    • Tenure: 4.2yrs
  • Paul Brocklehurst

    Chief Executive of Catesby Estates plc

    • Tenure: 0yrs
  • Andy Pinto (50yo)

    Director of Treasury & Financial Analysis

    • Tenure: 0yrs
  • David Wood

    Group Finance Director & Director

    • Tenure: 3.3yrs
    • Compensation: UK£835.00k
  • Paul Cutler

    Head of Master Planning & Design

    • Tenure: 1.8yrs
  • Andy Brading

    Head of Estates

    • Tenure: 0.7yrs

Board Members

  • Nigel Hugill (62yo)

    CEO & Director

    • Tenure: 3.8yrs
    • Compensation: UK£1.14m
  • Robin Butler (60yo)

    MD & Director

    • Tenure: 5.4yrs
    • Compensation: UK£1.14m
  • Jon Di-Stefano (44yo)

    Non-Executive Director

    • Tenure: 2.1yrs
    • Compensation: UK£45.00k
  • Rosemary Boot (56yo)

    Independent Non-Executive Director

    • Tenure: 0.4yrs
  • Alan Dickinson (69yo)

    Non-Executive Chairman

    • Tenure: 3.6yrs
    • Compensation: UK£125.00k
  • Ian Barlow (68yo)

    Senior Independent Director

    • Tenure: 0.7yrs
    • Compensation: UK£60.00k
  • June Barnes (63yo)

    Independent Non-executive Director

    • Tenure: 5.4yrs
    • Compensation: UK£55.00k
  • David Wood

    Group Finance Director & Director

    • Tenure: 3.3yrs
    • Compensation: UK£835.00k
  • Sanjeev Sharma

    Independent Non-Executive Director

    • Tenure: 0.4yrs

Company Information

Urban&Civic plc's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Urban&Civic plc
  • Ticker: UANC
  • Exchange: LSE
  • Founded: 1994
  • Industry: Real Estate Development
  • Sector: Real Estate
  • Market Cap: UK£480.923m
  • Shares outstanding: 143.56m
  • Website: https://www.urbanandcivic.com

Number of Employees


Location

  • Urban&Civic plc
  • 50 New Bond Street
  • London
  • Greater London
  • W1S 1BJ
  • United Kingdom

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
UANCLSE (London Stock Exchange)YesNew Ordinary SharesGBGBPMay 2014
UANClBATS-CHIXE (BATS 'Chi-X Europe')YesNew Ordinary SharesGBGBPMay 2014

Biography

Urban&Civic plc engages in property development and real estate activities in the United Kingdom. It operates through two segments, Strategic Land and Commercial Property Development. The Strategic Land se ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/10/21 20:42
End of Day Share Price2019/10/21 00:00
Earnings2019/03/31
Annual Earnings2018/09/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.