company background image
UAI

U and I GroupLSE:UAI Stock Report

Market Cap

UK£184.8m

7D

0%

1Y

129.1%

Updated

30 Nov, 2021

Data

Company Financials +
UAI fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance0/6
Financial Health4/6
Dividends0/6

UAI Stock Overview

U and I Group PLC, an investment holding company, invests, develops, and trades in real estate properties in the United Kingdom.

U and I Group Competitors

SEGRO

LSE:SGRO

UK£16.9b

Persimmon

LSE:PSN

UK£8.7b

Barratt Developments

LSE:BDEV

UK£7.1b

Taylor Wimpey

LSE:TW.

UK£5.7b

Price History & Performance

Summary of all time highs, changes and price drops for U and I Group
Historical stock prices
Current Share PriceUK£1.48
52 Week HighUK£1.52
52 Week LowUK£0.59
Beta1.04
1 Month Change72.09%
3 Month Change70.12%
1 Year Change129.10%
3 Year Change-31.80%
5 Year Change-10.30%
Change since IPO-46.67%

Recent News & Updates

Shareholder Returns

UAIGB Real EstateGB Market
7D0%-2.7%-2.6%
1Y129.1%9.2%10.9%

Return vs Industry: UAI exceeded the UK Real Estate industry which returned 13.9% over the past year.

Return vs Market: UAI exceeded the UK Market which returned 13.8% over the past year.

Price Volatility

Is UAI's price volatile compared to industry and market?
UAI volatility
UAI Average Weekly Movement20.6%
Real Estate Industry Average Movement3.9%
Market Average Movement4.9%
10% most volatile stocks in GB Market9.8%
10% least volatile stocks in GB Market2.5%

Stable Share Price: UAI is more volatile than 90% of UK stocks over the past 3 months, typically moving +/- 21% a week.

Volatility Over Time: UAI's weekly volatility has increased from 11% to 21% over the past year.

About the Company

FoundedEmployeesCEOWebsite
198096n/ahttps://www.uandiplc.com

U and I Group PLC, an investment holding company, invests, develops, and trades in real estate properties in the United Kingdom. The company operates through two divisions, Investment, and Development and Trading. Its property portfolio includes mixed-use regeneration projects, office buildings, residential and retail units, shopping centers, and commercial spaces.

U and I Group Fundamentals Summary

How do U and I Group's earnings and revenue compare to its market cap?
UAI fundamental statistics
Market CapUK£184.76m
Earnings (TTM)-UK£87.53m
Revenue (TTM)UK£45.79m

4.0x

P/S Ratio

-2.1x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
UAI income statement (TTM)
RevenueUK£45.79m
Cost of RevenueUK£69.09m
Gross Profit-UK£23.29m
ExpensesUK£64.24m
Earnings-UK£87.53m

Last Reported Earnings

Mar 31, 2021

Next Earnings Date

n/a

Earnings per share (EPS)-0.70
Gross Margin-50.87%
Net Profit Margin-191.14%
Debt/Equity Ratio66.7%

How did UAI perform over the long term?

See historical performance and comparison

Valuation

Is U and I Group undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: UAI (£1.48) is trading below our estimate of fair value (£14.18)

Significantly Below Fair Value: UAI is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: UAI is unprofitable, so we can't compare its PE Ratio to the UK Real Estate industry average.

PE vs Market: UAI is unprofitable, so we can't compare its PE Ratio to the UK market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate UAI's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: UAI's PB Ratio (0.9x) is in line with the GB Real Estate industry average.


Future Growth

How is U and I Group forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?

22.2%

Forecasted Real Estate industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as U and I Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has U and I Group performed over the past 5 years?

-64.4%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: UAI is currently unprofitable.

Growing Profit Margin: UAI is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: UAI is unprofitable, and losses have increased over the past 5 years at a rate of 64.4% per year.

Accelerating Growth: Unable to compare UAI's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: UAI is unprofitable, making it difficult to compare its past year earnings growth to the Real Estate industry (38.5%).


Return on Equity

High ROE: UAI has a negative Return on Equity (-43.13%), as it is currently unprofitable.


Financial Health

How is U and I Group's financial position?


Financial Position Analysis

Short Term Liabilities: UAI's short term assets (£192.0M) exceed its short term liabilities (£54.9M).

Long Term Liabilities: UAI's short term assets (£192.0M) exceed its long term liabilities (£169.1M).


Debt to Equity History and Analysis

Debt Level: UAI's net debt to equity ratio (50.3%) is considered high.

Reducing Debt: UAI's debt to equity ratio has increased from 56.5% to 66.7% over the past 5 years.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: Whilst unprofitable UAI has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.

Forecast Cash Runway: UAI is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 4.1% per year.


Dividend

What is U and I Group current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate UAI's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate UAI's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if UAI's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if UAI's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: UAI is not paying a notable dividend for the UK market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of UAI's dividend in 3 years as they are not forecast to pay a notable one for the UK market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

5.0yrs

Average management tenure


CEO

U and I Group has no CEO, or we have no data on them.


Leadership Team

Experienced Management: UAI's management team is seasoned and experienced (5 years average tenure).


Board Members

Experienced Board: UAI's board of directors are considered experienced (5.3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

U and I Group PLC's employee growth, exchange listings and data sources


Key Information

  • Name: U and I Group PLC
  • Ticker: UAI
  • Exchange: LSE
  • Founded: 1980
  • Industry: Diversified Real Estate Activities
  • Sector: Real Estate
  • Market Cap: UK£184.759m
  • Shares outstanding: 124.84m
  • Website: https://www.uandiplc.com

Number of Employees


Location

  • U and I Group PLC
  • 7A Howick Place
  • London
  • Greater London
  • SW1P 1DZ
  • United Kingdom

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/11/30 21:37
End of Day Share Price2021/11/30 00:00
Earnings2021/03/31
Annual Earnings2021/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.