LSE:UAI

Stock Analysis Report

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Market Cap

UK£120.6m

Last Updated

2021/06/17 19:18 UTC

Data Sources

Company Financials +

Executive Summary

U and I Group PLC, an investment holding company, develops, invests in, and trades real estate properties in the United Kingdom. More Details


Snowflake Analysis

Adequate balance sheet and overvalued.


Similar Companies

Share Price & News

How has U and I Group's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: UAI is not significantly more volatile than the rest of UK stocks over the past 3 months, typically moving +/- 4% a week.

Volatility Over Time: UAI's weekly volatility (4%) has been stable over the past year.


Market Performance


7 Day Return

2.5%

UAI

-0.4%

GB Real Estate

0.7%

GB Market


1 Year Return

20.7%

UAI

22.5%

GB Real Estate

19.0%

GB Market

Return vs Industry: UAI underperformed the UK Real Estate industry which returned 22.5% over the past year.

Return vs Market: UAI matched the UK Market which returned 19% over the past year.


Shareholder returns

UAIIndustryMarket
7 Day2.5%-0.4%0.7%
30 Day5.2%-1.5%2.1%
90 Day6.4%4.0%7.1%
1 Year20.7%20.7%25.1%22.5%25.0%19.0%
3 Year-55.3%-59.2%8.3%-0.6%14.6%1.4%
5 Year-35.2%-48.5%41.6%21.4%49.0%21.0%

Long-Term Price Volatility Vs. Market

How volatile is U and I Group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is U and I Group undervalued compared to its fair value and its price relative to the market?

0.6x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: UAI (£0.98) is trading above our estimate of fair value (£0.97)

Significantly Below Fair Value: UAI is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: UAI is unprofitable, so we can't compare its PE Ratio to the UK Real Estate industry average.

PE vs Market: UAI is unprofitable, so we can't compare its PE Ratio to the UK market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate UAI's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: UAI is good value based on its PB Ratio (0.6x) compared to the GB Real Estate industry average (1x).


Future Growth

How is U and I Group forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?

-53.7%

Forecasted annual revenue growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: Insufficient data to determine if UAI's forecast earnings growth is above the savings rate (0.9%).

Earnings vs Market: Insufficient data to determine if UAI's earnings are forecast to grow faster than the UK market

High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: UAI's revenue is expected to decline over the next 3 years (-53.7% per year).

High Growth Revenue: UAI's revenue is forecast to decline over the next 3 years (-53.7% per year).


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if UAI's Return on Equity is forecast to be high in 3 years time


Past Performance

How has U and I Group performed over the past 5 years?

-64.4%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: UAI is currently unprofitable.

Growing Profit Margin: UAI is currently unprofitable.


Past Earnings Growth Analysis

Earnings Trend: UAI is unprofitable, and losses have increased over the past 5 years at a rate of 64.4% per year.

Accelerating Growth: Unable to compare UAI's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: UAI is unprofitable, making it difficult to compare its past year earnings growth to the Real Estate industry (-3.7%).


Return on Equity

High ROE: UAI has a negative Return on Equity (-43.13%), as it is currently unprofitable.


Financial Health

How is U and I Group's financial position?


Financial Position Analysis

Short Term Liabilities: UAI's short term assets (£192.0M) exceed its short term liabilities (£54.9M).

Long Term Liabilities: UAI's short term assets (£192.0M) exceed its long term liabilities (£169.1M).


Debt to Equity History and Analysis

Debt Level: UAI's debt to equity ratio (66.7%) is considered high.

Reducing Debt: UAI's debt to equity ratio has increased from 56.5% to 66.7% over the past 5 years.


Balance Sheet


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: Whilst unprofitable UAI has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.

Forecast Cash Runway: UAI is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 4.1% per year.


Dividend

What is U and I Group current dividend yield, its reliability and sustainability?

6.73%

Forecast Dividend Yield


Dividend Yield vs Market

Notable Dividend: Unable to evaluate UAI's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate UAI's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if UAI's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if UAI's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: UAI is not paying a notable dividend for the UK market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of UAI's dividend in 3 years as they are not forecast to pay a notable one for the UK market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

5.6yrs

Average management tenure


CEO

U and I Group has no CEO, or we have no data on them.


Leadership Team

Experienced Management: UAI's management team is seasoned and experienced (5.6 years average tenure).


Board Members

Experienced Board: UAI's board of directors are considered experienced (4.9 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: UAI insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

U and I Group PLC's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: U and I Group PLC
  • Ticker: UAI
  • Exchange: LSE
  • Founded: 1980
  • Industry: Diversified Real Estate Activities
  • Sector: Real Estate
  • Market Cap: UK£120.635m
  • Shares outstanding: 124.62m
  • Website: https://www.uandiplc.com

Number of Employees


Location

  • U and I Group PLC
  • 7A Howick Place
  • London
  • Greater London
  • SW1P 1DZ
  • United Kingdom

Listings


Biography

U and I Group PLC, an investment holding company, develops, invests in, and trades real estate properties in the United Kingdom. The company operates through two divisions, Investment, and Development and ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/06/17 19:18
End of Day Share Price2021/06/17 00:00
Earnings2021/03/31
Annual Earnings2021/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.