HSD Stock Overview
Hansard Global plc operates as a specialist long-term savings provider that offers savings and investment products for investors, institutions, and wealth-management groups worldwide.
Hansard Global Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||UK£0.36|
|52 Week High||UK£0.62|
|52 Week Low||UK£0.34|
|1 Month Change||-17.70%|
|3 Month Change||-16.94%|
|1 Year Change||-38.28%|
|3 Year Change||-19.55%|
|5 Year Change||-56.34%|
|Change since IPO||-87.66%|
Recent News & Updates
Hansard Global (LON:HSD) Will Pay A Dividend Of UK£0.018
Hansard Global plc's ( LON:HSD ) investors are due to receive a payment of UK£0.018 per share on 21st of April. This...
|HSD||GB Insurance||GB Market|
Return vs Industry: HSD underperformed the UK Insurance industry which returned -22.7% over the past year.
Return vs Market: HSD underperformed the UK Market which returned -6.8% over the past year.
|HSD Average Weekly Movement||5.2%|
|Insurance Industry Average Movement||4.6%|
|Market Average Movement||5.4%|
|10% most volatile stocks in GB Market||10.7%|
|10% least volatile stocks in GB Market||2.7%|
Stable Share Price: HSD is not significantly more volatile than the rest of UK stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: HSD's weekly volatility (5%) has been stable over the past year.
About the Company
Hansard Global plc operates as a specialist long-term savings provider that offers savings and investment products for investors, institutions, and wealth-management groups worldwide. The company offers unit-linked regular or single premium life assurance and investment contracts; administration services; and marketing and development services. It also operates Hansard OnLine, a sales and business administration tool that is used by independent financial advisors (IFAs) and clients.
Hansard Global Fundamentals Summary
|HSD fundamental statistics|
Is HSD overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|HSD income statement (TTM)|
|Cost of Revenue||UK£16.20m|
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
Sep 22, 2022
|Earnings per share (EPS)||0.028|
|Net Profit Margin||2.83%|
How did HSD perform over the long term?See historical performance and comparison
12.4%Current Dividend Yield
Is HSD undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 5/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for HSD?
Other financial metrics that can be useful for relative valuation.
|What is HSD's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does HSD's PE Ratio compare to its peers?
|HSD PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
PGH Personal Group Holdings
EGL Enterprise Group
CIGPANNONIA CIG Pannónia Életbiztosító Nyrt
HSD Hansard Global
Price-To-Earnings vs Peers: HSD is good value based on its Price-To-Earnings Ratio (12.6x) compared to the peer average (15.4x).
Price to Earnings Ratio vs Industry
How does HSD's PE Ratio compare vs other companies in the European Insurance Industry?
Price-To-Earnings vs Industry: HSD is good value based on its Price-To-Earnings Ratio (12.6x) compared to the UK Insurance industry average (15.3x)
Price to Earnings Ratio vs Fair Ratio
What is HSD's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||12.6x|
|Fair PE Ratio||19x|
Price-To-Earnings vs Fair Ratio: HSD is good value based on its Price-To-Earnings Ratio (12.6x) compared to the estimated Fair Price-To-Earnings Ratio (19x).
Share Price vs Fair Value
What is the Fair Price of HSD when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: HSD (£0.36) is trading below our estimate of fair value (£0.94)
Significantly Below Fair Value: HSD is trading below fair value by more than 20%.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
Analyst Forecast: Insufficient data to show price forecast.
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How is Hansard Global forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Future Growth Score4/6
Future Growth Score 4/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: HSD's forecast earnings growth (33.1% per year) is above the savings rate (0.9%).
Earnings vs Market: HSD's earnings (33.1% per year) are forecast to grow faster than the UK market (10% per year).
High Growth Earnings: HSD's earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: HSD's revenue (10.7% per year) is forecast to grow faster than the UK market (4.1% per year).
High Growth Revenue: HSD's revenue (10.7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if HSD's Return on Equity is forecast to be high in 3 years time
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How has Hansard Global performed over the past 5 years?
Past Performance Score0/6
Past Performance Score 0/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: HSD has a large one-off loss of £1.4M impacting its December 31 2021 financial results.
Growing Profit Margin: HSD's current net profit margins (2.8%) are lower than last year (3.3%).
Past Earnings Growth Analysis
Earnings Trend: HSD's earnings have declined by 14.1% per year over the past 5 years.
Accelerating Growth: HSD's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: HSD had negative earnings growth (-17%) over the past year, making it difficult to compare to the Insurance industry average (-13.9%).
Return on Equity
High ROE: HSD's Return on Equity (17%) is considered low.
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How is Hansard Global's financial position?
Financial Health Score5/6
Financial Health Score 5/6
Short Term Liabilities
Long Term Liabilities
Financial Position Analysis
Short Term Liabilities: HSD's short term assets (£1.3B) exceed its short term liabilities (£58.3M).
Long Term Liabilities: HSD's short term assets (£1.3B) do not cover its long term liabilities (£1.4B).
Debt to Equity History and Analysis
Debt Level: HSD is debt free.
Reducing Debt: HSD has not had any debt for past 5 years.
Debt Coverage: HSD has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: HSD has no debt, therefore coverage of interest payments is not a concern.
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What is Hansard Global current dividend yield, its reliability and sustainability?
Dividend Score 3/6
Cash Flow Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: HSD's dividend (12.43%) is higher than the bottom 25% of dividend payers in the UK market (1.87%).
High Dividend: HSD's dividend (12.43%) is in the top 25% of dividend payers in the UK market (5.13%)
Stability and Growth of Payments
Stable Dividend: HSD's dividend payments have been volatile in the past 10 years.
Growing Dividend: HSD's dividend payments have fallen over the past 10 years.
Earnings Payout to Shareholders
Earnings Coverage: With its high payout ratio (157%), HSD's dividend payments are not well covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: With its low cash payout ratio (24.9%), HSD's dividend payments are well covered by cash flows.
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How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Graham Sheward serves as Group Chief Executive Officer and Executive Director of Hansard Global Plc since May 10, 2021. He served as Managing Director of CIM Global Business at CIM Financial Services L...
CEO Compensation Analysis
Compensation vs Market: Graham's total compensation ($USD318.84K) is about average for companies of similar size in the UK market ($USD336.69K).
Compensation vs Earnings: Insufficient data to compare Graham's compensation with company performance.
Experienced Management: HSD's management team is seasoned and experienced (7.3 years average tenure).
Experienced Board: HSD's board of directors are not considered experienced ( 2.7 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Hansard Global plc's employee growth, exchange listings and data sources
- Name: Hansard Global plc
- Ticker: HSD
- Exchange: LSE
- Founded: 1970
- Industry: Life and Health Insurance
- Sector: Insurance
- Implied Market Cap: UK£49.241m
- Shares outstanding: 137.55m
- Website: https://www.hansard.com
Number of Employees
- Hansard Global plc
- 55 Athol Street
- Box 192
- IM99 1QL
- Isle of Man
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/08/07 00:00|
|End of Day Share Price||2022/08/05 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.