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HSD

Hansard GlobalLSE:HSD Stock Report

Market Cap

UK£67.9m

7D

-2.2%

1Y

30.0%

Updated

30 Nov, 2021

Data

Company Financials +
HSD fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance1/6
Financial Health5/6
Dividends2/6

HSD Stock Overview

Hansard Global plc operates as a specialist long-term savings provider that offers savings and investment products for investors, institutions, and wealth-management groups worldwide.

Price History & Performance

Summary of all time highs, changes and price drops for Hansard Global
Historical stock prices
Current Share PriceUK£0.49
52 Week HighUK£0.67
52 Week LowUK£0.37
Beta0.98
1 Month Change-4.08%
3 Month Change-15.92%
1 Year Change30.00%
3 Year Change3.24%
5 Year Change-53.06%
Change since IPO-82.97%

Recent News & Updates

May 10
Read This Before Buying Hansard Global Plc (LON:HSD) For Its Dividend

Read This Before Buying Hansard Global Plc (LON:HSD) For Its Dividend

Dividend paying stocks like Hansard Global Plc ( LON:HSD ) tend to be popular with investors, and for good reason...

Mar 07
We Wouldn't Be Too Quick To Buy Hansard Global Plc (LON:HSD) Before It Goes Ex-Dividend

We Wouldn't Be Too Quick To Buy Hansard Global Plc (LON:HSD) Before It Goes Ex-Dividend

Hansard Global Plc ( LON:HSD ) stock is about to trade ex-dividend in three days. You can purchase shares before the...

Shareholder Returns

HSDGB InsuranceGB Market
7D-2.2%-5.4%-1.9%
1Y30.0%6.5%13.8%

Return vs Industry: HSD exceeded the UK Insurance industry which returned 6.5% over the past year.

Return vs Market: HSD exceeded the UK Market which returned 13.8% over the past year.

Price Volatility

Is HSD's price volatile compared to industry and market?
HSD volatility
HSD Average Weekly Movement6.0%
Insurance Industry Average Movement3.5%
Market Average Movement4.9%
10% most volatile stocks in GB Market9.7%
10% least volatile stocks in GB Market2.6%

Stable Share Price: HSD is not significantly more volatile than the rest of UK stocks over the past 3 months, typically moving +/- 6% a week.

Volatility Over Time: HSD's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1970191Graham Shewardhttps://www.hansard.com

Hansard Global plc operates as a specialist long-term savings provider that offers savings and investment products for investors, institutions, and wealth-management groups worldwide. The company offers unit-linked regular or single premium life assurance and investment contracts; administration services; and marketing and development services. It also operates Hansard OnLine, a sales and business administration tool that is used by independent financial advisors (IFAs) and clients.

Hansard Global Fundamentals Summary

How do Hansard Global's earnings and revenue compare to its market cap?
HSD fundamental statistics
Market CapUK£67.95m
Earnings (TTM)UK£4.90m
Revenue (TTM)UK£213.80m

13.9x

P/E Ratio

0.3x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
HSD income statement (TTM)
RevenueUK£213.80m
Cost of RevenueUK£16.40m
Gross ProfitUK£197.40m
ExpensesUK£192.50m
EarningsUK£4.90m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

Mar 03, 2022

Earnings per share (EPS)0.036
Gross Margin92.33%
Net Profit Margin2.29%
Debt/Equity Ratio0%

How did HSD perform over the long term?

See historical performance and comparison

Dividends

9.0%

Current Dividend Yield

125%

Payout Ratio

Valuation

Is Hansard Global undervalued compared to its fair value and its price relative to the market?

42.9%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: HSD (£0.49) is trading below our estimate of fair value (£0.87)

Significantly Below Fair Value: HSD is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: HSD is poor value based on its PE Ratio (13.9x) compared to the UK Insurance industry average (13.6x).

PE vs Market: HSD is good value based on its PE Ratio (13.9x) compared to the UK market (19x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate HSD's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: HSD is overvalued based on its PB Ratio (2.8x) compared to the GB Insurance industry average (1.2x).


Future Growth

How is Hansard Global forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?

21.5%

Forecasted Insurance industry annual growth in earnings


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: Insufficient data to determine if HSD's forecast earnings growth is above the savings rate (0.9%).

Earnings vs Market: Insufficient data to determine if HSD's earnings are forecast to grow faster than the UK market

High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: Insufficient data to determine if HSD's revenue is forecast to grow faster than the UK market.

High Growth Revenue: Insufficient data to determine if HSD's revenue is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: Insufficient data to determine if HSD's Return on Equity is forecast to be high in 3 years time


Past Performance

How has Hansard Global performed over the past 5 years?

-14.4%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: HSD has a large one-off loss of £1.7M impacting its June 30 2021 financial results.

Growing Profit Margin: HSD's current net profit margins (2.3%) are lower than last year (8.8%).


Past Earnings Growth Analysis

Earnings Trend: HSD's earnings have declined by 14.4% per year over the past 5 years.

Accelerating Growth: HSD's earnings growth over the past year (8.9%) exceeds its 5-year average (-14.4% per year).

Earnings vs Industry: HSD earnings growth over the past year (8.9%) underperformed the Insurance industry 18.5%.


Return on Equity

High ROE: HSD's Return on Equity (19.8%) is considered low.


Financial Health

How is Hansard Global's financial position?


Financial Position Analysis

Short Term Liabilities: HSD's short term assets (£1.3B) exceed its short term liabilities (£89.6M).

Long Term Liabilities: HSD's short term assets (£1.3B) do not cover its long term liabilities (£1.3B).


Debt to Equity History and Analysis

Debt Level: HSD is debt free.

Reducing Debt: HSD has not had any debt for past 5 years.

Debt Coverage: HSD has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: HSD has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Dividend

What is Hansard Global current dividend yield, its reliability and sustainability?

9.01%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: HSD's dividend (9.01%) is higher than the bottom 25% of dividend payers in the UK market (1.37%).

High Dividend: HSD's dividend (9.01%) is in the top 25% of dividend payers in the UK market (4.17%)


Stability and Growth of Payments

Stable Dividend: HSD's dividend payments have been volatile in the past 10 years.

Growing Dividend: HSD's dividend payments have fallen over the past 10 years.


Current Payout to Shareholders

Dividend Coverage: With its high payout ratio (125%), HSD's dividend payments are not well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

6.6yrs

Average management tenure


CEO

Graham Sheward

0.50

Tenure

UK£264,714

Compensation

Mr. Graham Sheward serves as Group Chief Executive Officer and Executive Director of Hansard Global Plc since May 10, 2021. He served as Managing Director of CIM Global Business at CIM Financial Services L...


CEO Compensation Analysis

Compensation vs Market: Graham's total compensation ($USD350.50K) is about average for companies of similar size in the UK market ($USD324.53K).

Compensation vs Earnings: Insufficient data to compare Graham's compensation with company performance.


Leadership Team

Experienced Management: HSD's management team is seasoned and experienced (6.6 years average tenure).


Board Members

Experienced Board: HSD's board of directors are not considered experienced ( 1.3 years average tenure), which suggests a new board.


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Hansard Global plc's employee growth, exchange listings and data sources


Key Information

  • Name: Hansard Global plc
  • Ticker: HSD
  • Exchange: LSE
  • Founded: 1970
  • Industry: Life and Health Insurance
  • Sector: Insurance
  • Market Cap: UK£67.947m
  • Shares outstanding: 137.55m
  • Website: https://www.hansard.com

Number of Employees


Location

  • Hansard Global plc
  • 55 Athol Street
  • Box 192
  • Douglas
  • IM99 1QL
  • Isle of Man

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/11/30 21:45
End of Day Share Price2021/11/30 00:00
Earnings2021/06/30
Annual Earnings2021/06/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.