Hansard Global plc operates as a specialist long-term savings provider that offers savings and investment products for investors, institutions, and wealth-management groups worldwide. More Details
Excellent balance sheet and good value.
Share Price & News
How has Hansard Global's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: HSD is not significantly more volatile than the rest of UK stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: HSD's weekly volatility (6%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: HSD exceeded the UK Insurance industry which returned 22% over the past year.
Return vs Market: HSD exceeded the UK Market which returned 19.2% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Hansard Global's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 months ago | Simply Wall StHansard Global Plc (LON:HSD) Has Fared Decently But Fundamentals Look Uncertain: What Lies Ahead For The Stock?
4 months ago | Simply Wall StRead This Before Buying Hansard Global Plc (LON:HSD) For Its Dividend
5 months ago | Simply Wall StWhat Is The Ownership Structure Like For Hansard Global Plc (LON:HSD)?
Is Hansard Global undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: HSD (£0.56) is trading below our estimate of fair value (£0.81)
Significantly Below Fair Value: HSD is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: HSD is poor value based on its PE Ratio (16.3x) compared to the UK Insurance industry average (16.1x).
PE vs Market: HSD is good value based on its PE Ratio (16.3x) compared to the UK market (23.5x).
Price to Earnings Growth Ratio
PEG Ratio: HSD is good value based on its PEG Ratio (0.8x)
Price to Book Ratio
PB vs Industry: HSD is overvalued based on its PB Ratio (3.1x) compared to the GB Insurance industry average (1.4x).
How is Hansard Global forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: HSD's forecast earnings growth (19.7% per year) is above the savings rate (0.9%).
Earnings vs Market: HSD's earnings (19.7% per year) are forecast to grow faster than the UK market (13.3% per year).
High Growth Earnings: HSD's earnings are forecast to grow, but not significantly.
Revenue vs Market: HSD's revenue (15.9% per year) is forecast to grow faster than the UK market (5% per year).
High Growth Revenue: HSD's revenue (15.9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if HSD's Return on Equity is forecast to be high in 3 years time
How has Hansard Global performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: HSD has a large one-off loss of £1.7M impacting its December 31 2020 financial results.
Growing Profit Margin: HSD's current net profit margins (3.3%) are higher than last year (2.6%).
Past Earnings Growth Analysis
Earnings Trend: HSD's earnings have declined by 19.7% per year over the past 5 years.
Accelerating Growth: HSD's earnings growth over the past year (11.9%) exceeds its 5-year average (-19.7% per year).
Earnings vs Industry: HSD earnings growth over the past year (11.9%) underperformed the Insurance industry 11.9%.
Return on Equity
High ROE: HSD's Return on Equity (18.7%) is considered low.
How is Hansard Global's financial position?
Financial Position Analysis
Short Term Liabilities: HSD's short term assets (£1.2B) exceed its short term liabilities (£45.8M).
Long Term Liabilities: HSD's short term assets (£1.2B) do not cover its long term liabilities (£1.3B).
Debt to Equity History and Analysis
Debt Level: HSD is debt free.
Reducing Debt: HSD has not had any debt for past 5 years.
Debt Coverage: HSD has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: HSD has no debt, therefore coverage of interest payments is not a concern.
What is Hansard Global current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: HSD's dividend (7.95%) is higher than the bottom 25% of dividend payers in the UK market (1.34%).
High Dividend: HSD's dividend (7.95%) is in the top 25% of dividend payers in the UK market (3.92%)
Stability and Growth of Payments
Stable Dividend: HSD's dividend payments have been volatile in the past 10 years.
Growing Dividend: HSD's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (130.3%), HSD's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Graham Sheward serves as Chief Executive Officer and Director of Hansard Global Plc since May 10, 2021. He served as Managing Director of CIM Global Business at CIM Financial Services Ltd. Mr. Sheward...
Experienced Management: HSD's management team is seasoned and experienced (6.4 years average tenure).
Experienced Board: HSD's board of directors are not considered experienced ( 1.5 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Hansard Global Plc's company bio, employee growth, exchange listings and data sources
- Name: Hansard Global Plc
- Ticker: HSD
- Exchange: LSE
- Founded: 1970
- Industry: Life and Health Insurance
- Sector: Insurance
- Market Cap: UK£76.746m
- Shares outstanding: 137.05m
- Website: https://www.hansard.com
Number of Employees
- Hansard Global Plc
- 55 Athol Street
- Box 192
- IM99 1QL
- Isle of Man
Hansard Global plc operates as a specialist long-term savings provider that offers savings and investment products for investors, institutions, and wealth-management groups worldwide. The company offers un...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/09/18 17:37|
|End of Day Share Price||2021/09/17 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.