Hansard Global
Market Cap
UK£66.9m
Last Updated
2021/03/02 19:17 UTC
Data Sources
Company Financials +
Executive Summary
Hansard Global plc operates as a specialist long-term savings provider that offers savings and investment products for investors, institutions, and wealth-management groups worldwide. More Details
Rewards
Risk Analysis
Snowflake Analysis
Excellent balance sheet and fair value.
Share Price & News
How has Hansard Global's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: HSD is not significantly more volatile than the rest of UK stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: HSD's weekly volatility (4%) has been stable over the past year.
Market Performance
7 Day Return
4.8%
HSD
2.7%
GB Insurance
-0.2%
GB Market
1 Year Return
12.9%
HSD
10.3%
GB Insurance
1.1%
GB Market
Return vs Industry: HSD exceeded the UK Insurance industry which returned 9.6% over the past year.
Return vs Market: HSD exceeded the UK Market which returned 2% over the past year.
Shareholder returns
| HSD | Industry | Market | |
|---|---|---|---|
| 7 Day | 4.8% | 2.7% | -0.2% |
| 30 Day | 7.1% | 14.6% | 3.6% |
| 90 Day | 26.3% | 9.8% | 4.2% |
| 1 Year | 27.1%12.9% | 15.0%10.3% | 7.0%1.1% |
| 3 Year | -23.1%-41.5% | 7.4%-11.8% | 10.6%-2.7% |
| 5 Year | -29.2%-54.3% | 39.4%3.2% | 40.5%13.4% |
Long-Term Price Volatility Vs. Market
How volatile is Hansard Global's share price compared to the market and industry in the last 5 years?
Simply Wall St News
2 days ago | Simply Wall St
Hansard Global Plc (LON:HSD) Stock Is Going Strong But Fundamentals Look Uncertain: What Lies Ahead ?3 weeks ago | Simply Wall St
A Look At Hansard Global's (LON:HSD) CEO Remuneration1 month ago | Simply Wall St
Something To Consider Before Buying Hansard Global Plc (LON:HSD) For The 9.6% DividendValuation
Is Hansard Global undervalued compared to its fair value and its price relative to the market?
46.1%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: HSD (£0.48) is trading below our estimate of fair value (£0.89)
Significantly Below Fair Value: HSD is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: HSD is poor value based on its PE Ratio (14.7x) compared to the GB Insurance industry average (14.5x).
PE vs Market: HSD is good value based on its PE Ratio (14.7x) compared to the UK market (24x).
Price to Earnings Growth Ratio
PEG Ratio: HSD is poor value based on its PEG Ratio (1.2x)
Price to Book Ratio
PB vs Industry: HSD is overvalued based on its PB Ratio (2.5x) compared to the GB Insurance industry average (1.4x).
Next Steps
Future Growth
How is Hansard Global forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
12.1%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: HSD's forecast earnings growth (12.1% per year) is above the savings rate (1%).
Earnings vs Market: HSD's earnings (12.1% per year) are forecast to grow slower than the UK market (23.2% per year).
High Growth Earnings: HSD's earnings are forecast to grow, but not significantly.
Revenue vs Market: Insufficient data to determine if HSD's revenue is forecast to grow faster than the UK market.
High Growth Revenue: Insufficient data to determine if HSD's revenue is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if HSD's Return on Equity is forecast to be high in 3 years time
Next Steps
Past Performance
How has Hansard Global performed over the past 5 years?
-24.1%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: HSD has a large one-off loss of £1.5M impacting its June 30 2020 financial results.
Growing Profit Margin: HSD's current net profit margins (8.8%) are higher than last year (4.7%).
Past Earnings Growth Analysis
Earnings Trend: HSD's earnings have declined by 24.1% per year over the past 5 years.
Accelerating Growth: HSD's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: HSD had negative earnings growth (-2.1%) over the past year, making it difficult to compare to the Insurance industry average (-10%).
Return on Equity
High ROE: HSD's Return on Equity (17.4%) is considered low.
Next Steps
Financial Health
How is Hansard Global's financial position?
Financial Position Analysis
Short Term Liabilities: HSD's short term assets (£1.1B) exceed its short term liabilities (£82.9M).
Long Term Liabilities: HSD's short term assets (£1.1B) do not cover its long term liabilities (£1.2B).
Debt to Equity History and Analysis
Debt Level: HSD is debt free.
Reducing Debt: HSD has not had any debt for past 5 years.
Debt Coverage: HSD has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: HSD has no debt, therefore coverage of interest payments is not a concern.
Balance Sheet
Next Steps
Dividend
What is Hansard Global current dividend yield, its reliability and sustainability?
9.27%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: HSD's dividend (9.27%) is higher than the bottom 25% of dividend payers in the UK market (1.47%).
High Dividend: HSD's dividend (9.27%) is in the top 25% of dividend payers in the UK market (4.52%)
Stability and Growth of Payments
Stable Dividend: HSD's dividend payments have been volatile in the past 10 years.
Growing Dividend: HSD's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (136.1%), HSD's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
6.3yrs
Average management tenure
CEO
Gordon Marr
8.17yrs
Tenure
UK£407,676
Compensation
Mr. Gordon Stuart Marr, LLB has been the Group Chief Executive Officer of Hansard Global Plc since January 1, 2013. Mr. Marr served as Executive General Manager of Cleaning & Open Space at ISS Facility Ser...
CEO Compensation Analysis
Compensation vs Market: Gordon's total compensation ($USD568.63K) is above average for companies of similar size in the UK market ($USD334.76K).
Compensation vs Earnings: Gordon's compensation has been consistent with company performance over the past year.
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Group CEO & Director | 8.17yrs | UK£407.68k | 0.50% £ 332.1k | |
| President | 6.75yrs | no data | 37.1% £ 24.8m | |
| Group CFO & Director | 5.25yrs | UK£204.97k | 0.077% £ 51.2k | |
| Chief Operating Officer | no data | no data | no data | |
| Head of Group Risk & Compliance | no data | no data | no data | |
| Company Secretary & Legal Manager | no data | no data | no data | |
| Global Sales & Marketing Director | no data | no data | no data | |
| Head of Human Resources | no data | no data | no data | |
| Chief Strategy Officer | no data | no data | no data | |
| Group Chief Actuary | 5.92yrs | no data | no data | |
| General Manager of Hansard Europe DAC | no data | no data | no data |
6.3yrs
Average Tenure
Experienced Management: HSD's management team is seasoned and experienced (6.3 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Group CEO & Director | 8.17yrs | UK£407.68k | 0.50% £ 332.1k | |
| Group CFO & Director | 5.25yrs | UK£204.97k | 0.077% £ 51.2k | |
| Independent Non-Executive Director | 1yr | UK£16.67k | no data | |
| Independent Non-Executive Director | 1.25yrs | UK£32.08k | no data | |
| Non-Executive Director | 2.5yrs | UK£50.00k | 11.38% £ 7.6m | |
| Independent Chairman of the Board & Senior Independent Director | 0.33yr | UK£66.08k | no data | |
| Independent Non-Executive Director | 0.25yr | no data | no data |
1.3yrs
Average Tenure
59yo
Average Age
Experienced Board: HSD's board of directors are not considered experienced ( 1.3 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Hansard Global Plc's company bio, employee growth, exchange listings and data sources
Key Information
- Name: Hansard Global Plc
- Ticker: HSD
- Exchange: LSE
- Founded: 1970
- Industry: Life and Health Insurance
- Sector: Insurance
- Market Cap: UK£66.879m
- Shares outstanding: 137.05m
- Website: https://www.hansard.com
Number of Employees
Location
- Hansard Global Plc
- Harbour Court
- Lord Street
- Douglas
- Isle of Man
- IM99 1QL
- United Kingdom
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| HSD | LSE (London Stock Exchange) | Yes | Ordinary Shares | GB | GBP | Dec 2006 |
| HNRD.F | OTCPK (Pink Sheets LLC) | Yes | Ordinary Shares | US | USD | Dec 2006 |
| HSDL | BATS-CHIXE (BATS 'Chi-X Europe') | Yes | Ordinary Shares | GB | GBP | Dec 2006 |
| H9G | DB (Deutsche Boerse AG) | Yes | Ordinary Shares | DE | EUR | Dec 2006 |
Biography
Hansard Global plc operates as a specialist long-term savings provider that offers savings and investment products for investors, institutions, and wealth-management groups worldwide. The company offers un...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/03/02 19:17 |
| End of Day Share Price | 2021/03/02 00:00 |
| Earnings | 2020/06/30 |
| Annual Earnings | 2020/06/30 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.