Direct Line Insurance Group (LSE:DLG) Stock Price & Quote Analysis

DLG fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	2/6
Past Performance	1/6
Financial Health	5/6
Dividends	3/6

DLG Stock Overview

Direct Line Insurance Group plc provides general insurance products and services in the United Kingdom.

Rewards

Trading at 64.8% below our estimate of its fair value

Earnings are forecast to grow 17.75% per year

Risk Analysis

Dividend of 10.86% is not well covered by earnings

Direct Line Insurance Group plc Competitors

Beazley

LSE:BEZ

UK£3.4b

Admiral Group

LSE:ADM

UK£5.8b

Sabre Insurance Group

LSE:SBRE

UK£298.5m

Personal Group Holdings

AIM:PGH

UK£74.0m

Price History & Performance

Summary of all time highs, changes and price drops for Direct Line Insurance Group
Historical stock prices
Current Share Price	UK£2.09
52 Week High	UK£3.19
52 Week Low	UK£1.85
Beta	0.39
1 Month Change	-14.16%
3 Month Change	-12.98%
1 Year Change	-33.09%
3 Year Change	-28.73%
5 Year Change	-47.50%
Change since IPO	1.96%

Shareholder Returns

	DLG	GB Insurance	GB Market
7D	0.9%	3.2%	0.8%
1Y	-33.1%	-21.4%	-6.4%

Return vs Industry: DLG underperformed the UK Insurance industry which returned -22.7% over the past year.

Return vs Market: DLG underperformed the UK Market which returned -6.8% over the past year.

Price Volatility

Is DLG's price volatile compared to industry and market?
DLG volatility
DLG Average Weekly Movement	5.7%
Insurance Industry Average Movement	4.6%
Market Average Movement	5.4%
10% most volatile stocks in GB Market	10.8%
10% least volatile stocks in GB Market	2.7%

Stable Share Price: DLG is not significantly more volatile than the rest of UK stocks over the past 3 months, typically moving +/- 6% a week.

Volatility Over Time: DLG's weekly volatility (6%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1985	9,786	Penny James	https://www.directlinegroup.co.uk

Direct Line Insurance Group plc provides general insurance products and services in the United Kingdom. The company operates through Motor, Home, Rescue and Other Personal Lines, and Commercial segments. It offers motor, home, rescue, travel, creditor, and pet insurance products, as well as insurance for mid-to-high-net worth customers; and commercial insurance for small and medium-sized enterprises.

Direct Line Insurance Group plc Fundamentals Summary

How do Direct Line Insurance Group's earnings and revenue compare to its market cap?
DLG fundamental statistics
Market Cap	UK£2.72b
Earnings (TTM)	UK£269.00m
Revenue (TTM)	UK£3.22b

10.1x

P/E Ratio

0.8x

P/S Ratio

Is DLG overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report
DLG income statement (TTM)
Revenue	UK£3.22b
Cost of Revenue	UK£2.16b
Gross Profit	UK£1.06b
Other Expenses	UK£793.20m
Earnings	UK£269.00m

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)	0.21
Gross Margin	32.96%
Net Profit Margin	8.35%
Debt/Equity Ratio	13.6%

How did DLG perform over the long term?

See historical performance and comparison

Dividends

10.9%

Current Dividend Yield

111%

Payout Ratio

Does DLG pay a reliable dividends?

See DLG dividend history and benchmarks

When do you need to buy DLG by to receive an upcoming dividend?
Direct Line Insurance Group dividend dates
Ex Dividend Date	Aug 11 2022
Dividend Pay Date	Sep 09 2022
Days until Ex dividend	1 day
Days until Dividend pay date	30 days

Does DLG pay a reliable dividends?

See DLG dividend history and benchmarks

Direct Line Insurance Group LSE:DLG Stock Report

Last Price

Market Cap

7D

1Y

Updated

Data