BEZ Stock Overview
Beazley plc provides risk insurance and reinsurance solutions in the United States, Europe, and internationally.
No risks detected for BEZ from our risk checks.
Price History & Performance
|Historical stock prices|
|Current Share Price||UK£3.98|
|52 Week High||UK£4.30|
|52 Week Low||UK£2.92|
|1 Month Change||2.00%|
|3 Month Change||1.17%|
|1 Year Change||9.59%|
|3 Year Change||-28.84%|
|5 Year Change||5.77%|
|Change since IPO||410.00%|
Recent News & Updates
|BEZ||GB Insurance||GB Market|
Return vs Industry: BEZ exceeded the UK Insurance industry which returned 3.4% over the past year.
Return vs Market: BEZ underperformed the UK Market which returned 11.7% over the past year.
|BEZ Average Weekly Movement||3.9%|
|Insurance Industry Average Movement||3.5%|
|Market Average Movement||4.9%|
|10% most volatile stocks in GB Market||9.7%|
|10% least volatile stocks in GB Market||2.5%|
Stable Share Price: BEZ is not significantly more volatile than the rest of UK stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: BEZ's weekly volatility (4%) has been stable over the past year.
About the Company
Beazley plc provides risk insurance and reinsurance solutions in the United States, Europe, and internationally. Its Cyber & Executive Risk segment underwrites management liabilities, such as employment practices risks and directors and officers, cyber and technology, and media and business services. The company's Marine segment underwrites various marine classes, including hull, energy, cargo and specie, piracy, satellite, aviation, kidnap and ransom, and war risks.
Beazley Fundamentals Summary
|BEZ fundamental statistics|
Is BEZ overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|BEZ income statement (TTM)|
|Cost of Revenue||US$2.67b|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
May 06, 2022
|Earnings per share (EPS)||0.18|
|Net Profit Margin||3.46%|
How did BEZ perform over the long term?See historical performance and comparison
Is Beazley undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: BEZ (£3.98) is trading below our estimate of fair value (£10.42)
Significantly Below Fair Value: BEZ is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: BEZ is poor value based on its PE Ratio (30.2x) compared to the UK Insurance industry average (13.4x).
PE vs Market: BEZ is poor value based on its PE Ratio (30.2x) compared to the UK market (19.1x).
Price to Earnings Growth Ratio
PEG Ratio: BEZ is poor value based on its PEG Ratio (1.7x)
Price to Book Ratio
PB vs Industry: BEZ is overvalued based on its PB Ratio (1.6x) compared to the GB Insurance industry average (1.2x).
How is Beazley forecast to perform in the next 1 to 3 years based on estimates from 13 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: BEZ's forecast earnings growth (17.7% per year) is above the savings rate (0.9%).
Earnings vs Market: BEZ's earnings (17.7% per year) are forecast to grow faster than the UK market (12.7% per year).
High Growth Earnings: BEZ's earnings are forecast to grow, but not significantly.
Revenue vs Market: BEZ's revenue (10.3% per year) is forecast to grow faster than the UK market (4.9% per year).
High Growth Revenue: BEZ's revenue (10.3% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: BEZ's Return on Equity is forecast to be low in 3 years time (17.1%).
How has Beazley performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: BEZ has high quality earnings.
Growing Profit Margin: BEZ's current net profit margins (3.5%) are higher than last year (3.1%).
Past Earnings Growth Analysis
Earnings Trend: BEZ's earnings have declined by 27.6% per year over the past 5 years.
Accelerating Growth: BEZ's earnings growth over the past year (28.1%) exceeds its 5-year average (-27.6% per year).
Earnings vs Industry: BEZ earnings growth over the past year (28.1%) exceeded the Insurance industry 18.5%.
Return on Equity
High ROE: BEZ's Return on Equity (5.4%) is considered low.
How is Beazley's financial position?
Financial Position Analysis
Short Term Liabilities: BEZ's short term assets ($10.8B) exceed its short term liabilities ($998.1M).
Long Term Liabilities: BEZ's short term assets ($10.8B) exceed its long term liabilities ($8.5B).
Debt to Equity History and Analysis
Debt Level: BEZ has more cash than its total debt.
Reducing Debt: BEZ's debt to equity ratio has increased from 16.9% to 28.2% over the past 5 years.
Debt Coverage: BEZ's debt is well covered by operating cash flow (119.5%).
Interest Coverage: BEZ's interest payments on its debt are well covered by EBIT (3.5x coverage).
What is Beazley current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate BEZ's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate BEZ's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if BEZ's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if BEZ's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: BEZ is not paying a notable dividend for the UK market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of BEZ's dividend in 3 years as they are not forecast to pay a notable one for the UK market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Adrian Cox (49 yo)
Mr. Adrian Peter Cox is Chief Executive Officer of Lloyd's Syndicate - 3623 (Beazley Furlonge Limited). He serves as Chief Executive Officer at Beazley Plc since April 01, 2021. He has been an Executive Di...
CEO Compensation Analysis
Compensation vs Market: Adrian's total compensation ($USD663.31K) is below average for companies of similar size in the UK market ($USD1.75M).
Compensation vs Earnings: Adrian's compensation has been consistent with company performance over the past year.
Experienced Management: BEZ's management team is considered experienced (2 years average tenure).
Experienced Board: BEZ's board of directors are not considered experienced ( 2.6 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Beazley plc's employee growth, exchange listings and data sources
- Name: Beazley plc
- Ticker: BEZ
- Exchange: LSE
- Founded: 1986
- Industry: Property and Casualty Insurance
- Sector: Insurance
- Market Cap: UK£2.409b
- Shares outstanding: 605.53m
- Website: https://www.beazley.com
Number of Employees
- Beazley plc
- 22 Bishopsgate
- Greater London
- EC2N 4BQ
- United Kingdom
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/11/28 18:46|
|End of Day Share Price||2021/11/26 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.