Società Cattolica di Assicurazione - Società Cooperativa provides life and non-life insurance products and services in Italy. More Details
Reasonable growth potential with imperfect balance sheet.
Share Price & News
How has Società Cattolica di Assicurazione - Società Cooperativa's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: Insufficient data to determine CASSM's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine CASSM's volatility change over the past year.
7 Day Return
1 Year Return
Return vs Industry: CASSM underperformed the UK Insurance industry which returned 43.8% over the past year.
Return vs Market: CASSM underperformed the UK Market which returned 24.9% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Società Cattolica di Assicurazione - Società Cooperativa's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Società Cattolica di Assicurazione - Società Cooperativa undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: CASSM (€5.07) is trading above our estimate of fair value (€4.72)
Significantly Below Fair Value: CASSM is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: CASSM is unprofitable, so we can't compare its PE Ratio to the GB Insurance industry average.
PE vs Market: CASSM is unprofitable, so we can't compare its PE Ratio to the UK market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate CASSM's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: CASSM is good value based on its PB Ratio (0.4x) compared to the GB Insurance industry average (1.4x).
How is Società Cattolica di Assicurazione - Società Cooperativa forecast to perform in the next 1 to 3 years based on estimates from 3 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: CASSM is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (1%).
Earnings vs Market: CASSM is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: CASSM's is expected to become profitable in the next 3 years.
Revenue vs Market: CASSM's revenue (18% per year) is forecast to grow faster than the UK market (6.4% per year).
High Growth Revenue: CASSM's revenue (18% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: CASSM's Return on Equity is forecast to be low in 3 years time (4.2%).
How has Società Cattolica di Assicurazione - Società Cooperativa performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: CASSM is currently unprofitable.
Growing Profit Margin: CASSM is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: CASSM is unprofitable, and losses have increased over the past 5 years at a rate of 0.07% per year.
Accelerating Growth: Unable to compare CASSM's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: CASSM is unprofitable, making it difficult to compare its past year earnings growth to the Insurance industry (-13%).
Return on Equity
High ROE: CASSM has a negative Return on Equity (0.38%), as it is currently unprofitable.
How is Società Cattolica di Assicurazione - Società Cooperativa's financial position?
Financial Position Analysis
Short Term Liabilities: CASSM's short term assets (€5.4B) exceed its short term liabilities (€3.5B).
Long Term Liabilities: CASSM's short term assets (€5.4B) do not cover its long term liabilities (€20.5B).
Debt to Equity History and Analysis
Debt Level: CASSM's debt to equity ratio (33.6%) is considered satisfactory.
Reducing Debt: CASSM's debt to equity ratio has increased from 10.7% to 33.6% over the past 5 years.
Debt Coverage: CASSM's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: CASSM is unprofitable, therefore interest payments are not well covered by earnings.
What is Società Cattolica di Assicurazione - Società Cooperativa current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate CASSM's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate CASSM's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if CASSM's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if CASSM's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: CASSM is not paying a notable dividend for the UK market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of CASSM's dividend in 3 years as they are not forecast to pay a notable one for the UK market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Carlo Ferraresi (54 yo)
Mr. Carlo Ferraresi has been General Manager of Società Cattolica di Assicurazione - SC since July 1, 2020. Mr. Ferraresi has been Chief Executive Officer at Cattolica at Società Cattolica di Assicurazione...
CEO Compensation Analysis
Compensation vs Market: Insufficient data to establish whether Carlo's total compensation is reasonable compared to companies of similar size in the UK market.
Compensation vs Earnings: Carlo's compensation has increased whilst the company is unprofitable.
Experienced Management: CASSM's management team is not considered experienced ( 0.9 years average tenure), which suggests a new team.
Experienced Board: CASSM's board of directors are not considered experienced ( 2 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 32.1%.
Società Cattolica di Assicurazione - Società Cooperativa's company bio, employee growth, exchange listings and data sources
- Name: Società Cattolica di Assicurazione - Società Cooperativa
- Ticker: CASSM
- Exchange: BATS-CHIXE
- Founded: 1896
- Industry: Life and Health Insurance
- Sector: Insurance
- Market Cap: €1.089b
- Shares outstanding: 221.02m
- Website: https://www.cattolica.it
Number of Employees
- Società Cattolica di Assicurazione - Società Cooperativa
- Lungadige Cangrande, 16
Società Cattolica di Assicurazione - Società Cooperativa provides life and non-life insurance products and services in Italy. Its life insurance products include human life linked investment funds, health ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/04/14 17:37|
|End of Day Share Price||2021/04/12 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.