LSE:VCBC

Stock Analysis Report

Executive Summary

Vertu Capital Limited does not have significant operations.

Snowflake

Fundamentals

Worrying balance sheet with weak fundamentals.

Share Price & News

How has Vertu Capital's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

VCBC

-1.3%

GB Capital Markets

-0.4%

GB Market


1 Year Return

-40.4%

VCBC

19.7%

GB Capital Markets

2.9%

GB Market

Return vs Industry: VCBC underperformed the UK Capital Markets industry which returned 19.7% over the past year.

Return vs Market: VCBC underperformed the UK Market which returned 2.9% over the past year.


Shareholder returns

VCBCIndustryMarket
7 Day0%-1.3%-0.4%
30 Day0%-3.1%-1.4%
90 Day0%3.0%-2.1%
1 Year-40.4%-40.4%22.6%19.7%8.0%2.9%
3 Year-37.8%-37.8%77.2%64.6%18.0%3.6%
5 Yearn/a148.0%118.6%35.8%6.4%

Price Volatility Vs. Market

How volatile is Vertu Capital's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is Vertu Capital undervalued compared to its fair value and its price relative to the market?

2.4x

Price to Book (PB) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate VCBC's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate VCBC's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: VCBC is unprofitable, so we can't compare its PE Ratio to the Capital Markets industry average.

PE vs Market: VCBC is unprofitable, so we can't compare its PE Ratio to the UK market.


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate VCBC's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: VCBC is overvalued based on its PB Ratio (2.4x) compared to the GB Capital Markets industry average (1.3x).


Next Steps

Future Growth

How is Vertu Capital forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

17.9%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Vertu Capital has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has Vertu Capital performed over the past 5 years?

9.0%

Historical annual earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: VCBC is unprofitable, but has reduced losses over the past 5 years at a rate of 9% per year.

Accelerating Growth: Unable to compare VCBC's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: VCBC is unprofitable, making it difficult to compare its past year earnings growth to the Capital Markets industry (4.6%).


Return on Equity

High ROE: VCBC has a negative Return on Equity (-44.38%), as it is currently unprofitable.


Return on Assets

ROA vs Industry: VCBC is currently unprofitable, so its Return on Assets is negative.


Return on Capital Employed

ROCE Improving: VCBC is currently unprofitable, so its Return on Capital Employed is negative.


Next Steps

Financial Health

How is Vertu Capital's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Inventory Level: VCBC has a low level of unsold assets or inventory.

Debt Coverage by Assets: Insufficient data to determine if VCBC's debt is covered by short term assets.


Cash Runway Analysis

For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.

Stable Cash Runway: VCBC has sufficient cash runway for more than a year based on its current free cash flow.

Forecast Cash Runway: VCBC has sufficient cash runway for 1.984435 years if free cash flow continues to grow at historical rates of 3.2% each year.


Financial Institutions Analysis

Asset Level: VCBC's level of assets compared to its equity is low.

Allowance for Bad Loans: Insufficient data to determine if VCBC has a sufficient allowance for bad loans.

Low Risk Liabilities: VCBC reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if VCBC has an acceptable proportion of non-loan assets held.

Low Risk Deposits: VCBC has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if VCBC has an appropriate level of bad loans.


Next Steps

Dividend

What is Vertu Capital's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

companyn/amarketbottom25%2.0%markettop25%5.4%industryaverage2.1%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: Unable to evaluate VCBC's dividend yield against the bottom 25% of dividend payers, as the company has not reported any payouts.

High Dividend: Unable to evaluate VCBC's dividend yield against the top 25% of dividend payers, as the company has not reported any payouts.

Stable Dividend: Insufficient data to determine if VCBC's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if VCBC's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of VCBC's dividend in 3 years as they are not forecast to pay a notable one for the UK market.


Next Steps

Management

What is the CEO of Vertu Capital's salary, the management and board of directors tenure and is there insider trading?

3.3yrs

Average board tenure


CEO

Vertu Capital has no CEO, or we have no data on them.


Board Age and Tenure

3.3yrs

Average Tenure

46.5yo

Average Age

Experienced Board: VCBC's board of directors are considered experienced (3.3 years average tenure).


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown


Management Team

  • Simon Retter (37yo)

    Finance Director & Non-Executive Director

    • Tenure: 0yrs
    • Compensation: UK£25.00k
  • Rada Palanisamy

    Company Secretary

    • Tenure: 0yrs

Board Members

  • Simon Retter (37yo)

    Finance Director & Non-Executive Director

    • Tenure: 0yrs
    • Compensation: UK£25.00k
  • William Du (41yo)

    Non-Executive Chairman

    • Tenure: 3.3yrs
    • Compensation: UK£5.00k
  • Shunita Maghji (52yo)

    Non-Executive Director

    • Tenure: 5.1yrs
    • Compensation: UK£5.00k
  • Mark Simmonds (55yo)

    Non-Executive Director

    • Tenure: 1.4yrs
    • Compensation: UK£16.40k

Company Information

Vertu Capital Limited's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: Vertu Capital Limited
  • Ticker: VCBC
  • Exchange: LSE
  • Founded: 2014
  • Industry: Asset Management and Custody Banks
  • Sector: Diversified Financials
  • Market Cap: UK£839.999k
  • Shares outstanding: 120.00m
  • Website: https://www.vertucapital.co.uk

Location

  • Vertu Capital Limited
  • Empire Office Tower
  • Suite A-02-02
  • Subang Jaya
  • Selangor
  • 47500
  • Malaysia

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
VCBCLSE (London Stock Exchange)YesOrdinary SharesGBGBPJan 2015

Biography

Vertu Capital Limited does not have significant operations. It intends to acquire a target company or business in the financial services sector, including fund management businesses, niche investment banks ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/10/20 21:52
End of Day Share Price2019/10/18 00:00
Earnings2019/06/30
Annual Earnings2018/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.