STJ Stock Overview
St. James's Place plc is a publicly owned investment manager.
St. James's Place Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||UK£11.36|
|52 Week High||UK£17.43|
|52 Week Low||UK£10.85|
|1 Month Change||-12.01%|
|3 Month Change||-21.57%|
|1 Year Change||-23.09%|
|3 Year Change||0%|
|5 Year Change||-5.02%|
|Change since IPO||1,190.91%|
Recent News & Updates
St. James's Place (LON:STJ) Is Paying Out A Larger Dividend Than Last Year
St. James's Place plc's ( LON:STJ ) dividend will be increasing to UK£0.40 on 27th of May. This will take the dividend...
|STJ||GB Capital Markets||GB Market|
Return vs Industry: STJ underperformed the UK Capital Markets industry which returned -15.9% over the past year.
Return vs Market: STJ underperformed the UK Market which returned -6.8% over the past year.
|STJ Average Weekly Movement||4.2%|
|Capital Markets Industry Average Movement||4.2%|
|Market Average Movement||5.5%|
|10% most volatile stocks in GB Market||10.7%|
|10% least volatile stocks in GB Market||2.8%|
Stable Share Price: STJ is not significantly more volatile than the rest of UK stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: STJ's weekly volatility (4%) has been stable over the past year.
About the Company
St. James's Place plc is a publicly owned investment manager. The firm launches and manages equity, fixed income, and balanced mutual funds for its clients. It invests in public equity and fixed income market across the globe.
St. James's Place Fundamentals Summary
|STJ fundamental statistics|
Is STJ overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|STJ income statement (TTM)|
|Cost of Revenue||UK£0|
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
Jul 28, 2022
|Earnings per share (EPS)||0.53|
|Net Profit Margin||1.59%|
How did STJ perform over the long term?See historical performance and comparison
4.6%Current Dividend Yield
Is STJ undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 3/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for STJ?
Other financial metrics that can be useful for relative valuation.
|What is STJ's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does STJ's PE Ratio compare to its peers?
|STJ PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
III 3i Group
RCP RIT Capital Partners
ICP Intermediate Capital Group
STJ St. James's Place
Price-To-Earnings vs Peers: STJ is expensive based on its Price-To-Earnings Ratio (21.5x) compared to the peer average (6.7x).
Price to Earnings Ratio vs Industry
How does STJ's PE Ratio compare vs other companies in the GB Capital Markets Industry?
Price-To-Earnings vs Industry: STJ is expensive based on its Price-To-Earnings Ratio (21.5x) compared to the UK Capital Markets industry average (9.6x)
Price to Earnings Ratio vs Fair Ratio
What is STJ's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||21.5x|
|Fair PE Ratio||22.8x|
Price-To-Earnings vs Fair Ratio: STJ is good value based on its Price-To-Earnings Ratio (21.5x) compared to the estimated Fair Price-To-Earnings Ratio (22.8x).
Share Price vs Fair Value
What is the Fair Price of STJ when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: STJ (£11.36) is trading below our estimate of fair value (£18.58)
Significantly Below Fair Value: STJ is trading below fair value by more than 20%.
Price to Earnings Growth Ratio
PEG Ratio: STJ is poor value based on its PEG Ratio (1.4x)
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How is St. James's Place forecast to perform in the next 1 to 3 years based on estimates from 8 analysts?
Future Growth Score3/6
Future Growth Score 3/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: STJ's forecast earnings growth (15.2% per year) is above the savings rate (0.9%).
Earnings vs Market: STJ's earnings (15.2% per year) are forecast to grow faster than the UK market (11% per year).
High Growth Earnings: STJ's earnings are forecast to grow, but not significantly.
Revenue vs Market: STJ's revenue is expected to decline over the next 3 years (-83.2% per year).
High Growth Revenue: STJ's revenue is forecast to decline over the next 3 years (-83.2% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: STJ's Return on Equity is forecast to be high in 3 years time (35%)
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How has St. James's Place performed over the past 5 years?
Past Performance Score3/6
Past Performance Score 3/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: STJ has high quality earnings.
Growing Profit Margin: STJ's current net profit margins (1.6%) are lower than last year (3.3%).
Past Earnings Growth Analysis
Earnings Trend: STJ's earnings have grown by 17.1% per year over the past 5 years.
Accelerating Growth: STJ's earnings growth over the past year (9.4%) is below its 5-year average (17.1% per year).
Earnings vs Industry: STJ earnings growth over the past year (9.4%) underperformed the Capital Markets industry 47.5%.
Return on Equity
High ROE: STJ's Return on Equity (25.7%) is considered high.
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How is St. James's Place's financial position?
Financial Health Score3/6
Financial Health Score 3/6
Short Term Liabilities
Long Term Liabilities
Financial Position Analysis
Short Term Liabilities: STJ's short term assets (£11.9B) exceed its short term liabilities (£7.8B).
Long Term Liabilities: STJ's short term assets (£11.9B) do not cover its long term liabilities (£146.8B).
Debt to Equity History and Analysis
Debt Level: STJ has more cash than its total debt.
Reducing Debt: STJ's debt to equity ratio has increased from 29.6% to 48.2% over the past 5 years.
Debt Coverage: STJ's debt is well covered by operating cash flow (264.9%).
Interest Coverage: Insufficient data to determine if STJ's interest payments on its debt are well covered by EBIT.
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What is St. James's Place current dividend yield, its reliability and sustainability?
Dividend Score 3/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: STJ's dividend (4.57%) is higher than the bottom 25% of dividend payers in the UK market (1.86%).
High Dividend: STJ's dividend (4.57%) is low compared to the top 25% of dividend payers in the UK market (5.17%).
Stability and Growth of Payments
Stable Dividend: STJ's dividend payments have been volatile in the past 10 years.
Growing Dividend: STJ's dividend payments have increased over the past 10 years.
Earnings Payout to Shareholders
Earnings Coverage: With its high payout ratio (97.5%), STJ's dividend payments are not well covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: With its low cash payout ratio (20%), STJ's dividend payments are well covered by cash flows.
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How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Andrew Croft (56 yo)
Mr. Andrew Croft has been the Chief Executive Officer of St. James’s Place plc since January 1, 2018 and serves as its Executive Director since September 1, 2004. Mr. Croft also serves as Member of Executi...
CEO Compensation Analysis
Compensation vs Market: Andrew's total compensation ($USD3.95M) is about average for companies of similar size in the UK market ($USD3.23M).
Compensation vs Earnings: Andrew's compensation has increased by more than 20% in the past year.
Experienced Management: STJ's management team is seasoned and experienced (5.4 years average tenure).
Experienced Board: STJ's board of directors are not considered experienced ( 2.7 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: STJ insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
St. James's Place plc's employee growth, exchange listings and data sources
- Name: St. James's Place plc
- Ticker: STJ
- Exchange: LSE
- Founded: 1991
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Implied Market Cap: UK£6.303b
- Shares outstanding: 541.97m
- Website: https://www.sjp.co.uk
Number of Employees
- St. James's Place plc
- St. James’s Place House
- 1 Tetbury Road
- GL7 1FP
- United Kingdom
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/06/29 00:00|
|End of Day Share Price||2022/06/29 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.