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IPF

International Personal Finance LSE:IPF Stock Report

Last Price

UK£0.75

Market Cap

UK£167.0m

7D

-3.7%

1Y

-41.0%

Updated

06 Dec, 2022

Data

Company Financials +
IPF fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance4/6
Financial Health3/6
Dividends4/6

IPF Stock Overview

International Personal Finance plc, together with its subsidiaries, provides consumer credit in Europe and Mexico.

International Personal Finance plc Competitors

Price History & Performance

Summary of all time highs, changes and price drops for International Personal Finance
Historical stock prices
Current Share PriceUK£0.75
52 Week HighUK£1.48
52 Week LowUK£0.71
Beta1.62
1 Month Change-1.44%
3 Month Change-24.93%
1 Year Change-41.04%
3 Year Change-47.18%
5 Year Change-62.03%
Change since IPO-71.70%

Recent News & Updates

Recent updates

Earnings Update: Here's Why Analysts Just Lifted Their International Personal Finance plc (LON:IPF) Price Target To UK£1.39

Mar 06
Earnings Update: Here's Why Analysts Just Lifted Their International Personal Finance plc (LON:IPF) Price Target To UK£1.39

International Personal Finance (LON:IPF) Share Prices Have Dropped 70% In The Last Five Years

Dec 14
International Personal Finance (LON:IPF) Share Prices Have Dropped 70% In The Last Five Years

Shareholder Returns

IPFGB Consumer FinanceGB Market
7D-3.7%-0.08%1.1%
1Y-41.0%-33.8%-6.6%

Return vs Industry: IPF underperformed the UK Consumer Finance industry which returned -33.8% over the past year.

Return vs Market: IPF underperformed the UK Market which returned -6.6% over the past year.

Price Volatility

Is IPF's price volatile compared to industry and market?
IPF volatility
IPF Average Weekly Movement9.3%
Consumer Finance Industry Average Movement8.0%
Market Average Movement5.8%
10% most volatile stocks in GB Market11.1%
10% least volatile stocks in GB Market2.9%

Stable Share Price: IPF is more volatile than 75% of UK stocks over the past 3 months, typically moving +/- 9% a week.

Volatility Over Time: IPF's weekly volatility (9%) has been stable over the past year, but is still higher than 75% of UK stocks.

About the Company

FoundedEmployeesCEOWebsite
19978,546Gerard Ryanhttps://www.ipfin.co.uk

International Personal Finance plc, together with its subsidiaries, provides consumer credit in Europe and Mexico. The company offers home credit products, such as money transfer loans direct to bank account, cash and microbusiness loans, home, medical and life insurances, and repayments services. It also offers digital business services comprising of instalment loans and repayment schedules, credit line products, and mobile wallet payments.

International Personal Finance plc Fundamentals Summary

How do International Personal Finance's earnings and revenue compare to its market cap?
IPF fundamental statistics
Market CapUK£167.04m
Earnings (TTM)UK£49.80m
Revenue (TTM)UK£583.20m

3.3x

P/E Ratio

0.3x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
IPF income statement (TTM)
RevenueUK£583.20m
Cost of RevenueUK£87.80m
Gross ProfitUK£495.40m
Other ExpensesUK£445.60m
EarningsUK£49.80m

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

Mar 01, 2023

Earnings per share (EPS)0.22
Gross Margin84.95%
Net Profit Margin8.54%
Debt/Equity Ratio125.7%

How did IPF perform over the long term?

See historical performance and comparison

Dividends

11.3%

Current Dividend Yield

38%

Payout Ratio