| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 3/6 |
| Dividends | 4/6 |
IPF Stock Overview
International Personal Finance plc, together with its subsidiaries, provides consumer credit in Europe and Mexico.
International Personal Finance plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£0.75 |
| 52 Week High | UK£1.48 |
| 52 Week Low | UK£0.71 |
| Beta | 1.62 |
| 1 Month Change | -1.44% |
| 3 Month Change | -24.93% |
| 1 Year Change | -41.04% |
| 3 Year Change | -47.18% |
| 5 Year Change | -62.03% |
| Change since IPO | -71.70% |
Recent News & Updates
Shareholder Returns
| IPF | GB Consumer Finance | GB Market | |
|---|---|---|---|
| 7D | -3.7% | -0.08% | 1.1% |
| 1Y | -41.0% | -33.8% | -6.6% |
Return vs Industry: IPF underperformed the UK Consumer Finance industry which returned -33.8% over the past year.
Return vs Market: IPF underperformed the UK Market which returned -6.6% over the past year.
Price Volatility
| IPF volatility | |
|---|---|
| IPF Average Weekly Movement | 9.3% |
| Consumer Finance Industry Average Movement | 8.0% |
| Market Average Movement | 5.8% |
| 10% most volatile stocks in GB Market | 11.1% |
| 10% least volatile stocks in GB Market | 2.9% |
Stable Share Price: IPF is more volatile than 75% of UK stocks over the past 3 months, typically moving +/- 9% a week.
Volatility Over Time: IPF's weekly volatility (9%) has been stable over the past year, but is still higher than 75% of UK stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1997 | 8,546 | Gerard Ryan | https://www.ipfin.co.uk |
International Personal Finance plc, together with its subsidiaries, provides consumer credit in Europe and Mexico. The company offers home credit products, such as money transfer loans direct to bank account, cash and microbusiness loans, home, medical and life insurances, and repayments services. It also offers digital business services comprising of instalment loans and repayment schedules, credit line products, and mobile wallet payments.
International Personal Finance plc Fundamentals Summary
| IPF fundamental statistics | |
|---|---|
| Market Cap | UK£167.04m |
| Earnings (TTM) | UK£49.80m |
| Revenue (TTM) | UK£583.20m |
3.3x
P/E Ratio0.3x
P/S RatioIs IPF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| IPF income statement (TTM) | |
|---|---|
| Revenue | UK£583.20m |
| Cost of Revenue | UK£87.80m |
| Gross Profit | UK£495.40m |
| Other Expenses | UK£445.60m |
| Earnings | UK£49.80m |
Last Reported Earnings
Jun 30, 2022
Next Earnings Date
Mar 01, 2023
| Earnings per share (EPS) | 0.22 |
| Gross Margin | 84.95% |
| Net Profit Margin | 8.54% |
| Debt/Equity Ratio | 125.7% |
How did IPF perform over the long term?
See historical performance and comparison