LSE:IHP

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Executive Summary

IntegraFin Holdings plc, together with its subsidiaries, provides investment platform for UK financial advisers and their clients. More Details

Rewards

Earnings are forecast to grow 8.34% per year

Earnings grew by 13.2% over the past year

Risk Analysis

No risks detected for IHP from our risk checks.


Snowflake Analysis

Flawless balance sheet with solid track record.


Similar Companies

Share Price & News

How has IntegraFin Holdings's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: IHP is less volatile than 75% of UK stocks over the past 3 months, typically moving +/- 4% a week.

Volatility Over Time: IHP's weekly volatility (4%) has been stable over the past year.


Market Performance


7 Day Return

0.2%

IHP

-0.8%

GB Capital Markets

-0.3%

GB Market


1 Year Return

15.1%

IHP

3.1%

GB Capital Markets

-7.9%

GB Market

Return vs Industry: IHP exceeded the UK Capital Markets industry which returned 3.1% over the past year.

Return vs Market: IHP exceeded the UK Market which returned -7.9% over the past year.


Shareholder returns

IHPIndustryMarket
7 Day0.2%-0.8%-0.3%
30 Day3.2%3.9%5.4%
90 Day10.7%13.5%15.7%
1 Year16.9%15.1%6.5%3.1%-4.1%-7.9%
3 Yearn/a29.1%13.8%4.2%-8.5%
5 Yearn/a99.6%63.8%45.0%12.1%

Long-Term Price Volatility Vs. Market

How volatile is IntegraFin Holdings's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is IntegraFin Holdings undervalued compared to its fair value and its price relative to the market?

39.9x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: IHP (£5.48) is trading above our estimate of fair value (£3.66)

Significantly Below Fair Value: IHP is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: IHP is poor value based on its PE Ratio (39.9x) compared to the GB Capital Markets industry average (19.8x).

PE vs Market: IHP is poor value based on its PE Ratio (39.9x) compared to the UK market (22.8x).


Price to Earnings Growth Ratio

PEG Ratio: IHP is poor value based on its PEG Ratio (4.8x)


Price to Book Ratio

PB vs Industry: IHP is overvalued based on its PB Ratio (12.9x) compared to the GB Capital Markets industry average (1.6x).


Next Steps

Future Growth

How is IntegraFin Holdings forecast to perform in the next 1 to 3 years based on estimates from 6 analysts?

8.3%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: IHP's forecast earnings growth (8.3% per year) is above the savings rate (1%).

Earnings vs Market: IHP's earnings (8.3% per year) are forecast to grow slower than the UK market (25.3% per year).

High Growth Earnings: IHP's earnings are forecast to grow, but not significantly.

Revenue vs Market: IHP's revenue (7.6% per year) is forecast to grow faster than the UK market (6.5% per year).

High Growth Revenue: IHP's revenue (7.6% per year) is forecast to grow slower than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: IHP's Return on Equity is forecast to be high in 3 years time (28.9%)


Next Steps

Past Performance

How has IntegraFin Holdings performed over the past 5 years?

17.5%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: IHP has high quality earnings.

Growing Profit Margin: IHP's current net profit margins (42.4%) are higher than last year (40.5%).


Past Earnings Growth Analysis

Earnings Trend: IHP's earnings have grown by 17.5% per year over the past 5 years.

Accelerating Growth: IHP's earnings growth over the past year (13.2%) is below its 5-year average (17.5% per year).

Earnings vs Industry: IHP earnings growth over the past year (13.2%) exceeded the Capital Markets industry -0.8%.


Return on Equity

High ROE: IHP's Return on Equity (32.3%) is considered high.


Next Steps

Financial Health

How is IntegraFin Holdings's financial position?


Financial Position Analysis

Short Term Liabilities: IHP's short term assets (£18.3B) exceed its short term liabilities (£18.1B).

Long Term Liabilities: IHP's short term assets (£18.3B) exceed its long term liabilities (£91.4M).


Debt to Equity History and Analysis

Debt Level: IHP is debt free.

Reducing Debt: IHP has not had any debt for past 5 years.

Debt Coverage: IHP has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: IHP has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Next Steps

Dividend

What is IntegraFin Holdings's current dividend yield, its reliability and sustainability?

1.51%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: IHP's dividend (1.51%) isn’t notable compared to the bottom 25% of dividend payers in the UK market (1.54%).

High Dividend: IHP's dividend (1.51%) is low compared to the top 25% of dividend payers in the UK market (4.54%).


Stability and Growth of Payments

Stable Dividend: IHP has been paying a dividend for less than 10 years and during this time payments have been volatile.

Growing Dividend: IHP's dividend payments have increased, but the company has only paid a dividend for 2 years.


Current Payout to Shareholders

Dividend Coverage: With its reasonable payout ratio (60.4%), IHP's dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: IHP's dividends in 3 years are forecast to be covered by earnings (65.9% payout ratio).


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

5.4yrs

Average management tenure


CEO

Alexander Scott (49 yo)

0.83

Tenure

UK£443,630

Compensation

Mr. Alexander Scott, also known as Alex, is the Chief Executive Officer of IntegraFin Holdings plc since March 2020 and has been its Director since February 11, 2014. Mr. Scott was the Chief Financial Offi...


CEO Compensation Analysis

Compensation vs Market: Alexander's total compensation ($USD604.05K) is below average for companies of similar size in the UK market ($USD1.94M).

Compensation vs Earnings: Alexander's compensation has been consistent with company performance over the past year.


Leadership Team

NamePositionTenureCompensationOwnership
Alexander Scott
CEO & Director0.83yrUK£443.63k0.36%
£ 6.5m
Ian Taylor
Executive Director7yrsUK£750.95k3.79%
£ 68.8m
Michael Howard
Executive Director6.92yrsno data7.05%
£ 128.0m
Judith Davidson
Chief Operating Officer10.17yrsno data3.93%
£ 71.3m
David Johnson
Group Counsel12.17yrsno data0.31%
£ 5.7m
Jonathan Gunby
Executive Director0.83yrno data0.34%
£ 6.2m
Helen Wakeford
Head of Legal & Company Secretary1.75yrsno datano data

5.4yrs

Average Tenure

57yo

Average Age

Experienced Management: IHP's management team is seasoned and experienced (5.4 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Alexander Scott
CEO & Director0.83yrUK£443.63k0.36%
£ 6.5m
Ian Taylor
Executive Director7yrsUK£750.95k3.79%
£ 68.8m
Michael Howard
Executive Director6.92yrsno data7.05%
£ 128.0m
Jonathan Gunby
Executive Director0.83yrno data0.34%
£ 6.2m
Richard Cranfield
Independent Chair1.25yrsUK£27.00k0.0030%
£ 54.8k
Caroline Banszky
Independent Non-Executive Director2.42yrsUK£60.00k0.0023%
£ 41.0k
Christopher Munro
Independent Non-Executive Director3.92yrsUK£100.00k0.30%
£ 5.5m
Neil Holden
Independent Non-Executive Director6.92yrsUK£60.00k0.0045%
£ 82.2k
Robert Lister
Independent Non-Executive Director1.58yrsUK£16.00k0.0018%
£ 33.0k
Victoria Cochrane
Senior Independent Non-Executive Director2.33yrsUK£60.00kno data

3.2yrs

Average Tenure

61yo

Average Age

Experienced Board: IHP's board of directors are considered experienced (3.2 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

IntegraFin Holdings plc's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: IntegraFin Holdings plc
  • Ticker: IHP
  • Exchange: LSE
  • Founded: 1999
  • Industry: Financial Exchanges and Data
  • Sector: Diversified Financials
  • Market Cap: UK£1.816b
  • Shares outstanding: 331.32m
  • Website: https://www.integrafin.co.uk

Number of Employees


Location

  • IntegraFin Holdings plc
  • 29 Clement's Lane
  • London
  • Greater London
  • EC4N 7AE
  • United Kingdom

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
IHPLSE (London Stock Exchange)YesOrdinary SharesGBGBPFeb 2018
IHPLBATS-CHIXE (BATS 'Chi-X Europe')YesOrdinary SharesGBGBPFeb 2018
84NDB (Deutsche Boerse AG)YesOrdinary SharesDEEURFeb 2018

Biography

IntegraFin Holdings plc, together with its subsidiaries, provides investment platform for UK financial advisers and their clients. The company operates Transact platform that delivers an infrastructure, wh...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/01/20 02:02
End of Day Share Price2021/01/19 00:00
Earnings2020/09/30
Annual Earnings2020/09/30


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.